Citi AA churn - impact on Amex, BoA, Chase et.al. application strategy?
Jul 12, 2019, 11:58 am
#121
Join Date: Feb 2009
Posts: 6,606
Just submitted an app on a 5/15 mailer (which would put me at 63 days). Got the 7-10 day message so I suspect when I call later it will get approved.
Incidentally, I also applied for a Hilton Ascend card and I received the "because you have so many damn cards, you don't qualify for the welcome bonus".
I'm about 16/24
Incidentally, I also applied for a Hilton Ascend card and I received the "because you have so many damn cards, you don't qualify for the welcome bonus".
I'm about 16/24
Did you try the link for the NAF 75K HH card with no lifetime language ? Later ( 12 months) you should be able to upgrade that card to Ascend.
DP, 5/15 mailer worked today, IA
Jul 12, 2019, 12:18 pm
#122
Join Date: Apr 2008
Posts: 615
Funny you mention that - after my denials, I decided to lick my wounds and go for the NLL/NAF 75k card and got accepted.
Jul 12, 2019, 12:33 pm
#123
Join Date: Feb 2009
Posts: 6,606
I may apply my wife for another NAF HH via that link.................there is a 120K Radisson card from US bank that some churners ( according to DOC users) are getting approved for.
I would rather have that Radisson as it would give us over $1000 in value but I hate to hold out ( figure I should wait a few weeks since she got a AA card today) and end up missing both deals if the NAF link expires
In case you are not aware it appears that you can have more than one NAF HH Amex card
Oct 21, 2019, 3:07 pm
#124
Join Date: May 2012
Posts: 221
I didn't get any email codes this last round and I'm worried it might just kill me to not get a Citi card 34 days after the last one. That would be a first in the past 18 months.
So I'm thinking about getting an Expedia+ Voyager per DOC's post on 10.18.19. Thoughts?
With LOL/24 it's darn near Citi or nothing at this point.
So I'm thinking about getting an Expedia+ Voyager per DOC's post on 10.18.19. Thoughts?
With LOL/24 it's darn near Citi or nothing at this point.
Oct 30, 2019, 12:28 pm
#125
Join Date: Oct 2019
Posts: 20
And to confirm, you are absolutely correct.
I just used incognito to generate a 25,000 MR bonus for spending $1,000 link for the Amex Green Card.
Applied, got a pending, called in and did ID verification and was approved. They asked me about my Experian, which I said was frozen, and I offered to unfreeze it but they said no need.
I was definitely in pop up hell with both the Delta Reserve cards, the Marriott Bonvoy card, and the Hilton Business card. Bottom line, you can play around with this stuff.
I just used incognito to generate a 25,000 MR bonus for spending $1,000 link for the Amex Green Card.
Applied, got a pending, called in and did ID verification and was approved. They asked me about my Experian, which I said was frozen, and I offered to unfreeze it but they said no need.
I was definitely in pop up hell with both the Delta Reserve cards, the Marriott Bonvoy card, and the Hilton Business card. Bottom line, you can play around with this stuff.
Oct 30, 2019, 12:46 pm
#126
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Welcome to Flyertalk. American Express Green has been refreshed, and discussion is here:
https://www.flyertalk.com/forum/amer...-2k-spend.html
https://www.flyertalk.com/forum/amer...-2k-spend.html
Dec 15, 2019, 6:06 am
#127
Original Poster
Join Date: Jan 2014
Posts: 1,269
I didn't get any email codes this last round and I'm worried it might just kill me to not get a Citi card 34 days after the last one. That would be a first in the past 18 months.
So I'm thinking about getting an Expedia+ Voyager per DOC's post on 10.18.19. Thoughts?
With LOL/24 it's darn near Citi or nothing at this point.
So I'm thinking about getting an Expedia+ Voyager per DOC's post on 10.18.19. Thoughts?
With LOL/24 it's darn near Citi or nothing at this point.
Dec 15, 2019, 4:18 pm
#128
Join Date: Jan 2017
Posts: 790
Instantly approved for the Citi Expedia card today. Missed the Black Friday elevated bonus but it’s better than nothing.
Denied firmly for the Wells Fargo Propel yesterday because LOL/24.
Get on the no lifetime language Delta Amex’s if you can. Make sure your Delta accounts have email offers enabled and then wait, basically. Not the easiest necessarily but not impossible at all.
Denied firmly for the Wells Fargo Propel yesterday because LOL/24.
Get on the no lifetime language Delta Amex’s if you can. Make sure your Delta accounts have email offers enabled and then wait, basically. Not the easiest necessarily but not impossible at all.
Dec 16, 2019, 10:18 am
#129
formerly atomicfront
Join Date: Sep 2013
Posts: 171
Instantly approved for the Citi Expedia card today. Missed the Black Friday elevated bonus but it’s better than nothing.
Denied firmly for the Wells Fargo Propel yesterday because LOL/24.
Get on the no lifetime language Delta Amex’s if you can. Make sure your Delta accounts have email offers enabled and then wait, basically. Not the easiest necessarily but not impossible at all.
Denied firmly for the Wells Fargo Propel yesterday because LOL/24.
Get on the no lifetime language Delta Amex’s if you can. Make sure your Delta accounts have email offers enabled and then wait, basically. Not the easiest necessarily but not impossible at all.
Dec 16, 2019, 10:32 am
#130
Join Date: Jan 2017
Posts: 790
They quoted:
a) too many credit accounts with a zero balance
b) too many credit inquiries in general
Perhaps others want to try, but I am pretty sure they are being like BoA, Barclays, etc.
Dec 16, 2019, 10:45 am
#131
Join Date: Jan 2017
Posts: 790
Never once had a WF credit card. Long time customer though who has had checking accounts on and off, including 1 checking account presently.
They quoted:
a) too many credit accounts with a zero balance
b) too many credit inquiries in general
Perhaps others want to try, but I am pretty sure they are being like BoA, Barclays, etc.
They quoted:
a) too many credit accounts with a zero balance
b) too many credit inquiries in general
Perhaps others want to try, but I am pretty sure they are being like BoA, Barclays, etc.
My TU and Equifax have been beginning to feel neglected.
Dec 16, 2019, 12:13 pm
#133
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
If you are stuck with Citi the premier card represents good value. 60k TY points for 4K spend
Dec 18, 2019, 12:42 pm
#134
Join Date: Jan 2017
Posts: 790
Am I missing anything at Citi in terms of new card options? AA is done/on hold, I have the Premier so I can't do that or the other cards with TYP due to bonus restrictions, I just got Expedia.
Chase is long gone. BoA, Barclays, and Wells Fargo now are LOL/24-phobes.
AMEX is great but I am good there for a while.
I do not want to mess with US Bank and their weird credit bureau checks, plus they might easily be anti LOL/24 anyways.
I'll give CapOne a quick check I guess since they have transferable miles but I've never taken them seriously in the past due to checking all 3 bureaus and not having good cards. I have a feeling they'll be anti LOL/24.
Chase is long gone. BoA, Barclays, and Wells Fargo now are LOL/24-phobes.
AMEX is great but I am good there for a while.
I do not want to mess with US Bank and their weird credit bureau checks, plus they might easily be anti LOL/24 anyways.
I'll give CapOne a quick check I guess since they have transferable miles but I've never taken them seriously in the past due to checking all 3 bureaus and not having good cards. I have a feeling they'll be anti LOL/24.
Dec 20, 2019, 4:43 pm
#135
Join Date: Jan 2012
Posts: 219
I think this thread is a great idea; a place to discuss credit card strategy. I hope we can keep it going.
We had a head start on life after the churn, my partner had all her accounts closed over a year ago, as reported elsewhere on ft. One of the few cases of shutdown not by aa, did not get much attention.
The cards I and P2 have been getting recently besides the churn include citi Premier, Barclays arrival, Barclays choice, amex Green, amex Gold(rose), amex aspire, discover, barclays Hawaii, ebates ascend and delta gold. We also got Chase sapphire preferred using a link despite x/24.
I would say Amex, barclays citi and rakuten are easy. No luck with bank of america, I guess I had too many back then. I heard if I had a bank account, it would increase my chances with b of a. I think US bank is easy, not required to lock at the minor credit bureaus, perhaps because we had the Northwest card years ago.
I am always looking for amex links without lifetime language and chase links that are pre-approved.
Cit double cash would be nice too. Maybe start doing more MS with rakuten and double cash.
We had a head start on life after the churn, my partner had all her accounts closed over a year ago, as reported elsewhere on ft. One of the few cases of shutdown not by aa, did not get much attention.
The cards I and P2 have been getting recently besides the churn include citi Premier, Barclays arrival, Barclays choice, amex Green, amex Gold(rose), amex aspire, discover, barclays Hawaii, ebates ascend and delta gold. We also got Chase sapphire preferred using a link despite x/24.
I would say Amex, barclays citi and rakuten are easy. No luck with bank of america, I guess I had too many back then. I heard if I had a bank account, it would increase my chances with b of a. I think US bank is easy, not required to lock at the minor credit bureaus, perhaps because we had the Northwest card years ago.
I am always looking for amex links without lifetime language and chase links that are pre-approved.
Cit double cash would be nice too. Maybe start doing more MS with rakuten and double cash.