Sep 30, 2013, 11:04 am
Last edit by: SPN Lifer
Cards that include “primary” auto rental CDW insurance
Please provide a link, if possible, to the T&C that indicates the card offers primary coverage.
__________________________________________________ ____________________________________________
Chase Bank credit cards: (Note for US Citizens, ALL Chase credit cards below offer primary CDW Internationally (as long as country of residence is USA)* (see post #293 for details).
No longer offered:
J.P. Morgan Select Card
J.P. Morgan Palladium Card (discontinued)
Chase Fairmont Visa Signature
Discover Escape
Please provide a link, if possible, to the T&C that indicates the card offers primary coverage.
__________________________________________________ ____________________________________________
Chase Bank credit cards: (Note for US Citizens, ALL Chase credit cards below offer primary CDW Internationally (as long as country of residence is USA)* (see post #293 for details).
- Chase Sapphire Preferred ($95 annual fee) - Guide to Benefits
- Limits: Up to 31 consecutive days
- Restrictions: none.
- Limits: no coverage for Tesla or "high value or exotic brand" automobiles. May be worthwhile to verify with Chase before renting from e.g. Silvercar. (FWIW Silvercar CS confirmed that the MSRP of their A4s are approx. $30,000 as configured.)
- Chase Sapphire Reserve Visa Infinite ($550 annual fee)- Guide to Benefits
- Limits: Up to 31 consecutive days
- Chase Ink Bold/Plus (when renting for business purposes)
- Chase Ink Preferred (when renting for business purposes) -
Guide to Benefits - Chase United MP Explorer Visa ($150 annual fee) - Guide to Benefits
- Limits: Up to 31 consecutive days
- Teslas are not covered
- Chase United MP Quest Visa ($350 annual fee) - Guide to Benefits
- Limits: Up to 31 consecutive days
- Teslas are not covered
- Chase United Club Visa Infinite ($695 annual fee)
- Chase Ritz-Carlton Card - no longer accepting new applications, however certain Marriott cardholders >1 year can apply for a product change.
- J.P Morgan Reserve Visa Infinite
- Limits: Up to 15 consecutive days in your country of residence and up to 31 days Internationally.
- Coverage is available worldwide except in Israel, Jamaica, the Republic of Ireland or Northern Ireland.
- Maximum coverage $75,000.
- Elan Financial Services Visa Infinite® Reserve Rewards+ Card ($390 annual fee) (offered via many banks and credit unions) Guide to Benefits
- Capital One Venture X Visa Infinite ($395 annual fee) Guide to Benefits
- US Bank Altitude Reserve Visa Infinite ($400 Annual fee) - PDF Download Guide to Benefits
- City National Crystal Visa Infinite ($400 annual fee) - Guide to Benefits
- Truist Visa Infinite Card ($450 annual fee, waived for wealth clients)
- UBS Visa Infinite ($495 annual fee) Benefits link
- Bank of America® Premium Rewards® Elite Visa Infinite ($550 annual fee) Guide to Benefits - doesn't specifically state primary but listed in Wiki under the assumption it mirrors the benefits of the other Visa Infinite cards (double check before applying or using for insurance).
- Maximum coverage $75,000.
- Zenus Bank Visa Infinite Debit Card (No AF, but only eligible to those with a $19.99 p/mo bank account). Can apply from over 50 countries, no need to be a US Citizen or resident. Note, this bank is not FDIC Insured. Guide to Benefits. Note: list of fees.
- Limits: Up to 31 consecutive days
- 1First Bank Beyond Ultimate Visa ($150 annual fee) Guide to Benefits - May only be available to residents of Florida, Puerto Rico, & Virgin Islands.
- Limits: Up to 31 consecutive days
- No coverage for antique, expensive or exotic cars
- Wells Fargo Bilt World Elite Mastercard (NO Annual Fee) - Guide to Benefits
- Limits: Up to 31 consecutive days
- Primary CDW except for NY Residents
- Coverage is available worldwide except in Israel, Jamaica, the Republic of Ireland or Northern Ireland.
- Maximum coverage $50,000.
- Diner's Club MC (Personal non-corporate applications "suspended") - Guide to Benefits (Premier version, but likely the same for Elite as well)
- Restrictions: no coverage to residents of New York.
- Limits: $500 maximum for "loss of use", passenger car/SUV must have a MSRP of less than $50,000.
- American Express offers an upgradeable per rental primary CDW option for a low fee: https://feeservices.americanexpress....verage/home.do While fee based, this coverage is up to 42 consecutive days (11 days longer than Chase cards and 27 days longer than Visa Infinite coverage)
No longer offered:
J.P. Morgan Select Card
J.P. Morgan Palladium Card (discontinued)
Chase Fairmont Visa Signature
Discover Escape
Cards that include “primary” auto rental CDW insurance
Aug 9, 2020 | 8:45 pm
#301
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; HH Gold
Posts: 51,741
The INK Preferred benefits guide is here: https://www.chasebenefits.com/inkpreferred2 See page 4.
Jan 14, 2024 | 11:22 pm
#302
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,169
Added Wells Fargo Bilt World Elite Mastercard to this list (which covers 49 States as primary) and has NO annual fee
Also added Capital One Venture X
Also added Capital One Venture X
Last edited by TravelinSperry; Jan 15, 2024 at 12:28 am
Jan 29, 2024 | 5:32 am
#303
Join Date: Jan 2024
Programs: AS MVP Gold 100K
Posts: 53
Sapphire vs Venture X For Primary Insurance
Any thoughts on what is the actual best PRIMARY rental insurance provided as a card benefit? Not considering the card fee, just who provides the best benefit. Anyone have bad experiences using the Venture X insurance? The Sapphire Reserve seems to have a good reputation for people who have used it. Anyone think another card is better? (Not interested in paying for it with the Amex Platinum)
TLDR
Sapphire includes up to $75K of vehicle coverage, pickup trucks, loss of use charges, and rentals to 31 days.
Venture X includes vehicles with MSRP under $75K (big difference if you are upgraded to an Escalade?), excludes pickup trucks, excludes loss of use, limits to 15 days domestic/31 international, and excludes a couple countries.
I have the Sapphire Reserve and and Venture X as primary spending cards. I am considering getting the Venture X Business and letting the Sapphire go. Maybe picking up the Sapphire again later for the SUB, since I've had it for years. I fly out of DFW a lot, and having the Capital One lounge is the best perk of the Venture X card. I use the Priority Pass Restaurants in Seattle 12-15 times a year, so that perk pays for the Sapphire Reserve card. I'm looking at getting the Venture X Business card because it includes Priority Pass Restaurants, I'm not seeing any outsized value in keeping the Sapphire Reserve EXCEPT car insurance. I rent 10-12 times a year, or 20-40 days, so having primary insurance coverage is a huge value. I have only had one pickup truck rental, and one rental over 15 days in the past two years, so I can manage that. Never get anything more expensive than a Tahoe, comfortable under the $75K cap.
The Sapphire seems better.
From the Fine Print:
Capital One
Auto Rental Collision Damage Waiver reimburses You for damages caused by theft or collision – up to the Actual Cash Value (Actual Cash Value means the amount a Rental Vehicle is determined to be worth based on its market value, age and condition at the time of loss) of rental vehicles with an original manufacturer’s suggested retail price of up to seventy-five thousand dollars ($75,000.00) when new.
Vehicles not covered
Certain vehicles are not covered by this benefit, they consist of expensive, exotic, and antique cars; cargo vans; certain vans; vehicles with an open cargo bed; trucks; motorcycles; mopeds; motorbikes; limousines; and recreational vehicles.
An expensive automobile is defined as any vehicle with an original manufacturer’s suggested retail price of more than seventy-five thousand dollars ($75,000.00) when new.
Vans are not covered. But those designed as small-group transportation vehicles (seating up to nine (9) people, including the driver) are covered.
Related instances & losses not covered
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
Rental periods of fifteen (15) consecutive days within Your country of residence, and thirty-one (31) consecutive days outside it, are both covered. (Longer rental periods, however, are not covered).
Theft or damage from rental transactions that originated in Israel, Jamaica, the Republic of Ireland, or Northern Ireland
Capital One does not specifically call out Pickup Trucks as being insured.
Sapphire
Auto Rental Collision Damage Waiver
The Auto Rental Collision Damage Waiver benefit provides reimbursement for damages caused by theft or collision up to seventy–five thousand ($75,000.00) dollars. The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss–of–use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. The Auto Rental Collision Damage Waiver covers no other type of loss. For example, in the event of a collision involving Your Rental Vehicle, damage to any other driver’s car, the injury of anyone, or damage to anything is not covered. Rental periods up to thirty–one (31) consecutive days are covered. You are covered when Your name is embossed on an eligible card issued in the United States, and You use Your credit card Account and/ or rewards programs associated with Your Account to initiate and complete Your entire car rental transaction. Only You, as the primary renter of the vehicle, and any additional drivers permitted by the Rental Car Agreement are covered.
What Vehicles Are Not Covered?
Certain vehicles are not covered by this benefit, including: antique cars (cars over twenty (20) years old or that have not been manufactured for ten (10) years or more), cargo vans, vehicles with open cargo beds, trucks, (other than pick–ups), motorcycles, mopeds, motorbikes, limousines, and recreational vehicles and passenger vans with seating for more than nine (9) people, including the driver (passenger vans with seating for nine (9) or less, including the driver, are covered).
Rental periods that either exceed or are intended to exceed thirty–one (31) days
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
What Types of Vehicles Are Covered?
All self-propelled, four (4) wheel vehicles designed, licensed, and used for private on-road transportation, with trucks limited to a carrying capacity of up to two thousand (2,000) pounds, are covered subject to the guidelines section. Commercial vehicles are not eligible for coverage.
TLDR
Sapphire includes up to $75K of vehicle coverage, pickup trucks, loss of use charges, and rentals to 31 days.
Venture X includes vehicles with MSRP under $75K (big difference if you are upgraded to an Escalade?), excludes pickup trucks, excludes loss of use, limits to 15 days domestic/31 international, and excludes a couple countries.
I have the Sapphire Reserve and and Venture X as primary spending cards. I am considering getting the Venture X Business and letting the Sapphire go. Maybe picking up the Sapphire again later for the SUB, since I've had it for years. I fly out of DFW a lot, and having the Capital One lounge is the best perk of the Venture X card. I use the Priority Pass Restaurants in Seattle 12-15 times a year, so that perk pays for the Sapphire Reserve card. I'm looking at getting the Venture X Business card because it includes Priority Pass Restaurants, I'm not seeing any outsized value in keeping the Sapphire Reserve EXCEPT car insurance. I rent 10-12 times a year, or 20-40 days, so having primary insurance coverage is a huge value. I have only had one pickup truck rental, and one rental over 15 days in the past two years, so I can manage that. Never get anything more expensive than a Tahoe, comfortable under the $75K cap.
The Sapphire seems better.
From the Fine Print:
Capital One
Auto Rental Collision Damage Waiver reimburses You for damages caused by theft or collision – up to the Actual Cash Value (Actual Cash Value means the amount a Rental Vehicle is determined to be worth based on its market value, age and condition at the time of loss) of rental vehicles with an original manufacturer’s suggested retail price of up to seventy-five thousand dollars ($75,000.00) when new.
Vehicles not covered
Certain vehicles are not covered by this benefit, they consist of expensive, exotic, and antique cars; cargo vans; certain vans; vehicles with an open cargo bed; trucks; motorcycles; mopeds; motorbikes; limousines; and recreational vehicles.
An expensive automobile is defined as any vehicle with an original manufacturer’s suggested retail price of more than seventy-five thousand dollars ($75,000.00) when new.
Vans are not covered. But those designed as small-group transportation vehicles (seating up to nine (9) people, including the driver) are covered.
Related instances & losses not covered
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
Rental periods of fifteen (15) consecutive days within Your country of residence, and thirty-one (31) consecutive days outside it, are both covered. (Longer rental periods, however, are not covered).
Theft or damage from rental transactions that originated in Israel, Jamaica, the Republic of Ireland, or Northern Ireland
Capital One does not specifically call out Pickup Trucks as being insured.
Sapphire
Auto Rental Collision Damage Waiver
The Auto Rental Collision Damage Waiver benefit provides reimbursement for damages caused by theft or collision up to seventy–five thousand ($75,000.00) dollars. The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss–of–use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. The Auto Rental Collision Damage Waiver covers no other type of loss. For example, in the event of a collision involving Your Rental Vehicle, damage to any other driver’s car, the injury of anyone, or damage to anything is not covered. Rental periods up to thirty–one (31) consecutive days are covered. You are covered when Your name is embossed on an eligible card issued in the United States, and You use Your credit card Account and/ or rewards programs associated with Your Account to initiate and complete Your entire car rental transaction. Only You, as the primary renter of the vehicle, and any additional drivers permitted by the Rental Car Agreement are covered.
What Vehicles Are Not Covered?
Certain vehicles are not covered by this benefit, including: antique cars (cars over twenty (20) years old or that have not been manufactured for ten (10) years or more), cargo vans, vehicles with open cargo beds, trucks, (other than pick–ups), motorcycles, mopeds, motorbikes, limousines, and recreational vehicles and passenger vans with seating for more than nine (9) people, including the driver (passenger vans with seating for nine (9) or less, including the driver, are covered).
Rental periods that either exceed or are intended to exceed thirty–one (31) days
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
What Types of Vehicles Are Covered?
All self-propelled, four (4) wheel vehicles designed, licensed, and used for private on-road transportation, with trucks limited to a carrying capacity of up to two thousand (2,000) pounds, are covered subject to the guidelines section. Commercial vehicles are not eligible for coverage.
Jan 29, 2024 | 9:19 pm
#304
Join Date: Feb 2010
Location: MSP
Posts: 556
Based on your username, I did want to highlight that if you're in Minnesota, North Dakota, New York, or Rhode Island there might be complications with state laws that make this contemplation moot.
For instance, for Minnesota Statute 65b.49.5a requires that auto policies issued in the state must cover damage to rental cars with a $0 deductible as part of property liability coverage, even if the policy holder does not have comprehensive or collision coverage on their personal vehicle. This requires insurers to cover "loss of use" and damage with a minimum limit of $35,000 (even if the policy general property damage limit is lower) in 1995 dollars with a paragraph stating this number should be adjusted with CPI, so that's nearly $70k of minimum coverage as of 2023. Even if you are renting in a different state, your MN auto policy will still apply. Chase Benefit Administrators have interpreted this statute to mean that your personal auto insurance supersedes the coverage provided by Indemnity Insurance Company of North America.
American Express will cover claims in MN only under co-primary coverage, so you ultimately still have to make a claim through your personal insurance if you carry liability coverage on a personal vehicle.
Jan 29, 2024 | 9:34 pm
#305
Join Date: Feb 2013
Location: Miami, FL
Programs: UA 1MM, AA Plat, Marriott LT Titanium, Hyatt Glob, IHG ♢ Amb, Hilton ♢, Hertz Pres
Posts: 6,169
Any thoughts on what is the actual best PRIMARY rental insurance provided as a card benefit? Not considering the card fee, just who provides the best benefit. Anyone have bad experiences using the Venture X insurance? The Sapphire Reserve seems to have a good reputation for people who have used it. Anyone think another card is better? (Not interested in paying for it with the Amex Platinum)
TLDR
Sapphire includes up to $75K of vehicle coverage, pickup trucks, loss of use charges, and rentals to 31 days.
Venture X includes vehicles with MSRP under $75K (big difference if you are upgraded to an Escalade?), excludes pickup trucks, excludes loss of use, limits to 15 days domestic/31 international, and excludes a couple countries.
I have the Sapphire Reserve and and Venture X as primary spending cards. I am considering getting the Venture X Business and letting the Sapphire go. Maybe picking up the Sapphire again later for the SUB, since I've had it for years. I fly out of DFW a lot, and having the Capital One lounge is the best perk of the Venture X card. I use the Priority Pass Restaurants in Seattle 12-15 times a year, so that perk pays for the Sapphire Reserve card. I'm looking at getting the Venture X Business card because it includes Priority Pass Restaurants, I'm not seeing any outsized value in keeping the Sapphire Reserve EXCEPT car insurance. I rent 10-12 times a year, or 20-40 days, so having primary insurance coverage is a huge value. I have only had one pickup truck rental, and one rental over 15 days in the past two years, so I can manage that. Never get anything more expensive than a Tahoe, comfortable under the $75K cap.
The Sapphire seems better.
From the Fine Print:
Capital One
Auto Rental Collision Damage Waiver reimburses You for damages caused by theft or collision – up to the Actual Cash Value (Actual Cash Value means the amount a Rental Vehicle is determined to be worth based on its market value, age and condition at the time of loss) of rental vehicles with an original manufacturer’s suggested retail price of up to seventy-five thousand dollars ($75,000.00) when new.
Vehicles not covered
Certain vehicles are not covered by this benefit, they consist of expensive, exotic, and antique cars; cargo vans; certain vans; vehicles with an open cargo bed; trucks; motorcycles; mopeds; motorbikes; limousines; and recreational vehicles.
An expensive automobile is defined as any vehicle with an original manufacturer’s suggested retail price of more than seventy-five thousand dollars ($75,000.00) when new.
Vans are not covered. But those designed as small-group transportation vehicles (seating up to nine (9) people, including the driver) are covered.
Related instances & losses not covered
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
Rental periods of fifteen (15) consecutive days within Your country of residence, and thirty-one (31) consecutive days outside it, are both covered. (Longer rental periods, however, are not covered).
Theft or damage from rental transactions that originated in Israel, Jamaica, the Republic of Ireland, or Northern Ireland
Capital One does not specifically call out Pickup Trucks as being insured.
Sapphire
Auto Rental Collision Damage Waiver
The Auto Rental Collision Damage Waiver benefit provides reimbursement for damages caused by theft or collision up to seventy–five thousand ($75,000.00) dollars. The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss–of–use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. The Auto Rental Collision Damage Waiver covers no other type of loss. For example, in the event of a collision involving Your Rental Vehicle, damage to any other driver’s car, the injury of anyone, or damage to anything is not covered. Rental periods up to thirty–one (31) consecutive days are covered. You are covered when Your name is embossed on an eligible card issued in the United States, and You use Your credit card Account and/ or rewards programs associated with Your Account to initiate and complete Your entire car rental transaction. Only You, as the primary renter of the vehicle, and any additional drivers permitted by the Rental Car Agreement are covered.
What Vehicles Are Not Covered?
Certain vehicles are not covered by this benefit, including: antique cars (cars over twenty (20) years old or that have not been manufactured for ten (10) years or more), cargo vans, vehicles with open cargo beds, trucks, (other than pick–ups), motorcycles, mopeds, motorbikes, limousines, and recreational vehicles and passenger vans with seating for more than nine (9) people, including the driver (passenger vans with seating for nine (9) or less, including the driver, are covered).
Rental periods that either exceed or are intended to exceed thirty–one (31) days
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
What Types of Vehicles Are Covered?
All self-propelled, four (4) wheel vehicles designed, licensed, and used for private on-road transportation, with trucks limited to a carrying capacity of up to two thousand (2,000) pounds, are covered subject to the guidelines section. Commercial vehicles are not eligible for coverage.
TLDR
Sapphire includes up to $75K of vehicle coverage, pickup trucks, loss of use charges, and rentals to 31 days.
Venture X includes vehicles with MSRP under $75K (big difference if you are upgraded to an Escalade?), excludes pickup trucks, excludes loss of use, limits to 15 days domestic/31 international, and excludes a couple countries.
I have the Sapphire Reserve and and Venture X as primary spending cards. I am considering getting the Venture X Business and letting the Sapphire go. Maybe picking up the Sapphire again later for the SUB, since I've had it for years. I fly out of DFW a lot, and having the Capital One lounge is the best perk of the Venture X card. I use the Priority Pass Restaurants in Seattle 12-15 times a year, so that perk pays for the Sapphire Reserve card. I'm looking at getting the Venture X Business card because it includes Priority Pass Restaurants, I'm not seeing any outsized value in keeping the Sapphire Reserve EXCEPT car insurance. I rent 10-12 times a year, or 20-40 days, so having primary insurance coverage is a huge value. I have only had one pickup truck rental, and one rental over 15 days in the past two years, so I can manage that. Never get anything more expensive than a Tahoe, comfortable under the $75K cap.
The Sapphire seems better.
From the Fine Print:
Capital One
Auto Rental Collision Damage Waiver reimburses You for damages caused by theft or collision – up to the Actual Cash Value (Actual Cash Value means the amount a Rental Vehicle is determined to be worth based on its market value, age and condition at the time of loss) of rental vehicles with an original manufacturer’s suggested retail price of up to seventy-five thousand dollars ($75,000.00) when new.
Vehicles not covered
Certain vehicles are not covered by this benefit, they consist of expensive, exotic, and antique cars; cargo vans; certain vans; vehicles with an open cargo bed; trucks; motorcycles; mopeds; motorbikes; limousines; and recreational vehicles.
An expensive automobile is defined as any vehicle with an original manufacturer’s suggested retail price of more than seventy-five thousand dollars ($75,000.00) when new.
Vans are not covered. But those designed as small-group transportation vehicles (seating up to nine (9) people, including the driver) are covered.
Related instances & losses not covered
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
Rental periods of fifteen (15) consecutive days within Your country of residence, and thirty-one (31) consecutive days outside it, are both covered. (Longer rental periods, however, are not covered).
Theft or damage from rental transactions that originated in Israel, Jamaica, the Republic of Ireland, or Northern Ireland
Capital One does not specifically call out Pickup Trucks as being insured.
Sapphire
Auto Rental Collision Damage Waiver
The Auto Rental Collision Damage Waiver benefit provides reimbursement for damages caused by theft or collision up to seventy–five thousand ($75,000.00) dollars. The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss–of–use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. The Auto Rental Collision Damage Waiver covers no other type of loss. For example, in the event of a collision involving Your Rental Vehicle, damage to any other driver’s car, the injury of anyone, or damage to anything is not covered. Rental periods up to thirty–one (31) consecutive days are covered. You are covered when Your name is embossed on an eligible card issued in the United States, and You use Your credit card Account and/ or rewards programs associated with Your Account to initiate and complete Your entire car rental transaction. Only You, as the primary renter of the vehicle, and any additional drivers permitted by the Rental Car Agreement are covered.
What Vehicles Are Not Covered?
Certain vehicles are not covered by this benefit, including: antique cars (cars over twenty (20) years old or that have not been manufactured for ten (10) years or more), cargo vans, vehicles with open cargo beds, trucks, (other than pick–ups), motorcycles, mopeds, motorbikes, limousines, and recreational vehicles and passenger vans with seating for more than nine (9) people, including the driver (passenger vans with seating for nine (9) or less, including the driver, are covered).
Rental periods that either exceed or are intended to exceed thirty–one (31) days
Depreciation of the Rental Vehicle caused by the incident including, but not limited to, “diminished value”
What Types of Vehicles Are Covered?
All self-propelled, four (4) wheel vehicles designed, licensed, and used for private on-road transportation, with trucks limited to a carrying capacity of up to two thousand (2,000) pounds, are covered subject to the guidelines section. Commercial vehicles are not eligible for coverage.
If you're worried about a certain car type (e.g., pick up) call the card administrator and ask
Mar 1, 2024 | 8:36 am
#306
Join Date: Jul 2014
Posts: 261
Anyone chime in on Bank of America® Premium Rewards® Elite Visa Infinite indeed has primary car rental insurance? I have this card and have a personal trip coming up and wondering if I can use this card for the rental or upgrade one of my Chase no fee cards to CSP? Thanks!
Mar 1, 2024 | 9:14 am
#307
Join Date: Jul 2014
Posts: 261
Anyone chime in on Bank of America® Premium Rewards® Elite Visa Infinite indeed has primary car rental insurance? I have this card and have a personal trip coming up and wondering if I can use this card for the rental or upgrade one of my Chase no fee cards to CSP? Thanks!
Mar 1, 2024 | 10:17 am
#308
Join Date: Feb 2010
Location: MSP
Posts: 556
The Guide to Benefits can be obtained by going to: https://myvisainfinite.com/premiumre...s/landing.html (you have to register with your card info)
I found an electronic copy of this document by going to Security -> Auto Collision Damage Waiver and then expanding the "Terms and Conditions" section.
The rep who gave you the bad information about coverage is from the same pool of folks you get to work with when you make a claim, so be prepared to spin the "will I get the rep of doom?" wheel if you have to make a claim.
Last edited by SpaethCo; Mar 1, 2024 at 10:25 am Reason: Adding links to guide to benefits.
Mar 1, 2024 | 10:28 am
#309
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Not here; there!
Programs: AA Lifetime Gold
Posts: 34,813
That doesn't align with the written policy in the guide to benefits for the card:
The Guide to Benefits can be obtained by going to: https://myvisainfinite.com/premiumre...s/landing.html (you have to register with your card info)
I found an electronic copy of this document by going to Security -> Auto Collision Damage Waiver and then expanding the "Terms and Conditions" section.
The rep who gave you the bad information about coverage is from the same pool of folks you get to work with when you make a claim, so be prepared to spin the "will I get the rep of doom?" wheel if you have to make a claim.
The Guide to Benefits can be obtained by going to: https://myvisainfinite.com/premiumre...s/landing.html (you have to register with your card info)
I found an electronic copy of this document by going to Security -> Auto Collision Damage Waiver and then expanding the "Terms and Conditions" section.
The rep who gave you the bad information about coverage is from the same pool of folks you get to work with when you make a claim, so be prepared to spin the "will I get the rep of doom?" wheel if you have to make a claim.
Mar 1, 2024 | 10:28 am
#310
Join Date: Jul 2000
Posts: 3,935
That doesn't align with the written policy in the guide to benefits for the card:
The Guide to Benefits can be obtained by going to: https://myvisainfinite.com/premiumre...s/landing.html (you have to register with your card info)
I found an electronic copy of this document by going to Security -> Auto Collision Damage Waiver and then expanding the "Terms and Conditions" section.
The rep who gave you the bad information about coverage is from the same pool of folks you get to work with when you make a claim, so be prepared to spin the "will I get the rep of doom?" wheel if you have to make a claim.
The Guide to Benefits can be obtained by going to: https://myvisainfinite.com/premiumre...s/landing.html (you have to register with your card info)
I found an electronic copy of this document by going to Security -> Auto Collision Damage Waiver and then expanding the "Terms and Conditions" section.
The rep who gave you the bad information about coverage is from the same pool of folks you get to work with when you make a claim, so be prepared to spin the "will I get the rep of doom?" wheel if you have to make a claim.
Mar 1, 2024 | 2:02 pm
#311
Join Date: Jul 2014
Posts: 261
That doesn't align with the written policy in the guide to benefits for the card:
The Guide to Benefits can be obtained by going to: https://myvisainfinite.com/premiumre...s/landing.html (you have to register with your card info)
I found an electronic copy of this document by going to Security -> Auto Collision Damage Waiver and then expanding the "Terms and Conditions" section.
The rep who gave you the bad information about coverage is from the same pool of folks you get to work with when you make a claim, so be prepared to spin the "will I get the rep of doom?" wheel if you have to make a claim.
The Guide to Benefits can be obtained by going to: https://myvisainfinite.com/premiumre...s/landing.html (you have to register with your card info)
I found an electronic copy of this document by going to Security -> Auto Collision Damage Waiver and then expanding the "Terms and Conditions" section.
The rep who gave you the bad information about coverage is from the same pool of folks you get to work with when you make a claim, so be prepared to spin the "will I get the rep of doom?" wheel if you have to make a claim.
Thanks [MENTION=26809]guv1976[/MENTION] - yes it is Premium Rewards Elite card. After looking at your screenshot I was able to see it on my app as well! So much for card specific info from the benefits administrator!