Citi AA Platinum, Gold and Business cards (2015)
Sep 23, 2015, 8:42 pm
#2597
Join Date: Dec 2008
Posts: 3,032
That's what I thought. The wiki is clear on that point but this post earlier in this thread - http://www.flyertalk.com/forum/citi-...l#post24134937 - contradicts that. I am guessing the post is wrong.
Sep 23, 2015, 8:53 pm
#2598
Join Date: Dec 2008
Posts: 3,032
Just to be extra clear, there is not only no advantage to keeping open old Citi AA Plat Visa Signature cards (apart from the minor benefit of extending avg. credit age) but there is actually a serious disadvantage in terms of Citi potentially randomly 'upgrading' you to a AA Plat Select MC and resetting the 18 month clock in the process? If my understanding of the situation is correct, I think this should be added to the wiki in bold / red letters. I check this thread every now and then and had I been aware of this risk I would have closed my AA Citi Visa cards a long time ago.
Sep 23, 2015, 9:05 pm
#2599
Join Date: Apr 2015
Location: IAD
Posts: 735
My guess is that in the near future Citi may "upgrade" all the remaining Visas so they remove the product. Also I guess that the Visas were never EMV and that they need to get most to EMV soon and it does not make sense to issue new EMV Visa cards for them.
Sep 24, 2015, 2:54 am
#2600
Join Date: Jul 2011
Posts: 775
Is this enforced?- had biz card few years go
This CitiBusiness / AAdvantage Platinum Select card offer is not available to you if you already have a CitiBusiness / AAdvantage card account. Additionally, this offer is valid only for first time CitiBusiness / AAdvantage Platinum Select cardmembers.
This CitiBusiness / AAdvantage Platinum Select card offer is not available to you if you already have a CitiBusiness / AAdvantage card account. Additionally, this offer is valid only for first time CitiBusiness / AAdvantage Platinum Select cardmembers.
Sep 24, 2015, 5:04 am
#2601
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Is this enforced?- had biz card few years go
This CitiBusiness / AAdvantage Platinum Select card offer is not available to you if you already have a CitiBusiness / AAdvantage card account. Additionally, this offer is valid only for first time CitiBusiness / AAdvantage Platinum Select cardmembers.
This CitiBusiness / AAdvantage Platinum Select card offer is not available to you if you already have a CitiBusiness / AAdvantage card account. Additionally, this offer is valid only for first time CitiBusiness / AAdvantage Platinum Select cardmembers.
Sep 24, 2015, 5:05 am
#2602
Join Date: Mar 2006
Location: RDU
Posts: 812
Is this enforced?- had biz card few years go
This CitiBusiness / AAdvantage Platinum Select card offer is not available to you if you already have a CitiBusiness / AAdvantage card account. Additionally, this offer is valid only for first time CitiBusiness / AAdvantage Platinum Select cardmembers.
This CitiBusiness / AAdvantage Platinum Select card offer is not available to you if you already have a CitiBusiness / AAdvantage card account. Additionally, this offer is valid only for first time CitiBusiness / AAdvantage Platinum Select cardmembers.
Edited to add: I see Beltway beat me to the punch, with an even shorter answer.
Sep 24, 2015, 5:08 am
#2603
Join Date: Mar 2006
Location: RDU
Posts: 812
That's what I thought. The wiki is clear on that point but this post earlier in this thread - http://www.flyertalk.com/forum/citi-...l#post24134937 - contradicts that. I am guessing the post is wrong.
Sep 24, 2015, 5:25 am
#2604
Join Date: Feb 2003
Location: On strike
Posts: 8,135
there is actually a serious disadvantage in terms of Citi potentially randomly 'upgrading' you to a AA Plat Select MC and resetting the 18 month clock in the process? If my understanding of the situation is correct, I think this should be added to the wiki in bold / red letters.
To be clear, I'm not saying there's no risk. My success might be an edge case owing to the short time between the conversion & new application. But the risk is, as far as I'm aware, entirely conjectural even at this late date.
Sep 24, 2015, 7:23 am
#2605
Join Date: Jan 2013
Programs: All of them, Katie
Posts: 224
Thanks, I am organically meeting spend not through manufacturing and in my case the old AA card is 3-4 years old (I keep getting AF waivers every year) and as such one of my older cards (I don't max out churning), so keeping that card going adds more than just a few months to my credit age. And I did realize that I was adding a couple of months to the 18 month time limit by not canceling the old card right away, but I wasn't sure if I could close it right away before getting the bonus (I should have asked this question 2 months ago).
Also, my old card is a Citi AA Visa (Personal) so I guess it doesn't even qualify as the same card? So if I close it next year, I shouldn't be subject to the 18 months wait period?
EDIT: Just saw your post earlier in this thread about the risks of being auto-converted to a Plat MC. Guess I should have closed the Visa card sooner. Should I close it now or wait? Don't want them to convert it randomly at some point next year and make me wait another 18 months from the conversion...
Also, my old card is a Citi AA Visa (Personal) so I guess it doesn't even qualify as the same card? So if I close it next year, I shouldn't be subject to the 18 months wait period?
EDIT: Just saw your post earlier in this thread about the risks of being auto-converted to a Plat MC. Guess I should have closed the Visa card sooner. Should I close it now or wait? Don't want them to convert it randomly at some point next year and make me wait another 18 months from the conversion...
Sep 24, 2015, 11:30 am
#2607
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Two of my AA Visas, numbers 1 and 3, were replaced with Visa chip cards recently. The other AA Visa was converted to a MC chip card in May. I can make no sense of their conversion strategy.
Sep 24, 2015, 12:34 pm
#2608
Join Date: Sep 2015
Posts: 1
I'm getting conflicting information about how churnable personal cards are from Citi card reps. In the past 2 days, 4 out of 5 reps I've talked to say that applying for a AAdvantage Platinum Select MC will reset the 18 months countdown for a Gold MC. So if you open a Platinum card last month, you won't be eligible for bonuses for any other AAdvantage card (Platinum or Gold).
Has anyone else ran into this issue? In the wiki and even on the landing pages for the cards, they explicitly say the following, but the reps say they are 100% sure you won't get the bonuses if you had any type of AAdvantage reward in the past 18 months. They oscillate between "any type of reward" or "any AA card you opened or closed" in the past 18 months.
Has anyone else ran into this issue? In the wiki and even on the landing pages for the cards, they explicitly say the following, but the reps say they are 100% sure you won't get the bonuses if you had any type of AAdvantage reward in the past 18 months. They oscillate between "any type of reward" or "any AA card you opened or closed" in the past 18 months.
American Airlines AAdvantageŽ bonus miles are not available if you have had a CitiŽ / AAdvantageŽ Gold MasterCardŽ opened or closed in the past 18 months.
1. Are these AA cards churnable?
Yes and No. The general rules are:
Personal AA cards: As of February 1, 2015, all new links require you to wait 18 months from the date of opening or closing an account of the same type (AmEx, Visa, MC) and category (Gold, Platinum, Executive). Thus,
opening or closing a personal Platinum MC will normally require you to wait another 18 months before applying for another personal Platinum MC eligible for a signup bonus
opening or closing a personal Gold MC will normally require you to wait another 18 months before applying for another personal Gold MC eligible for a signup bonus
opening or closing a personal Platinum MC will not affect your eligibility to apply for (& earn a bonus on) a new Gold MC, and vice versa
Yes and No. The general rules are:
Personal AA cards: As of February 1, 2015, all new links require you to wait 18 months from the date of opening or closing an account of the same type (AmEx, Visa, MC) and category (Gold, Platinum, Executive). Thus,
opening or closing a personal Platinum MC will normally require you to wait another 18 months before applying for another personal Platinum MC eligible for a signup bonus
opening or closing a personal Gold MC will normally require you to wait another 18 months before applying for another personal Gold MC eligible for a signup bonus
opening or closing a personal Platinum MC will not affect your eligibility to apply for (& earn a bonus on) a new Gold MC, and vice versa
Sep 24, 2015, 12:46 pm
#2609
Join Date: Feb 2003
Location: On strike
Posts: 8,135
In the wiki and even on the landing pages for the cards, they explicitly say the following, but the reps say they are 100% sure you won't get the bonuses if you had any type of AAdvantage reward in the past 18 months. They oscillate between "any type of reward" or "any AA card you opened or closed" in the past 18 months.
Sep 24, 2015, 1:27 pm
#2610
Join Date: May 2014
Location: SoCal
Posts: 2,164
I'm getting conflicting information about how churnable personal cards are from Citi card reps. In the past 2 days, 4 out of 5 reps I've talked to say that applying for a AAdvantage Platinum Select MC will reset the 18 months countdown for a Gold MC. So if you open a Platinum card last month, you won't be eligible for bonuses for any other AAdvantage card (Platinum or Gold).........................
