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mnmag Apr 5, 2010 7:14 am


Originally Posted by bdjohns1 (Post 13711382)
There's something great about having a beach to yourself. We went over to Polihale State Park over on the west said of Kauai near sunset one evening. There was a guy fishing nearly a mile down the beach from us, but that was it.

Sounds incredible!^

mnmag Apr 5, 2010 7:15 am


Originally Posted by Anglo Large Clawed Otter (Post 13711394)
It's self inflicted. Teh dude abides. :-:

I hear ya!;) But the outcome is still the same!:rolleyes:

mnmag Apr 5, 2010 7:17 am


Originally Posted by bdjohns1 (Post 13711406)
I've trained my almost 2-yrs old daughter well - she got a toy doctor set for Christmas from my brother-in-law (whose wife is a resident at Vanderbilt). Included in the kit was a toy otolaryngoscope (aka a little funnel-looking thingy).

When she gives her teddy bear an exam and checks in his ears, I ask her what she sees. The answer?

"Brains." :-:

Atta girl!

Adorable!^ Maybe she will be a future surgeon some day!;)

bdjohns1 Apr 5, 2010 7:17 am


Originally Posted by mnmag (Post 13711420)
Sounds incredible!^

I forgot a pic:

http://farm3.static.flickr.com/2789/...b60cd830f1.jpg

Don't have a wide angle view uploaded to Flickr.

Anglo Large Clawed Otter Apr 5, 2010 7:18 am


Originally Posted by bdjohns1 (Post 13711439)
I forgot a pic:

http://farm3.static.flickr.com/2789/...b60cd830f1.jpg

Don't have a wide angle view uploaded to Flickr.

Velly nice. :-:

Anglo Large Clawed Otter Apr 5, 2010 7:21 am

Still no miles posted from last Wednesday. :rolleyes:

bdjohns1 Apr 5, 2010 7:22 am


Originally Posted by Anglo Large Clawed Otter (Post 13711416)
If she keeps at it, you'll have a heckuva retirement plan (after you bankrupt yourself paying for her Med School, which should only cost half a mil by 2030, at present rates of tuition increase).

She gets the same deal I got - my folks saved enough to cover me for 4 years at a state school of my choice. Anything above and beyond means scholarships/grants/loans. Graduating without a single penny of student loan debt to my name was a great thing.

Worked out good for me - when you want an engineering degree, paying in-state tuition to attend Illinois is the way to go, versus somewhere like MIT.

mnmag Apr 5, 2010 7:24 am


Originally Posted by bdjohns1 (Post 13711439)
I forgot a pic:

http://farm3.static.flickr.com/2789/...b60cd830f1.jpg

Don't have a wide angle view uploaded to Flickr.

Love it!^

Anglo Large Clawed Otter Apr 5, 2010 7:27 am


Originally Posted by bdjohns1 (Post 13711461)
She gets the same deal I got - my folks saved enough to cover me for 4 years at a state school of my choice. Anything above and beyond means scholarships/grants/loans. Graduating without a single penny of student loan debt to my name was a great thing.

Worked out good for me - when you want an engineering degree, paying in-state tuition to attend Illinois is the way to go, versus somewhere like MIT.

My half a mil figure was for in-state. I'm sure private med school will cost 2 mil, a kidney, and a contract on one's firstborn by 2030. :D

bdjohns1 Apr 5, 2010 7:30 am


Originally Posted by Anglo Large Clawed Otter (Post 13711478)
My half a mil figure was for in-state. I'm sure private med school will cost 2 mil, a kidney, and a contract on one's firstborn by 2030. :D

Our financial planner told us that ~$300-400K would be sufficient to cover 4 years in-state for the undergrad class of 2030. :eek: Like I said, if she wants an advanced degree, it's on her dime.

mnmag Apr 5, 2010 7:30 am


Originally Posted by Anglo Large Clawed Otter (Post 13711478)
My half a mil figure was for in-state. I'm sure private med school will cost 2 mil, a kidney, and a contract on one's firstborn by 2030. :D

Yikes!:eek:;):rolleyes: Agree that college tuition increases bear no resemblance to what 'actual' inflation rates are!:eek:

mnmag Apr 5, 2010 7:31 am


Originally Posted by bdjohns1 (Post 13711487)
Our financial planner told us that ~$300-400K would be sufficient to cover 4 years in-state for the undergrad class of 2030. :eek: Like I said, if she wants an advanced degree, it's on her dime.

Not unlikely!:eek: Would love to know what assumptions were used (ie. inflation rate, investment yield)!;)

Anglo Large Clawed Otter Apr 5, 2010 7:35 am


Originally Posted by mnmag (Post 13711489)
Yikes!:eek:;):rolleyes: Agree that college tuition increases bear no resemblance to what 'actual' inflation rates are!:eek:

Real wages are down over the past thirty years, and there's no sign of that changing. Tuition rates continue to increase for undergraduate and graduate education. Those two trends are unsustainable in a society where advanced degrees are expected for basic career advancement. I foresee a growing debtor class, where people are locked in to paying student loans during their entire working lives. It will be like tacking on a second mortgage.

Credit hours at my law school were $20/hour when my father attended. They now cost ~$850.

Brituchenite Apr 5, 2010 7:36 am


Originally Posted by mnmag (Post 13711378)
Had the stays + bonus miles posted to Wyndham, but nothing to BD, yet!:rolleyes:
You need to check w/WR to make sure you are signed up for the BD promo!@:-)

Thanks!

I called Wyndham and it seems I was not registered for the Promo, even though I did register at the time, there was a "blip" as she called it, in the system. So, she has registered me, and says it will take 6-8 weeks for the points to post.

Note to self: remember to check to see if points posted, or the points I have now will have been very expensive points to accumulate :(

bdjohns1 Apr 5, 2010 7:36 am


Originally Posted by mnmag (Post 13711489)
Yikes!:eek:;):rolleyes: Agree that college tuition increases bear no resemblance to what 'actual' inflation rates are!:eek:

In Illinois, part of it is related to state funding. When I was an undergrad (class of '01), the state was still paying a slight majority of UIUC's budget. In-state tuition, room, and board was around $10K/yr. Now, the state's paying about 10% because our politicians can't cut all the patronage pork out of the budget.

Fall 2010 full-year tuition, room, and board for students in the College of Engineering is now $31K. At least they structure the tuition program (under state law) such that the rate is locked for 4 years - the price you pay for freshman year is the price you'll pay your senior year. Seniors graduating this year are paying about $4K less.


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