asdfghjk

For the Marriott personal cards, we get 15 elite nights after approval and 15 elite nights before next March. Do we get 15 elite nights after approval for the Marriott Business card? I don't see it anywhere in the terms. Thanks.

mia

The Marriott Business card is now issued by American Express.

https://www.americanexpress.com/us/c...wd#offer-terms

pallhedge

My recollection is that Chase informs you of bonus ineligibility for this card via letter in the mail after approval.

macboss

I have had the Amex SPG preferred card for years. It’s been renamed to Amex Marriott Bonvoy card now. Chase’ term for their Marriott sign up bonus is I need to not have the Amex Marriott card fir at least 30 days.

I want to keep the credit history with my Amex card. Can I downgrade it to another card with no annual fee and not a Marriott card from Amex, wait 30 days then apply for the Chase Marriott card to get the sign on bonus? Would I be eligible for the Chase sign on bonus? I called Chase but the rep didn’t give me a clear answer and asked me to call Amex.

bgriff

These days the only thing you can change an Amex card to is another card under the same brand, so your only other option to change the card while keeping the credit history would be the $450 Bonvoy Brilliant (formerly SPG Luxury) card.

macboss

guess I’ll keep the card. Thanks.

prech

I had the Marriott Rewards/Bonvoy Premier for a few years, then received a Boundless upgrade offer of two free nights in September 2019. I cancelled the card February 2020 as the annual fee was about to hit.

I would like to apply and take advantage of a new SUB. Would I be eligible for a new cardmember bonus? I technically received the upgrade promotion, not a new cardmember promotion, so I'm hoping yes?

There is some specific language in the terms about eligibility for the card and cardmember bonus:
The upgrade offer exclusion seems to be for the Amex cards, while the Chase cards only have the 24 month language. So technically I received the upgrade promotion, not a new Chase cardmember promotion, so I should be eligible for the SUB?

Any tips appreciated

Long Islander

Hi Prech,

I think you're okay to apply for a new card and get the bonus since you didn't get the new card member bonus in 2019.

JLC85

I may be interested in the 100k bonus for the Chase Marriott Boundless. I understand the card gives you Marriott Silver, but what if I already have Marriott Gold with the Amex Platinum? Will both cards link to one Marriott account # giving me Marriott Gold status and bonus earn, but the free nights and earn rate of the Boundless?

bgriff

If you don't already have any other Bonvoy-specific credit cards, the Boundless would give you 15 night credits per year, which by itself is enough for Marriott Silver so that's how they market the card. If you already have Gold it wouldn't give you anything more. But, the 15 night credits could make earning a higher status easier (it would only take 35 more nights stayed per year to reach Platinum).

Any benefits you get from both cards would be linked to the same Bonvoy account.

JLC85

Thank you! I don't have any other Bonvoy-specific credit cards. Just to confirm, if I get the Boundless, my earning rate at Marriott would be (per $1, assuming I stay at a core Marriott property) 6 points for the Boundless, 10 points for base Bonvoy member, plus a 25% bonus for Gold (2.5 points) for a total of 18.5 points. Is this correct?

bgriff

Yes, as long as you were to pay for your stay with the Boundless card.

a1exi

Chase says on their website that if you received the sign-up bonus from one of several cards within 24 months, you will not get another sign-up bonus for the Chase Marriott Bonvoy Boundless card.

However, they does not put the Chase Ritz-Carlton card in that exclusion list. Therefore, I believed that I would still get the bonus despite receiving the sign-up bonus from the Chase Ritz-Carlton card.

I applied for the Chase Marriott Bonvoy Boundless card and got approved. Then Chase told me I would not be eligible for its sign-up bonus.

So Chase is denying what is written on their website. Should we trust other things they write on their website? Is this common for Chase? Is there anything else I can do right now?

sdsearch

Does it anywhere on their website claim that the exclusion list is complete? If their website does not say "this is a complete list of cards that disqualify you", they're not "denying what is written on their website".

If their website never claims that that is the complete list of cards that can deny you the bonus, you shouldn't have "believed" that it was necessarily complete. After all, the Ritz Carlton card is a card that's been discontinued from new applications for some time now, so it's not surprising that discontinued from new applications cards might not be listed, because someone editing the list may not have realized that it was available recently enough (even if not in the past year or more) that it could matter.for this particular issue, even though it's a card that's not relevant any more for most other issues.

At least on the application, they claim that the only cards for which you can be approved for the card yet denied the bonus are Amex cards, and they claim that for all Chase cards you'll be denied the card, not just the bonus.

Have you received the card yet? If not, you could ask them if you could have your application cancelled and it treated as if you had never applied / as if you had been denied the card (ie, not reported to any credit bureaus as an opened card), because the website led you to expect that you would either be denied the card, or that if you were approved for the card you would also be approved for the signup bonus. I have no idea whether they'll agree to that, but if they do, you could try again after 24+ months have gone by.

But I think it's more likely you can get them to close the card and not report it as ever opened (if this happened recently enough), than being able to get them to honor the signup bonus, even though I"m not sure how likely even that "more likely" possibility is.

Meanwhile, you should not believe anything that bank says online as being 100.000% correct. As another example, Citi claims that they'l deny you for such and such if you did this and that in the past 24 months, but then they'll deny when you only this and that 25 months ago. Or Citi will say you cannot have 2 credit applications in any on 60 day period, and they'll deny you for a second application 63 days after the first one. Ie, with Citi, everyone who's been following discussion about Citi applications on FlyerTalk knows that Citi is notorious for making errors counting time, and that thus it's in your best interest to do sufficient "padding" to whatever time Citi says to allow.

So one bank may have an incomplete list, another bank may not keep track of time correctly, and so on and so forth. The basic motto: Ask questions first, instead of lamenting what happened to you and asking question afterwards.

So welcome to FlyerTalk, a1exi, but you really should have come here a while back and asked "should I expect to get a bonus on this card despite having had a bonus in the past 24 months on the Ritz Carlton card", and perhaps based on the answers you might have gotten then you wouldn't have "believed" what you unfortunately came to "believe".

pallhedge

Do you have (or have you recently had) any American Express Bonvoy cards?