Sapphire (CSR & CSP) 48 months from bonus to next application, started in Aug. 2018.
Nov 10, 2019, 1:15 pm
#196
Join Date: Dec 2014
Posts: 85
I don't cross 48 months since my CSR bonus posted until 04/21, so in the mean time I am looking to upgrade my CSP to the CSR. Will a hard credit pull occur for this upgrade? Also, will this is any way impact me being able to get the CSR bonus again after 04/21?
Nov 10, 2019, 1:49 pm
#197
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,347
No and no.
Nov 10, 2019, 5:37 pm
#198
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
You'll need to downgrade the upgraded CSR to something that is outside of the Sapphire family of cards prior to applying for a new CSR after 4/21 to obtain the bonus.
Nov 15, 2019, 6:44 pm
#200
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
If you have an existing Chase card that's at least 1yr old (like Freedom or maybe Slate) then you can upgrade that to CSR without a sign up bonus
Nov 15, 2019, 6:47 pm
#201
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
Chase doesn't approve new cards without sign up bonus -- you won't be able to get a new CSR or CSP until 48 months since last Sapphire bonus payout
If you have an existing Chase card that's at least 1yr old (like Freedom or maybe Slate) then you can upgrade that to CSR without a sign up bonus
If you have an existing Chase card that's at least 1yr old (like Freedom or maybe Slate) then you can upgrade that to CSR without a sign up bonus
Nov 15, 2019, 6:51 pm
#202
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
Nov 15, 2019, 7:10 pm
#203
Join Date: Jul 2010
Posts: 1,224
That and its a bad idea to close credit cards (in terms of credit score and credit history)
Last edited by philemer; Nov 15, 2019 at 7:55 pm Reason: edit rude comment
Nov 17, 2019, 1:49 pm
#205
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
48 months is from last Sapphire bonus payout -- doing a PC won't change your future bonus eligibility date since you're not getting a bonus
Dec 29, 2019, 1:40 pm
#207
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Anyone who acquired the card but failed to earn the bonus is still eligible, assuming s/he no longer has the card as of the new application. I think you're correct otherwise.
Dec 30, 2019, 7:29 am
#208
Join Date: Sep 2011
Posts: 1,857
Dec 30, 2019, 9:37 am
#209
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
*Subject to Chase watering-down bonus points/perks and/or raising fees and/or moving the minimum-months goalposts again.
RNE, a prospector.
Jan 8, 2020, 3:09 am
#210
Join Date: Jun 2013
Posts: 88
I have the CSR that I received back in September of 2016 (got the bonus in October of 2016). Just heard about the new $550 annual fee:
Can I PC the CSR to a freedom in the next few months, wait till October of 2020 and apply for the CSP to get the signup bonus?
Can I PC the CSR to a freedom in the next few months, wait till October of 2020 and apply for the CSP to get the signup bonus?