Need cash - Urgent
Sep 6, 2019, 9:16 am
#1
formerly skyccord
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Join Date: Jul 2012
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Need cash - Urgent
Literally the title says it all here. I found myself landing at PEK with 4 credit cards and no debit card coupled with $7 USD. I begged a fellow US traveler for $100USD which I immediately vemo'd him. I cannot do cash advances from my US credit cards as I never set up a pin
I'm in Beijing and I see that there is a JP Morgan Chase Bank here. Does anyone know if they are open on Saturday and is it a full service branch? If it is I can walk in with my Chase credit cards and id to do a cash advance without a pin.
My last resort will be to send myself a MoneyGram via credit card and pick it up at the Bank of China.
Any other suggestions from anyone?
This was such a rookie move for me to not double check that I had everything that I need.
I'm in Beijing and I see that there is a JP Morgan Chase Bank here. Does anyone know if they are open on Saturday and is it a full service branch? If it is I can walk in with my Chase credit cards and id to do a cash advance without a pin.
My last resort will be to send myself a MoneyGram via credit card and pick it up at the Bank of China.
Any other suggestions from anyone?
This was such a rookie move for me to not double check that I had everything that I need.
Sep 6, 2019, 10:53 am
#2
A FlyerTalk Posting Legend
Join Date: Dec 2000
Location: Shanghai
Posts: 42,033
Literally the title says it all here. I found myself landing at PEK with 4 credit cards and no debit card coupled with $7 USD. I begged a fellow US traveler for $100USD which I immediately vemo'd him. I cannot do cash advances from my US credit cards as I never set up a pin
I'm in Beijing and I see that there is a JP Morgan Chase Bank here. Does anyone know if they are open on Saturday and is it a full service branch? If it is I can walk in with my Chase credit cards and id to do a cash advance without a pin.
My last resort will be to send myself a MoneyGram via credit card and pick it up at the Bank of China.
Any other suggestions from anyone?
This was such a rookie move for me to not double check that I had everything that I need.
I'm in Beijing and I see that there is a JP Morgan Chase Bank here. Does anyone know if they are open on Saturday and is it a full service branch? If it is I can walk in with my Chase credit cards and id to do a cash advance without a pin.
My last resort will be to send myself a MoneyGram via credit card and pick it up at the Bank of China.
Any other suggestions from anyone?
This was such a rookie move for me to not double check that I had everything that I need.
I give the JP Morgan approach low enough odds that I wouldn't bother.
Sep 6, 2019, 12:06 pm
#4
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Join Date: Mar 2002
Location: Canada, USA, Europe
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Posts: 31,452
Not sure what hotel you are staying in, but some of the better ones will let you have a cash advance which is then charged to your credit card. I’ve done this several times, especially in Asia.
Sep 6, 2019, 12:19 pm
#6
Join Date: Oct 2014
Posts: 3,097
If he has his own device and the bank's website is properly secured, safety should be within normal parameters. I think most Westerners in China from time to time do online banking, both with Chinese and foreign banks. Don't recall hearing of any problems particular to China. And Chinese massively use the internet for payments.
Sep 6, 2019, 12:30 pm
#7
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Many companies restrict their employees travelling to China from using their regular devices and/or logging in to company resources because of the massive state intrusion of anything web. I wouldn’t be doing anything on my US bank account while in China, regardless of VPN.
Sep 6, 2019, 12:31 pm
#8
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Many companies restrict their employees travelling to China from using their regular devices and/or logging in to company resources because of the massive state intrusion of anything web. I wouldn’t be doing anything on my US bank account while in China, regardless of VPN.
I try hard to avoid taking my electronics to China or Russia and I certainly don't log into any sensitive/valuable accounts while there.
Sep 6, 2019, 4:06 pm
#9
formerly skyccord
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Sep 6, 2019, 4:07 pm
#10
formerly skyccord
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Join Date: Jul 2012
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If he has his own device and the bank's website is properly secured, safety should be within normal parameters. I think most Westerners in China from time to time do online banking, both with Chinese and foreign banks. Don't recall hearing of any problems particular to China. And Chinese massively use the internet for payments.
Sep 6, 2019, 4:08 pm
#11
formerly skyccord
Original Poster
Join Date: Jul 2012
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JW Marriott. I'm going to talk to them in the morning. They weren't getting it when I got in and was mentally spent.
Sep 6, 2019, 4:22 pm
#12
Join Date: Jul 2017
Programs: DL
Posts: 196
ran into this problem in AMS last year, was only there for ~8 hours and didn't bring Euros. Thought that restaurants & cafes would take CC, but they all pointed to ATM machines that required a pin. Finally got lucky at the Centraal train station, where they gave me cash advance on my Visa with my passport as ID. Huge fee. Set up pins first thing when I got home.
Sep 6, 2019, 9:23 pm
#13
Join Date: Dec 2016
Location: Saipan, MP
Programs: Marriott Ambassador, Hyatt Globalist, Hilton Diamond, Alaska 75K, United Platinum
Posts: 203
I will be in Beijing until Sunday night.....I’m happy to withdraw some RMB for you if you’re able to Venmo. Feel free to PM me
Last edited by Voldoo; Sep 6, 2019 at 9:30 pm
Sep 6, 2019, 9:49 pm
#14
formerly skyccord
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Join Date: Jul 2012
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Posts: 269
I have literally been to 5 Banks. The one who had the form. Postal Bank says I need to have their card to be able to pick the money up. HUH?!?!?!?! Good thing I'm waiting to see who can receive it before I send it out.
Sep 6, 2019, 10:02 pm
#15
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Join Date: Dec 2000
Location: Shanghai
Posts: 42,033
I could get by pretty well in Beijing on credit cards alone these days if I altered my food/drink habits a bit. Now that the lower end places have been pushed out of SLT, most of the remaining establishments accept foreign plastic, and of you can link foreign cards to Didi.