Authorized Users + Mint.com
#1
Original Poster


Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,047
Authorized Users + Mint.com
Have a bit of a dilemma and hoping for some help.
I travel weekly for work and use my personal card for all expenses, which are then reimbursed. This is great for points, but not-so-great for tracking expenses in our household, as using something like Mint.com requires manually indicating the work transactions are reimbursable to not have it effect budgets/reports/etc. I dont have the time to do this weekly, so Mint.com is essentially useless for me right now.
I use the CSR for most of my expenses. From what I remember, if I add an AU to use for my work expenses, this wont solve the problem, as all transactions show up on the same statement and are not reported out seperately. Is this still the case?
If so, are there any ideas on how to best seperate out work and personal expenses, without giving up 3x on travel/dining? I suppose I could move my work expenses to a non-Chase card but that certainly is not ideal for my points redemption needs.
Looking forward to any suggestions!
I travel weekly for work and use my personal card for all expenses, which are then reimbursed. This is great for points, but not-so-great for tracking expenses in our household, as using something like Mint.com requires manually indicating the work transactions are reimbursable to not have it effect budgets/reports/etc. I dont have the time to do this weekly, so Mint.com is essentially useless for me right now.
I use the CSR for most of my expenses. From what I remember, if I add an AU to use for my work expenses, this wont solve the problem, as all transactions show up on the same statement and are not reported out seperately. Is this still the case?
If so, are there any ideas on how to best seperate out work and personal expenses, without giving up 3x on travel/dining? I suppose I could move my work expenses to a non-Chase card but that certainly is not ideal for my points redemption needs.
Looking forward to any suggestions!
#3
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures




Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,863
INK Cash offers 2X on Dining
Citi Premier offers 3X on Travel + Gasoline, and 2X on Dining
#4
Original Poster


Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,047
#5
Join Date: Dec 2017
Posts: 1,107
I don't believe so. On the business side, I think you can only PC between Ink flavors.
Where are your UR's ultimately ending up? Are you transferring them to a partner, or using them through the portal? If transferring, you could maybe find another card with good return that transfers to the partner(s) you are moving UR's to.
Other than that, you would have to wait it out to get under 5/24.
#6
Original Poster


Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,047
I don't believe so. On the business side, I think you can only PC between Ink flavors.
Where are your UR's ultimately ending up? Are you transferring them to a partner, or using them through the portal? If transferring, you could maybe find another card with good return that transfers to the partner(s) you are moving UR's to.
Other than that, you would have to wait it out to get under 5/24.
Where are your UR's ultimately ending up? Are you transferring them to a partner, or using them through the portal? If transferring, you could maybe find another card with good return that transfers to the partner(s) you are moving UR's to.
Other than that, you would have to wait it out to get under 5/24.
Perhaps I will need to leverage Citi for 3x for all business travel, but not sure I love that diversification given Citis relatively weak transfer partners and less lucrative portal.
Shame there is no better way but I appreciate everyones insight!
#8
Original Poster


Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,047
I’ve decided to keep my CSR for all personal expenses.
For work, I’ll use my Marriott card for Marriott stays, and Amex Platinum for all airfare. I’ll likely use the Marriott card for dining as well, which I recognize is not ideal but I’m willing to earn less here just to simplify my life.
For work, I’ll use my Marriott card for Marriott stays, and Amex Platinum for all airfare. I’ll likely use the Marriott card for dining as well, which I recognize is not ideal but I’m willing to earn less here just to simplify my life.



