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Need cash - Urgent

Need cash - Urgent

Old Sep 6, 19, 9:16 am
  #1  
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Need cash - Urgent

Literally the title says it all here. I found myself landing at PEK with 4 credit cards and no debit card coupled with $7 USD. I begged a fellow US traveler for $100USD which I immediately vemo'd him. I cannot do cash advances from my US credit cards as I never set up a pin

I'm in Beijing and I see that there is a JP Morgan Chase Bank here. Does anyone know if they are open on Saturday and is it a full service branch? If it is I can walk in with my Chase credit cards and id to do a cash advance without a pin.

My last resort will be to send myself a MoneyGram via credit card and pick it up at the Bank of China.

Any other suggestions from anyone?

This was such a rookie move for me to not double check that I had everything that I need.
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Old Sep 6, 19, 10:53 am
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Originally Posted by skyccord View Post
Literally the title says it all here. I found myself landing at PEK with 4 credit cards and no debit card coupled with $7 USD. I begged a fellow US traveler for $100USD which I immediately vemo'd him. I cannot do cash advances from my US credit cards as I never set up a pin

I'm in Beijing and I see that there is a JP Morgan Chase Bank here. Does anyone know if they are open on Saturday and is it a full service branch? If it is I can walk in with my Chase credit cards and id to do a cash advance without a pin.

My last resort will be to send myself a MoneyGram via credit card and pick it up at the Bank of China.

Any other suggestions from anyone?

This was such a rookie move for me to not double check that I had everything that I need.
I use MoneyGram sometimes when I want to send people USD quickly, and it works quite well with reasonable fees.

I give the JP Morgan approach low enough odds that I wouldn't bother.
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Old Sep 6, 19, 11:55 am
  #3  
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Four cards and not one lets you set up a PIN online?
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Old Sep 6, 19, 12:06 pm
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Not sure what hotel you are staying in, but some of the better ones will let you have a cash advance which is then charged to your credit card. Iíve done this several times, especially in Asia.
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Old Sep 6, 19, 12:06 pm
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Originally Posted by 889 View Post
Four cards and not one lets you set up a PIN online?
China and internet...hmmm.
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Old Sep 6, 19, 12:19 pm
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If he has his own device and the bank's website is properly secured, safety should be within normal parameters. I think most Westerners in China from time to time do online banking, both with Chinese and foreign banks. Don't recall hearing of any problems particular to China. And Chinese massively use the internet for payments.
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Old Sep 6, 19, 12:30 pm
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Many companies restrict their employees travelling to China from using their regular devices and/or logging in to company resources because of the massive state intrusion of anything web. I wouldnít be doing anything on my US bank account while in China, regardless of VPN.
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Old Sep 6, 19, 12:31 pm
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Originally Posted by LondonElite View Post
Many companies restrict their employees travelling to China from using their regular devices and/or logging in to company resources because of the massive state intrusion of anything web. I wouldnít be doing anything on my US bank account while in China, regardless of VPN.
I try hard to avoid taking my electronics to China or Russia and I certainly don't log into any sensitive/valuable accounts while there.
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Old Sep 6, 19, 4:06 pm
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​​​​​​
Originally Posted by 889 View Post
Four cards and not one lets you set up a PIN online?
no and I am beyond pissed about it.

Chase Sapphire Reserve
Capital One Spark Business Card (Had cash advance set to 0)
Chase United Club Card
Chase Business Ink Cash Card.
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Old Sep 6, 19, 4:07 pm
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Originally Posted by 889 View Post
If he has his own device and the bank's website is properly secured, safety should be within normal parameters. I think most Westerners in China from time to time do online banking, both with Chinese and foreign banks. Don't recall hearing of any problems particular to China. And Chinese massively use the internet for payments.
I am VPN'd back to my office there's no issue here. Technology is actually my field of expertise. Thanks for the concern.
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Old Sep 6, 19, 4:08 pm
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Originally Posted by LondonElite View Post
Not sure what hotel you are staying in, but some of the better ones will let you have a cash advance which is then charged to your credit card. Iíve done this several times, especially in Asia.
JW Marriott. I'm going to talk to them in the morning. They weren't getting it when I got in and was mentally spent.
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Old Sep 6, 19, 4:22 pm
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ran into this problem in AMS last year, was only there for ~8 hours and didn't bring Euros. Thought that restaurants & cafes would take CC, but they all pointed to ATM machines that required a pin. Finally got lucky at the Centraal train station, where they gave me cash advance on my Visa with my passport as ID. Huge fee. Set up pins first thing when I got home.
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Old Sep 6, 19, 9:23 pm
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I will be in Beijing until Sunday night.....Iím happy to withdraw some RMB for you if youíre able to Venmo. Feel free to PM me

Last edited by Voldoo; Sep 6, 19 at 9:30 pm
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Old Sep 6, 19, 9:49 pm
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Originally Posted by Voldoo View Post
I will be in Beijing until Sunday night.....Iím happy to withdraw some RMB for you if youíre able to Venmo. Feel free to PM me
Just pmd you.

I have literally been to 5 Banks. The one who had the form. Postal Bank says I need to have their card to be able to pick the money up. HUH?!?!?!?! Good thing I'm waiting to see who can receive it before I send it out.
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Old Sep 6, 19, 10:02 pm
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I could get by pretty well in Beijing on credit cards alone these days if I altered my food/drink habits a bit. Now that the lower end places have been pushed out of SLT, most of the remaining establishments accept foreign plastic, and of you can link foreign cards to Didi.
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