Sep 25, 2014, 2:08 am
Last edit by: eponymous_coward
American Express
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
USA Cards with no Foreign Transaction Fees
May 9, 2012, 8:12 am
#181
FlyerTalk Evangelist
Join Date: Dec 2009
Location: HaMerkaz/Exit 145
Programs: UA, LY, BA, AA
Posts: 13,167
Is the Capital One credit line always crappy? I got a terrible one, but I thought that was because I'm a student. It's still annoyingly low
May 10, 2012, 11:22 am
#183
Join Date: Jun 2008
Location: ORD
Posts: 1,845
Is anyone here using a Capitol One Checking Account Debit Card at ATM's worldwide with zero problems?
We're off for on a 7 country trip and heard that when traveling, even if you inform Capitol One ahead of time, sometimes you'll not be able to withdrawal cash from an ATM in some cases and you have to call in.
Thanks.
We're off for on a 7 country trip and heard that when traveling, even if you inform Capitol One ahead of time, sometimes you'll not be able to withdrawal cash from an ATM in some cases and you have to call in.
Thanks.
Last edited by zznoname; May 10, 2012 at 4:21 pm
May 11, 2012, 5:38 am
#184
Join Date: Apr 2012
Location: BOS
Posts: 3
Is anyone here using a Capitol One Checking Account Debit Card at ATM's worldwide with zero problems?
We're off for on a 7 country trip and heard that when traveling, even if you inform Capitol One ahead of time, sometimes you'll not be able to withdrawal cash from an ATM in some cases and you have to call in.
Thanks.
We're off for on a 7 country trip and heard that when traveling, even if you inform Capitol One ahead of time, sometimes you'll not be able to withdrawal cash from an ATM in some cases and you have to call in.
Thanks.
I also used this card in Iceland with no problems whatsoever.
May 24, 2012, 8:29 am
#185
Join Date: Nov 2007
Programs: Marriott Bonvoy Platinum, Hilton Honors Diamond, Delta Gold
Posts: 4,356
I have a Citi Thank You Premier Card for a couple of years already and it has an annual fee of $75 (not $125 as is the current fee). Since I have this card from before the advent of no fee for foreign transactions and I don't pay the current $125 annual fee, does this mean that my card does not have this feature and I will pay the foreign transaction fees or is it an across the board feature for Premier Card holders no matter when you got the card and how much your annual fee is?
Thank you!
Thank you!
May 24, 2012, 8:39 am
#186
Join Date: Jan 2003
Location: NYC
Posts: 8,498
I have a Citi Thank You Premier Card for a couple of years already and it has an annual fee of $75 (not $125 as is the current fee). Since I have this card from before the advent of no fee for foreign transactions and I don't pay the current $125 annual fee, does this mean that my card does not have this feature and I will pay the foreign transaction fees or is it an across the board feature for Premier Card holders no matter when you got the card and how much your annual fee is?
Thank you!
Thank you!
May 26, 2012, 8:47 pm
#187
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,780
I have a Citi Thank You Premier Card for a couple of years already and it has an annual fee of $75 (not $125 as is the current fee). Since I have this card from before the advent of no fee for foreign transactions and I don't pay the current $125 annual fee, does this mean that my card does not have this feature and I will pay the foreign transaction fees or is it an across the board feature for Premier Card holders no matter when you got the card and how much your annual fee is?
Thank you!
Thank you!
Jun 4, 2012, 2:44 pm
#188
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
City National Crystal Visa Credit Card
https://www.cnb.com/lending/cards/in...redit-card.asp
$400 annual fee
Lounge Club access
I believe there is limited geographic availability
https://www.cnb.com/lending/cards/in...redit-card.asp
$400 annual fee
Lounge Club access
I believe there is limited geographic availability
Jun 5, 2012, 6:19 pm
#189
Join Date: Dec 2008
Posts: 64
Understanding the difference between truly 0% and 1% foreign exchange fees
It is said that Visa charges a 1% forex fee. How about MasterCard?
http://www.flyerguide.com/wiki/index...d_credit_cards
On the list there are several banks charging either 0% fee or a 1% fee and I am a little bit confused about it. How can they charge 0% if Visa charges 1% as a matter of fact?
Quotes:
Stanford FCU
Stanford FCU does not charge currency exchange fees on Visa debit card transactions, but other financial institutions may charge a fee.
State Farm Bank
State Farm Bank check cards carry the VISA logo and while State Farm Bank does not charge a fee for foreign currency translation VISA may charge you for Foreign currency exchange which is passed off of current exchange rates at that time.
http://www.flyerguide.com/wiki/index...d_credit_cards
On the list there are several banks charging either 0% fee or a 1% fee and I am a little bit confused about it. How can they charge 0% if Visa charges 1% as a matter of fact?
Quotes:
Stanford FCU
Stanford FCU does not charge currency exchange fees on Visa debit card transactions, but other financial institutions may charge a fee.
State Farm Bank
State Farm Bank check cards carry the VISA logo and while State Farm Bank does not charge a fee for foreign currency translation VISA may charge you for Foreign currency exchange which is passed off of current exchange rates at that time.
Jun 5, 2012, 8:29 pm
#190
Join Date: Jan 2003
Location: NYC
Posts: 8,498
Visa and MC both supposedly charge 1% fees, but the banks that are reported as 0% "eat" the fee, so customers do not pay it.
Unfortunately the wiki's creator (me) hasn't taken the time to keep up with all the changes of the last few years so the wiki is badly in need of a cleanup.
Unfortunately the wiki's creator (me) hasn't taken the time to keep up with all the changes of the last few years so the wiki is badly in need of a cleanup.
Jun 6, 2012, 2:33 pm
#192
FlyerTalk Evangelist
Join Date: Sep 2000
Programs: UA Million Miler (lite). NY Metro area.
Posts: 15,089
Heads up on the Capital One card... http://www.flyertalk.com/forum/credi...thdrawals.html
Jun 6, 2012, 5:09 pm
#193
Join Date: Dec 2008
Posts: 64
Visa and MC both supposedly charge 1% fees, but the banks that are reported as 0% "eat" the fee, so customers do not pay it.
Unfortunately the wiki's creator (me) hasn't taken the time to keep up with all the changes of the last few years so the wiki is badly in need of a cleanup.
Unfortunately the wiki's creator (me) hasn't taken the time to keep up with all the changes of the last few years so the wiki is badly in need of a cleanup.
Jun 8, 2012, 4:02 pm
#194
Join Date: Oct 2006
Location: USA
Programs: DL PM, Hyatt Globalist
Posts: 2,367
I don't want to get this thread derailed, but capital one is not known for high limits and for most applications it will pull a hard inquiry on each of the three major credit bureaus. Friends of mine who use Capital One when traveling also seem to have more problems with getting their accounts suspended for fraud (even when they call and inform capital one they are going to be out of the country).
Jun 12, 2012, 6:55 am
#195
Join Date: Mar 2011
Programs: AA LT PLT 3.2MM, Hilton Diamond, SPG Gold
Posts: 117
I don't want to get this thread derailed, but capital one is not known for high limits and for most applications it will pull a hard inquiry on each of the three major credit bureaus. Friends of mine who use Capital One when traveling also seem to have more problems with getting their accounts suspended for fraud (even when they call and inform capital one they are going to be out of the country).
By the way my credit limit with CapOne was at the very top end of initial credit limits of cards applied for in the past several years.