Is Chase Sapphire Reserve worth $550?
Aug 17, 2021, 4:03 pm
#121
Join Date: Mar 2013
Programs: UA 1MM; Marriott LT Titanium
Posts: 678
Annual fee is coming up on 9/1. Am I understanding correctly that I can cancel my CSR and then apply for the CSP and still receive a bonus? I applied for the CSR in 08/2016 and received the bonus in 11/2016.
Aug 17, 2021, 7:23 pm
#122
Original Poster
Join Date: Apr 2002
Location: Atlanta Metro
Programs: DL , AC, BA, Hhonors Gold, IH Platinum, Bonvoy Gold, Hyatt Discoverist
Posts: 2,372
Yes. But I was advised here that you need to wait one month after canceling to apply for the CSP.
Aug 18, 2021, 1:51 am
#123
Join Date: Jun 2017
Location: SEA/NYC/IAD
Programs: UA 1K, Marriott Titanium, Hyatt Explorist
Posts: 1,947
Aug 19, 2021, 5:46 am
#125
Join Date: Nov 2011
Location: Virginia
Programs: HHonors Gold, IHG Platinum, Marriott nobody
Posts: 470
Aug 19, 2021, 5:59 am
#126
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
Aug 19, 2021, 7:36 am
#127
Join Date: Dec 2005
Location: DFW
Programs: AA (Lifetime Gold, 1MM),UA(Premier Silver), Hilton(Diamond), Marriott (LTT), Hertz (PC)
Posts: 230
Though, you are absolutely right that there are better offers. (if eligible) To me for a no-AF card the CFU offer is quite good and probably one of the better no-AF offers. I also got a few extra points since base earning rate is 1.5%x1.5=2.25% with PYB.
I would not compare CFU against Quest or CSP as those are AF cards...IMO not a fair comparison. If eligible why not get both to maximize the benefits....
Aug 19, 2021, 11:54 am
#128
Join Date: Apr 2018
Posts: 262
On a trip to Denver last week there were no Uber or Lyfts available from DEN. I had to take a Taxi. First time in a long time but I survived! Payment was always a huge issue for me with traditional cabs but this one took CC's and Apple pay via Square so it was almost refreshing to use.
Aug 19, 2021, 12:38 pm
#129
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
Because you have only have 5 5/24 slots so each card has a concrete opportunity cost. For that return on spend, you're better off getting the no AF Ink Business cards that don't cost you a 5/24 slot. I don't think it's an innately terrible path if you choose to go with it. But taking Freedom SUBs is definitely not optimal (which is why most people product change to it).
Aug 19, 2021, 1:02 pm
#130
Join Date: Mar 2013
Programs: UA 1MM; Marriott LT Titanium
Posts: 678
Realized I don't have the flexibility of canceling CSR as it is my only Chase card
So if I downgrade my CSR to Chase Freedom today, I can apply for the CSP in 4 days and still be eligible for the bonus?
Also, my wife recently got the CSP in June and received the 100k bonus in July. She got an email about referring people for 20k each. Would anything prevent her from referring me to the CSP so she gets an extra 20k?
So if I downgrade my CSR to Chase Freedom today, I can apply for the CSP in 4 days and still be eligible for the bonus?
Also, my wife recently got the CSP in June and received the 100k bonus in July. She got an email about referring people for 20k each. Would anything prevent her from referring me to the CSP so she gets an extra 20k?
Aug 19, 2021, 1:14 pm
#131
Join Date: Apr 2021
Location: Manhattan, Palm Beach Island, San Francisco, Boston, & Hong Kong
Programs: Lifetime United Global Services, Delta Plat, Hyatt Globalist, Marriott Ambassador, & Hilton Diamond
Posts: 3,165
Nope, this is totally ok. The in-branch offer got nerfed from no AF year 1 + $50 grocery credit to just no AF year 1. Even if your wife gets issued a 1099 for the referral points she earns, the referral deal is still better than the current in-branch offer.
Aug 19, 2021, 11:11 pm
#132
Original Poster
Join Date: Apr 2002
Location: Atlanta Metro
Programs: DL , AC, BA, Hhonors Gold, IH Platinum, Bonvoy Gold, Hyatt Discoverist
Posts: 2,372
Aug 19, 2021, 11:14 pm
#133
Original Poster
Join Date: Apr 2002
Location: Atlanta Metro
Programs: DL , AC, BA, Hhonors Gold, IH Platinum, Bonvoy Gold, Hyatt Discoverist
Posts: 2,372
Got the Freedom Flex. 20K after $500 spend. No biggie. (And got a fellow Flyertalker a referral bonus as well.)
Aug 19, 2021, 11:39 pm
#134
Join Date: Dec 2007
Location: SFO
Programs: UA 1MM, Marriott LTP, Hilton Gold, Hyatt Explorist, Hertz PC
Posts: 1,003
I'm considering downgrading my CSR to CSP before Oct 1 when the annual fee will post. But I purchased a flight that departs in November. If I downgrade my card before the trip, will I lose the travel insurance (cancellation and interruption) for this trip?
Aug 20, 2021, 8:01 pm
#135
Original Poster
Join Date: Apr 2002
Location: Atlanta Metro
Programs: DL , AC, BA, Hhonors Gold, IH Platinum, Bonvoy Gold, Hyatt Discoverist
Posts: 2,372
The Preferred still has insurance, but under slightly different terms (12 hour delay instead of 6, for example). I imagine you'd be covered under the new terms, not the old.