Citi Prestige $350AF w/o branch or CitiGold?
Oct 22, 2015, 11:40 am
#1
Original Poster
Join Date: Aug 2015
Posts: 376
Citi Prestige $350AF w/o branch or CitiGold?
Hello all,
I was wondering if there was a way for the AF on the prestige to be lowered to 350 without staying as a CitiGold member.
I applied and was approved online.
I will be opening a CitiGold account for the 50kAA miles offer and this will bring my first annual fee to 350. However, if I downgrade to the no basic checking, will I continue to get the 350 AF?
Can I call a branch and switch to their 30k+30K offer?
I was wondering if there was a way for the AF on the prestige to be lowered to 350 without staying as a CitiGold member.
I applied and was approved online.
I will be opening a CitiGold account for the 50kAA miles offer and this will bring my first annual fee to 350. However, if I downgrade to the no basic checking, will I continue to get the 350 AF?
Can I call a branch and switch to their 30k+30K offer?
Oct 22, 2015, 4:00 pm
#2
Join Date: Mar 2015
Posts: 283
Hello all,
I was wondering if there was a way for the AF on the prestige to be lowered to 350 without staying as a CitiGold member.
I applied and was approved online.
I will be opening a CitiGold account for the 50kAA miles offer and this will bring my first annual fee to 350. However, if I downgrade to the no basic checking, will I continue to get the 350 AF?
Can I call a branch and switch to their 30k+30K offer?
I was wondering if there was a way for the AF on the prestige to be lowered to 350 without staying as a CitiGold member.
I applied and was approved online.
I will be opening a CitiGold account for the 50kAA miles offer and this will bring my first annual fee to 350. However, if I downgrade to the no basic checking, will I continue to get the 350 AF?
Can I call a branch and switch to their 30k+30K offer?
Time will tell, though.
Oct 22, 2015, 4:42 pm
#3
Join Date: Jan 2013
Location: 212
Programs: Marriott Titanium, Hilton Gold, UA Silver
Posts: 502
As this is a fairly new feature, it's too early to tell. However, there is reason to believe that the $350 AF may persist even after downgrading to the basic checking. Even after downgrading, if you call in for instance, Citi will recognize you (and greet you) as a Citigold customer. It appears their systems continue to recognize the Citigold designation.
Time will tell, though.
Time will tell, though.
Oct 22, 2015, 4:55 pm
#4
Join Date: Mar 2014
Location: Florida
Posts: 274
It doesn't address the OP's question, but I only have credit cards with Citi (no checking account at all). I went into a branch and applied in person and received the $350 AF offer (every year, not just the first year). Card came this week and confirmed the terms in the documentation that came with the card.
Oct 23, 2015, 9:03 am
#5
Join Date: Jan 2013
Location: 212
Programs: Marriott Titanium, Hilton Gold, UA Silver
Posts: 502