FlyerTalk Forums Expert How-Tos and Guides
 

Chase regularly offers 3-month spending bonuses at chase.com/mybonus.
Chase Spend and Get Offers | My Bonus | Chase.com

These bonuses have the following characteristics:

• Offers are not visible in your Chase online account. You can view them only through the portal at the link above. Viewing an offer automatically registers your card for it.
• Offers are individually targeted. You may receive a different offer, or none at all, on a card type for which another FTer reports a bonus.
• A given card will have, at most, one applicable bonus offer at a time.
• Offers are typically for higher multiples of miles/points per dollar spent. Note that when an offer is for “10x on gas spend,” that means 10 points or miles per dollar total, including any category bonus native to the relevant card.
  • If you downgrade a qualifying card during an offer period, the offer will still apply, but you will receive only the incremental benefit relative to the new card’s built-in category bonus, if any. For example, the Chase IHG Premier card always earns 5x on dining, so a 10x quarterly offer is worth an extra 5 points/dollar. If you downgrade to the IHG Traveler card (native 3x dining bonus), you will receive 8 total points per dollar (native 3x plus the promotional 5 points/dollar) for spending during the offer period.
  • On very rare occasions, an offer may be for a fixed bonus contingent on the cardholder making a certain number of transactions of a minimum value. (For an early 2022 instance of this—5,000 UR for making 15 purchases of at least $2 each—see this post.)
• Most offers are for generic categories (gas, grocery, dining, etc.). On occasion, however, an offer may be for purchases with a specific Chase partner using the applicable co-branded card (e.g., United Airlines, Hyatt, IHG) or for a large merchant such as Amazon (Q422).
• Offers are usually capped at $1500 in spend. In some cases, however, the cap may be higher, e.g., extra miles on up to $6,000 in purchases from United Airlines on a United card.
• Bonuses are typically for standard quarterly periods, but offers may also run for other three-month periods (e.g., June/July/August). It is generally worth checking on, or even shortly before, the first of each month for any card that doesn’t currently have an associated offer.
  • If you have a Q3 offer, you won’t be able to see any Q4 offer on that card until the Q3 offer expires. That said, Chase may send you an email notification a few days before the cutoff allowing you to view & pre-register for the upcoming offer.

For discussion of “Chase Offers”—short-term (usually <30 days) percentage discounts with specific merchants (not categories)—see "Chase Offers" (merchant branded discounts or rebates on specific cards), including the wiki at the top of each page.