May 1, 2020, 2:33 pm
Last edit by: beltway
Chase regularly offers 3-month spending bonuses at chase.com/mybonus.
Chase Spend and Get Offers | My Bonus | Chase.com
These bonuses have the following characteristics:
Chase Spend and Get Offers | My Bonus | Chase.com
These bonuses have the following characteristics:
- Offers are not visible in your Chase online account. You can view them only through the portal at the link above. Viewing an offer automatically registers your card for it.
- Offers are individually targeted. You may receive a different offer, or none at all, on a card type for which another FTer reports a bonus.
- A given card will have, at most, one applicable bonus offer at a time.
- Offers are typically for higher multiples of miles/points per dollar spent. Note that when an offer is for “10x on gas spend,” that means 10 points or miles per dollar total, including any category bonus native to the relevant card.
- If you downgrade a qualifying card during an offer period, the offer will still apply, but you will receive only the incremental benefit relative to the new card’s built-in category bonus, if any. For example, the Chase IHG Premier card always earns 5x on dining, so a 10x quarterly offer is worth an extra 5 points/dollar. If you downgrade to the IHG Traveler card (native 3x dining bonus), you will receive 8 total points per dollar (native 3x plus the promotional 5 points/dollar) for spending during the offer period.
- On very rare occasions, an offer may be for a fixed bonus contingent on the cardholder making a certain number of transactions of a minimum value. (For an early 2022 instance of this—5,000 UR for making 15 purchases of at least $2 each—see this post.)
- Most offers are for generic categories (gas, grocery, dining, etc.). On occasion, however, an offer may be for purchases with a specific Chase partner using the applicable co-branded card (e.g., United Airlines, Hyatt, IHG) or for a large merchant such as Amazon (Q422).
- Offers are usually capped at $1500 in spend. In some cases, however, the cap may be higher, e.g., extra miles on up to $6,000 in purchases from United Airlines on a United card.
- Bonuses are typically for standard quarterly periods, but offers may also run for other three-month periods (e.g., June/July/August). It is generally worth checking on, or even shortly before, the first of each month for any card that doesn’t currently have an associated offer.
- If you have a Q3 offer, you won’t be able to see any Q4 offer on that card until the Q3 offer expires. That said, Chase may send you an email notification a few days before the cutoff allowing you to view & pre-register for the upcoming offer.
Chase "My Bonus" promotions (targeted category bonuses).
Jan 12, 2022, 8:35 am
#407
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,747
Chase just sent me an email with a new offer on one of my IHG cards (5x for Amazon/dining/grocery). The point isn't that this is an attractive offer--I can get 5 UR any day for Amazon and 5 UR this quarter for groceries--but rather that Chase seems to be ginning up new offers. Folks may want to run a few cards through https://www.chase.com/mybonus to see what else is cooking.
Jan 12, 2022, 9:00 am
#409
Join Date: Aug 2005
Location: Brooklyn
Programs: Delta Diamond, Bonvoy something good; sometimes other things too
Posts: 5,050
Chase just sent me an email with a new offer on one of my IHG cards (5x for Amazon/dining/grocery). The point isn't that this is an attractive offer--I can get 5 UR any day for Amazon and 5 UR this quarter for groceries--but rather that Chase seems to be ginning up new offers. Folks may want to run a few cards through https://www.chase.com/mybonus to see what else is cooking.
Jan 12, 2022, 9:58 am
#411
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,854
Jan 12, 2022, 10:03 am
#412
FlyerTalk Evangelist
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,854
For me:
Hyatt: spend $3k, get 5k
Explorer: spend $6k, get 6k (it presumably stacks with this offer from UA)
IHG: 5X on Amazon, groceries, restaurants, up to $1500
Hyatt: spend $3k, get 5k
Explorer: spend $6k, get 6k (it presumably stacks with this offer from UA)
IHG: 5X on Amazon, groceries, restaurants, up to $1500
Jan 12, 2022, 10:22 am
#414
Join Date: Sep 2015
Location: flyover country
Posts: 2,435
No email, but the Amazon-grocery-restaurant offer was on a World of Hyatt and an IHG Premier card. There was also a (5%, $10 max) for fitness clubs and gym memberships on Sapphire Preferred.
Soapbox mode. I think Chase should do a better job of letting the customer know whether a purchase will qualify. Here's the wording from one of the offers.
Later, there was a link to more information, but nowhere did I find a list of the qualifying Merchant Category Codes. This is not as big a deal now that Visa has disabled its MCC lookup tool (does anyone know of a currently working method of learning the MCC for a business?), but it would at least give the appearance of transparency. It would also be nice to get more detail on when "third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets" would not qualify, rather than just saying "We might tell you that you screwed yourself."
My opinion is that Chase (and any bank that makes similar offers on its cards) should ensure there is some method of determining in advance if a purchase will satisfy the terms for an offer. I recognize that the MCC could change at any time, but it would be nice to know what it is now rather than making a test purchase. In either case (looking up the MCC or seeing if a test purchase gets a bonus), the MCC could change, so I do not see a difference. (When I expressed this opinion sometime in the past, someone on FlyerTalk said a lookup tool would not be worth it because the MCC could change.) End of soapbox mode.
Soapbox mode. I think Chase should do a better job of letting the customer know whether a purchase will qualify. Here's the wording from one of the offers.
Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category.
My opinion is that Chase (and any bank that makes similar offers on its cards) should ensure there is some method of determining in advance if a purchase will satisfy the terms for an offer. I recognize that the MCC could change at any time, but it would be nice to know what it is now rather than making a test purchase. In either case (looking up the MCC or seeing if a test purchase gets a bonus), the MCC could change, so I do not see a difference. (When I expressed this opinion sometime in the past, someone on FlyerTalk said a lookup tool would not be worth it because the MCC could change.) End of soapbox mode.
Jan 13, 2022, 1:37 am
#419
Moderator: Lufthansa Miles & More, India based airlines, India, External Miles & Points Resources
Join Date: Dec 2002
Location: MUC
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Posts: 48,184
Nothing on my CSR, Quest and Explorer card 
I guess its because I already use/used the card for groceries on a regular basis.
I guess its because I already use/used the card for groceries on a regular basis.
Jan 13, 2022, 8:10 am
#420
FlyerTalk Evangelist
Join Date: Oct 2006
Location: SFO/SJC
Programs: UA Silver, Marriott Gold, Hilton Gold
Posts: 14,890
not sure about that. I got the restaurant/grocery/Amazon offer on my UA Select and regularly use it for groceries. Wife uses hers for groceries too though, and didn’t get it. So who knows what the criteria is?