Card application while traveling - foreign IP address a problem?
#1
Original Poster


Join Date: May 2009
Location: Shanghai
Programs: BAEC (Gold), PC (Plat), HH (Gold), MR (Gold)
Posts: 2,732
I'm in Germany at the moment but want to get an app in tomorrow to beat an offer deadline. Does anyone have any experience as to whether a foreign IP address would trigger any kind of fraud-prevention review measure that could delay matters and mess things up?
Time-sensitive app would be with AMEX (Gold Bus), with another app being done with Citi (AA Bus Visa) for sake of having the credit pulls done on the same day.
Big sausage and a bottle of hefeweizen for the best answer.
Time-sensitive app would be with AMEX (Gold Bus), with another app being done with Citi (AA Bus Visa) for sake of having the credit pulls done on the same day.
Big sausage and a bottle of hefeweizen for the best answer.
#2
Join Date: Nov 2010
Location: FKB
Programs: Skymiles - FO
Posts: 207
I'm in Germany at the moment but want to get an app in tomorrow to beat an offer deadline. Does anyone have any experience as to whether a foreign IP address would trigger any kind of fraud-prevention review measure that could delay matters and mess things up?
Time-sensitive app would be with AMEX (Gold Bus), with another app being done with Citi (AA Bus Visa) for sake of having the credit pulls done on the same day.
Big sausage and a bottle of hefeweizen for the best answer.
Time-sensitive app would be with AMEX (Gold Bus), with another app being done with Citi (AA Bus Visa) for sake of having the credit pulls done on the same day.
Big sausage and a bottle of hefeweizen for the best answer.

#3
Original Poster


Join Date: May 2009
Location: Shanghai
Programs: BAEC (Gold), PC (Plat), HH (Gold), MR (Gold)
Posts: 2,732
#5
Join Date: Jan 2009
Location: LON/BCN/NYC/PDX
Programs: AA EXP 2MM, HHonors Gold, Hyatt Diamond
Posts: 102
#7
Join Date: Jun 1999
Location: Rio de Janeiro, BRAZIL
Programs: AA 4MM EXP; Starwood Lifetime Plt
Posts: 2,498
I've never had any problem with credit card applications, but using a credit card online is another matter. Try shopping at macys.com or a few other sites and see what happens! Everything works until you try to check out, even with a US shipping address that matches the credit card address.
#8


Join Date: Aug 2008
Programs: HHonors Gold, Marriott Lifetime Gold, IHG Gold, OZ*G, AA Gold, AS MVP
Posts: 1,944
#9


Join Date: Jul 2010
Location: MSN
Posts: 8,051
I applied for the Chase Sapphire Preferred card from the UK less than a month ago using my US address. Card is now in hand with no additional verification. I've also applied for two AmEx cards while out of the US without additional security required.
#10
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,077
Doesn't seem to be a general problem for those who apply from outside of the US but are considered to be a US person by most credit card companies.
#11
Join Date: Jun 2011
Location: PEK
Programs: SPG Plat, A3 *A Gold, HH Gold, IHG Plat
Posts: 392
I have recently applied for SPG American Express, Chase Sapphire Preferred, and Capital One Rewards, all from a China IP address and had no problems. Just used my US address to send the cards to.
I have had many problems with using Paypal from China. Many times they have frozen my account right after I do some activity and I have to call and go through many hassles. I think at this point they have finally put some notes in my account that it is OK to see activity from China. ^
I have had many problems with using Paypal from China. Many times they have frozen my account right after I do some activity and I have to call and go through many hassles. I think at this point they have finally put some notes in my account that it is OK to see activity from China. ^
#12




Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 2,131
I just did AOR small one from EU
Citi gave me lots of trouble but finally when i loaded the page on a different browser it went thru. dont recall which one was the troublemaker however....
Citi gave me lots of trouble but finally when i loaded the page on a different browser it went thru. dont recall which one was the troublemaker however....
#13


Join Date: Jul 2010
Location: MSN
Posts: 8,051
I have recently applied for SPG American Express, Chase Sapphire Preferred, and Capital One Rewards, all from a China IP address and had no problems. Just used my US address to send the cards to.
I have had many problems with using Paypal from China. Many times they have frozen my account right after I do some activity and I have to call and go through many hassles. I think at this point they have finally put some notes in my account that it is OK to see activity from China. ^
I have had many problems with using Paypal from China. Many times they have frozen my account right after I do some activity and I have to call and go through many hassles. I think at this point they have finally put some notes in my account that it is OK to see activity from China. ^

