Originally Posted by
tmiw
You'd still effectively have a lower earn rate compared to now. To me, it seems like one would be better off getting a few MR-earning cards (for example) and earning points there instead. Of course, CSR would still cost less annually than, say, the AmEx Platinum.
Yes, I meant that I would keep CSR for its benefits and dining/travel earning structure but would be offloading non CSR bonus categories to other bank cards such as AMEX.