New Citi Custom Cash card - 5% in top eligible category
Jun 15, 2021 | 9:44 am
#33
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,077
Jun 15, 2021 | 9:54 am
#34
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,288
Jun 16, 2021 | 10:18 pm
#35
Join Date: Mar 2012
Location: SFO
Programs: UA Million Miler Gold, Delta Gold, Alaska/VX Gold, SPG Gold for Life
Posts: 47
Not sure about everybody else, but I think this looks like a great card. Haven't had any citi cards because they are pretty weak reward-wise. I don't want/need the rotating category hassle. I need to set up charges and autopay and then forget about it.
Grocery stores. (mastercards don't work at Costco...)
Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
So I easily spend a few hundred dollars on rental cars every other month (probably more now that you can't get a rental car). I'm spending at least $25 monthly on bridge and highway tolls. Now that it's safe to ride in an Uber/Lyft to the airport and short trips another $100 month. Finally, instead of gas, my supercharger bill can run $50 a month or so for the electric car. Plus this would come in handy on the occasional rail, subway, mass transit trip and I could pretty easily get close to the $500 without going over/under. I'll update flyertalk after a few months of use to confirm they actually pay these categories.
Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
Jun 17, 2021 | 12:55 am
#36
FlyerTalk Evangelist
Join Date: Mar 2010
Programs: DL, OZ, AC, AS, AA, BA, Hilton, Hyatt, Marriott, IHG
Posts: 20,233
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
.
.
Last edited by mia; Jun 17, 2021 at 5:20 am Reason: Prune quotation
Jun 17, 2021 | 6:01 am
#37
Join Date: Apr 2002
Posts: 587
Not sure about everybody else, but I think this looks like a great card. Haven't had any citi cards because they are pretty weak reward-wise. I don't want/need the rotating category hassle. I need to set up charges and autopay and then forget about it.
Grocery stores. (mastercards don't work at Costco...)
Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
So I easily spend a few hundred dollars on rental cars every other month (probably more now that you can't get a rental car). I'm spending at least $25 monthly on bridge and highway tolls. Now that it's safe to ride in an Uber/Lyft to the airport and short trips another $100 month. Finally, instead of gas, my supercharger bill can run $50 a month or so for the electric car. Plus this would come in handy on the occasional rail, subway, mass transit trip and I could pretty easily get close to the $500 without going over/under. I'll update flyertalk after a few months of use to confirm they actually pay these categories.Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
Jun 17, 2021 | 8:51 am
#38
Join Date: Oct 2004
Location: Indianapolis area
Programs: Marriott Lifetime Titanium
Posts: 462
Not sure about everybody else, but I think this looks like a great card. Haven't had any citi cards because they are pretty weak reward-wise. I don't want/need the rotating category hassle. I need to set up charges and autopay and then forget about it.
Grocery stores. (mastercards don't work at Costco...)
Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
So I easily spend a few hundred dollars on rental cars every other month (probably more now that you can't get a rental car). I'm spending at least $25 monthly on bridge and highway tolls. Now that it's safe to ride in an Uber/Lyft to the airport and short trips another $100 month. Finally, instead of gas, my supercharger bill can run $50 a month or so for the electric car. Plus this would come in handy on the occasional rail, subway, mass transit trip and I could pretty easily get close to the $500 without going over/under. I'll update flyertalk after a few months of use to confirm they actually pay these categories.Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
Jun 17, 2021 | 10:23 am
#39
Join Date: Mar 2012
Location: SFO
Programs: UA Million Miler Gold, Delta Gold, Alaska/VX Gold, SPG Gold for Life
Posts: 47
This means that if You have another insurance policy that will cover the cost of damage or theft to Your rental car, this benefit will cover only the amount Your other policies do not.
Jun 18, 2021 | 3:13 pm
#40
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, WF, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 2,077
Not sure about everybody else, but I think this looks like a great card. Haven't had any citi cards because they are pretty weak reward-wise. I don't want/need the rotating category hassle. I need to set up charges and autopay and then forget about it.
Grocery stores. (mastercards don't work at Costco...)
Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
So I easily spend a few hundred dollars on rental cars every other month (probably more now that you can't get a rental car). I'm spending at least $25 monthly on bridge and highway tolls. Now that it's safe to ride in an Uber/Lyft to the airport and short trips another $100 month. Finally, instead of gas, my supercharger bill can run $50 a month or so for the electric car. Plus this would come in handy on the occasional rail, subway, mass transit trip and I could pretty easily get close to the $500 without going over/under. I'll update flyertalk after a few months of use to confirm they actually pay these categories.Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
Just spend $500 once a month at a grocery store or a gas station, and you're done.
Jun 24, 2021 | 9:40 pm
#41
Join Date: Apr 2003
Location: Scottsdale AZ
Posts: 739
I phoned in today and they wouldn’t let me product change until October 1 (had a citi thank you premier card for the bonus, downgraded to rewards plus).
This card definitely isn’t worth a 5/24 slot and isn’t a game changer with the $500 monthly restriction, but still a good card. I’m thinking of getting rid of my Amex gold personal (I have a TON of Amex points, one million) and using this card for groceries 5% back and the B of A cash rewards card (plat honors) picking my category as dining for 5.25% back. Right now the Amex gold personal gets me the equivalent of 6.16% back if redeemed for airfare but it’s a hassle to use the Uber eats and grubhub/ shake shack credit every month to offset the annual fee.
This card definitely isn’t worth a 5/24 slot and isn’t a game changer with the $500 monthly restriction, but still a good card. I’m thinking of getting rid of my Amex gold personal (I have a TON of Amex points, one million) and using this card for groceries 5% back and the B of A cash rewards card (plat honors) picking my category as dining for 5.25% back. Right now the Amex gold personal gets me the equivalent of 6.16% back if redeemed for airfare but it’s a hassle to use the Uber eats and grubhub/ shake shack credit every month to offset the annual fee.
Jun 25, 2021 | 5:46 am
#42
Join Date: Apr 2002
Posts: 587
I phoned in today and they wouldnt let me product change until October 1 (had a citi thank you premier card for the bonus, downgraded to rewards plus).
This card definitely isnt worth a 5/24 slot and isnt a game changer with the $500 monthly restriction, but still a good card. Im thinking of getting rid of my Amex gold personal (I have a TON of Amex points, one million) and using this card for groceries 5% back and the B of A cash rewards card (plat honors) picking my category as dining for 5.25% back. Right now the Amex gold personal gets me the equivalent of 6.16% back if redeemed for airfare but its a hassle to use the Uber eats and grubhub/ shake shack credit every month to offset the annual fee.
This card definitely isnt worth a 5/24 slot and isnt a game changer with the $500 monthly restriction, but still a good card. Im thinking of getting rid of my Amex gold personal (I have a TON of Amex points, one million) and using this card for groceries 5% back and the B of A cash rewards card (plat honors) picking my category as dining for 5.25% back. Right now the Amex gold personal gets me the equivalent of 6.16% back if redeemed for airfare but its a hassle to use the Uber eats and grubhub/ shake shack credit every month to offset the annual fee.
Jul 5, 2021 | 3:34 am
#43
Join Date: Oct 2014
Posts: 138
As others have indicated, that is not the case sadly. Can confirm that there are no $0.01/pt options for - TY Preferred, AT&T Access More, Rewards+, and Sears TY. Your only way to cash out for that on those is mortgage or student loans.
Jul 5, 2021 | 9:12 am
#44
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,288
ok, but for purposes of the custom cash card, you can cash out TYP at $0.01/pt.