Originally Posted by
mailbotx
Not sure about everybody else, but I think this looks like a great card. Haven't had any citi cards because they are pretty weak reward-wise. I don't want/need the rotating category hassle. I need to set up charges and autopay and then forget about it.
Grocery stores. (mastercards don't work at Costco...)
Restaurants. (already have 4% cashback savor card and spend more than $500 in this category irregularly)
Gas stations. (have an electric car [see below], the gas-guzzling truck stays parked, and use a visa to fill up at Costco)
Streaming services. (if you spend $500 month on netflix, disney, hulu, hbo, you have other problems than cashback???)
Drugstores. (hsa/fsa ...)
Home improvement stores. (Great backup category for when I get a project)
Fitness clubs. (wow, even equinox isn't $500 a month, troll category to make the list look big citi?)
Select travel. (spend more than $500 but not every month, ticket prices vary so much rather use a better travel reward card).
Live entertainment. (maybe if I purchased broadway/concert tickets each month, but I already get 4% on my savor in this category which I don't use)
Select transit.(DING DING - we have a winner!) Here is what I found - **Select transit is defined as car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines and motor home and recreational vehicle rentals. It also includes merchants that sell electricity for charging an electric vehicle.
So I easily spend a few hundred dollars on rental cars every other month (probably more now that you can't get a rental car). I'm spending at least $25 monthly on bridge and highway tolls. Now that it's safe to ride in an Uber/Lyft to the airport and short trips another $100 month. Finally, instead of gas, my supercharger bill can run $50 a month or so for the electric car. Plus this would come in handy on the occasional rail, subway, mass transit trip and I could pretty easily get close to the $500 without going over/under. I'll update flyertalk after a few months of use to confirm they actually pay these categories.
This is the great thing about this card, it’s customizable to the customers needs. Some need it for dining, others for groceries, travel, transit, etc.