Chase survey regarding possible changes when combining points.
Aug 1, 2017, 5:25 pm
#61
Join Date: Oct 2007
Programs: AA, WN, UA, Bonvoy, Hertz
Posts: 2,491
It is true that if you factor the really no FTF, CapOne pretty much gives an extra 1% rebate on every overseas purchase compared to other non-FTF cards.
They had a lucrative QS Uber promotion at one point, and now they have started one with Spotify for QS.
My issue remains the same, I don't have enough spending to spread around to all these premium cards.
Rasheed
Aug 1, 2017, 10:48 pm
#62
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
No, CapOne is not interested in getting customers who only want the card because of the FTF. I think CapOne is still a word of mouth situation. They have added tap (finally!) to QS and started a 3% dining card (2% on groceries) that I think it useful for those who dine or do groceries overseas.
Aug 6, 2017, 7:53 am
#63
Join Date: Aug 2014
Location: BOS
Posts: 550
After seeing this thread I have promptly shifted points from Freedom cards to my Ink Preferred. The initial plan was to hold off until I am eligible for CSR and shift points there, but with potential changes I figured I'd rather have these points on a card that allows partner transfers. I've been consistently getting over 1.5c value from Southwest points, and intend to transfer pts to that program if Chase starts implementing changes proposed in the survey.
Aug 6, 2017, 4:15 pm
#64
formerly known as s2kdriver80
Join Date: Nov 2014
Location: Long Island, New York, USA (JFK <--> OTP)
Programs: Delta SkyMiles, SPG, Marriott Rewards, Amex MR, Chase UR
Posts: 317
If these changes come to pass, my Freedom and Ink Cash cards will get used a lot less, and my FU will get the FU. Lol.
Jul 30, 2018, 11:31 am
#65
FlyerTalk Evangelist
Join Date: Nov 2002
Location: ORD
Posts: 14,231
Rumors about restrictions on combining UR from CFU with CSR?
I seem to recall hearing that Chase may soon stop allowing UR points transfers from the Freedom cards to premium Sapphire cards. Is there anything to these, or am I making something up again?
Jul 30, 2018, 12:02 pm
#66
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
Freedom, Freedom Unlimited, INK Cash and INK Unlimited are marketed as cashback cards, but they actually earn Ultimate Rewards points (which can, of course, be redeemed for cash.) It would seem straightforward for Chase to convert these to true cashback cards, and eliminate the ability to combine with Ultimate Rewards.
There has been speculation that Chase was considering this. I seem to recall it was originally based on questions from a Chase marketing survey. I expect there would surely be some advance notice.
Here is the previous thread: Chase survey regarding possible changes when combining points.
Note that Chase calls this process "combining", rather than "transferring", and I have edited the thread title to conform to their usage.
There has been speculation that Chase was considering this. I seem to recall it was originally based on questions from a Chase marketing survey. I expect there would surely be some advance notice.
Here is the previous thread: Chase survey regarding possible changes when combining points.
Note that Chase calls this process "combining", rather than "transferring", and I have edited the thread title to conform to their usage.
Jul 30, 2018, 10:00 pm
#67
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
Freedom, Freedom Unlimited, INK Cash and INK Unlimited are marketed as cashback cards, but they actually earn Ultimate Rewards points (which can, of course, be redeemed for cash.) It would seem straightforward for Chase to convert these to true cashback cards, and eliminate the ability to combine with Ultimate Rewards.
There has been speculation that Chase was considering this. I seem to recall it was originally based on questions from a Chase marketing survey. I expect there would surely be some advance notice.
Here is the previous thread: Chase survey regarding possible changes when combining points.
Note that Chase calls this process "combining", rather than "transferring", and I have edited the thread title to conform to their usage.
There has been speculation that Chase was considering this. I seem to recall it was originally based on questions from a Chase marketing survey. I expect there would surely be some advance notice.
Here is the previous thread: Chase survey regarding possible changes when combining points.
Note that Chase calls this process "combining", rather than "transferring", and I have edited the thread title to conform to their usage.
Jul 31, 2018, 9:10 am
#68
Join Date: Jun 2015
Location: DTW
Programs: Alaska, Delta, Southwest
Posts: 1,663
I hear this pop up every few months and then fall back by the wayside. Hopefully Chase realizes a lot more people would cancel their CSR cards if they do this. I know I would.
Jul 31, 2018, 2:37 pm
#70
Join Date: Apr 2018
Posts: 262
Jul 31, 2018, 3:12 pm
#71
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
You'd still effectively have a lower earn rate compared to now. To me, it seems like one would be better off getting a few MR-earning cards (for example) and earning points there instead. Of course, CSR would still cost less annually than, say, the AmEx Platinum.
Aug 1, 2018, 5:07 pm
#72
Join Date: Apr 2018
Posts: 262
Yes, I meant that I would keep CSR for its benefits and dining/travel earning structure but would be offloading non CSR bonus categories to other bank cards such as AMEX.
Aug 1, 2018, 8:30 pm
#73
Join Date: Jun 2015
Location: DTW
Programs: Alaska, Delta, Southwest
Posts: 1,663
I’d probably cancel my CSR, get an AmEx Plat, and move all my spending back to American Express (keeping my CFU as a backup for when I need a Visa). I can justify the increased annual fee since you get Delta Skyclub access (we fly out of DTW where there’s no PP options) and Hilton Gold status. I’m sure I’m not the only one - Chase doing this just might be the best thing that could happen to AmEx, which is why I’m kind of thinking they won’t.
Aug 6, 2018, 4:07 pm
#74
Join Date: Feb 2015
Location: New York
Posts: 230
I’d probably cancel my CSR, get an AmEx Plat, and move all my spending back to American Express (keeping my CFU as a backup for when I need a Visa). I can justify the increased annual fee since you get Delta Skyclub access (we fly out of DTW where there’s no PP options) and Hilton Gold status. I’m sure I’m not the only one - Chase doing this just might be the best thing that could happen to AmEx, which is why I’m kind of thinking they won’t.
Aug 7, 2018, 8:29 am
#75
Join Date: Jun 2015
Location: DTW
Programs: Alaska, Delta, Southwest
Posts: 1,663
True, though AmEx does have 2x on groceries with their Everyday card. If you’re in the AmEx ecosystem, you might as well have that card since it’s a free way to keep your MR account open.