Originally Posted by
WasKnown
The Chase Freedom SUB is worth $680 for $12.5K spend. Not worth it for a Chase 5/24 slot. Even the United Quest’s 2-tier offer has a better return on spend than that.
I agree it's a very high spending requirement but it should be 20k+60k=80k UR points and with PYB via CSR it can be worth $1200 (I used it all on PYB) or can be worth at least 1280 or more if used on Hyatt points.
Though, you are absolutely right that there are better offers. (if eligible) To me for a no-AF card the CFU offer is quite good and probably one of the better no-AF offers. I also got a few extra points since base earning rate is 1.5%x1.5=2.25% with PYB.
I would not compare CFU against Quest or CSP as those are AF cards...IMO not a fair comparison. If eligible why not get both to maximize the benefits....