Sep 25, 2016, 3:27 pm
Last edit by: beltway
This thread is a continuation of:
New Chase Sapphire Reserve Card [Pre-release speculation]
Chase Sapphire Reserve [Initial application frenzy]
This card is subject to Chase's 5/24 policy. For information on (and discussion of) the policy, see Applying for Chase Credit Cards, 2017 onward.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air.
How to determine your account number, expiration date, and shipping date before receiving the card
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720.
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be via UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined for your address.
6. Contrary to what the customer service rep may tell you about the delivery of the card—such as the card will take 1-2 weeks or that expedited shipping is not available—the card is actually expedited and shipped via express shipping, as mentioned in #5. There is no need to ask for expedited shipping.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
New Chase Sapphire Reserve Card [Pre-release speculation]
Chase Sapphire Reserve [Initial application frenzy]
This card is subject to Chase's 5/24 policy. For information on (and discussion of) the policy, see Applying for Chase Credit Cards, 2017 onward.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air.
How to determine your account number, expiration date, and shipping date before receiving the card
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720.
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be via UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined for your address.
6. Contrary to what the customer service rep may tell you about the delivery of the card—such as the card will take 1-2 weeks or that expedited shipping is not available—the card is actually expedited and shipped via express shipping, as mentioned in #5. There is no need to ask for expedited shipping.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
Chase Sapphire Reserve (100,000 points, $4,000 spend, 3 months)
Oct 30, 2016, 7:55 am
#511
Join Date: Jun 2014
Location: FL
Programs: AA EXP, Hyatt Diamond, SPG Plat, IC Plat Amb, HH Diamond, Marriott Platinum
Posts: 1,299
It will show in the Ultimate rewards page as pending 100,000+ points. Takes a couple of days.
Oct 30, 2016, 9:06 am
#512
Join Date: Sep 2010
Posts: 165
To folks who aren't traveling this year, how are you meeting requirements for travel credit? Is a viable option just reselling an airline electronic gift card on a gift card exchange?
Oct 30, 2016, 9:20 am
#513
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,957
Oct 30, 2016, 12:06 pm
#515
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Any charges in the travel catagories do count towards the minimum spend even though they are reimbursed.
Oct 30, 2016, 12:09 pm
#516
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Oct 30, 2016, 3:39 pm
#517
Join Date: Oct 2016
Posts: 8
I searched the thread and only saw 2 mentions of using the CSR in Japan. Has anyone else tried and did you have any problems?
Oct 30, 2016, 3:43 pm
#518
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
It is a Visa card. Why would it have problem in Japan where Visa is widely accepted in hotels, restaurants and dept stores including the food market in the basement levels where credit cards are accepted ?
Oct 30, 2016, 4:54 pm
#519
Join Date: Jun 2014
Location: FL
Programs: AA EXP, Hyatt Diamond, SPG Plat, IC Plat Amb, HH Diamond, Marriott Platinum
Posts: 1,299
Oct 30, 2016, 8:26 pm
#520
Join Date: Aug 2015
Posts: 19
They will tell you. I called to check how far I was from meeting my spend and they told me.
Last edited by mia; Oct 31, 2016 at 7:17 am
Oct 31, 2016, 8:07 am
#521
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
Oct 31, 2016, 11:02 am
#522
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
However as long as CCs are accepted, your CSR can be used without any issue. Dont confuse the issue of Not Accept CC versus CSR cannot be used because of what? If CC is not accepted as payment form, then any CC would have issue in such place, Japan or otherwise.
Outside US, CC ownership is not widespread. Probably 1/2 or more the population do not own CC.
Many small businesses do not take CCs in many European countries, including France and Germany such advanced Western European countries. This May we spent 2 weeks in Croatia. All the lodgings we stayed at, only take cash payment in local currency or Euro. Almost all the nice seafood restaurants by the seaside in towns we visited, only take cash or Euro. In fact the friendly waiter would point you to the conveniently located ATMs nearby. Ditto many places in Asia, including Hong Kong, about as metropolitan as you can get. You can use your card in a McD or Starbuck for less than 1 USD worth, but you most likely cannot use your card in a local noodle shop or dessert shop with delicious foods. Cash or Octopus (a value-stored payment card) only.
Same can be said in Australia and New Zealand. Merchants who take cards often pass along the merchant fees to the customers, as permitted by law.
It is only in US that you could use your card for even less than a buck in the supermarkets / drug stores etc. Even in US there are small businesses impose a minimum charge, Visa/MC agreements be damned.
Therefore the issue is not whether CSR can be used in a certain country - if card is accepted, it can be used. If card is not accepted than any CC cannot be used. As simple as that.
Oct 31, 2016, 11:30 am
#523
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,507
It depends where you go. Yes, Japan is still largely a Cash Society because the Japanese dont like carry debts and much prefer Pay As You Go or only consume when they can afford.
However as long as CCs are accepted, your CSR can be used without any issue. Dont confuse the issue of Not Accept CC versus CSR cannot be used because of what? If CC is not accepted as payment form, then any CC would have issue in such place, Japan or otherwise.
Outside US, CC ownership is not widespread. Probably 1/2 or more the population do not own CC.
Many small businesses do not take CCs in many European countries, including France and Germany such advanced Western European countries. This May we spent 2 weeks in Croatia. All the lodgings we stayed at, only take cash payment in local currency or Euro. Almost all the nice seafood restaurants by the seaside in towns we visited, only take cash or Euro. In fact the friendly waiter would point you to the conveniently located ATMs nearby. Ditto many places in Asia, including Hong Kong, about as metropolitan as you can get. You can use your card in a McD or Starbuck for less than 1 USD worth, but you most likely cannot use your card in a local noodle shop or dessert shop with delicious foods. Cash or Octopus (a value-stored payment card) only.
Same can be said in Australia and New Zealand. Merchants who take cards often pass along the merchant fees to the customers, as permitted by law.
It is only in US that you could use your card for even less than a buck in the supermarkets / drug stores etc. Even in US there are small businesses impose a minimum charge, Visa/MC agreements be damned.
Therefore the issue is not whether CSR can be used in a certain country - if card is accepted, it can be used. If card is not accepted than any CC cannot be used. As simple as that.
However as long as CCs are accepted, your CSR can be used without any issue. Dont confuse the issue of Not Accept CC versus CSR cannot be used because of what? If CC is not accepted as payment form, then any CC would have issue in such place, Japan or otherwise.
Outside US, CC ownership is not widespread. Probably 1/2 or more the population do not own CC.
Many small businesses do not take CCs in many European countries, including France and Germany such advanced Western European countries. This May we spent 2 weeks in Croatia. All the lodgings we stayed at, only take cash payment in local currency or Euro. Almost all the nice seafood restaurants by the seaside in towns we visited, only take cash or Euro. In fact the friendly waiter would point you to the conveniently located ATMs nearby. Ditto many places in Asia, including Hong Kong, about as metropolitan as you can get. You can use your card in a McD or Starbuck for less than 1 USD worth, but you most likely cannot use your card in a local noodle shop or dessert shop with delicious foods. Cash or Octopus (a value-stored payment card) only.
Same can be said in Australia and New Zealand. Merchants who take cards often pass along the merchant fees to the customers, as permitted by law.
It is only in US that you could use your card for even less than a buck in the supermarkets / drug stores etc. Even in US there are small businesses impose a minimum charge, Visa/MC agreements be damned.
Therefore the issue is not whether CSR can be used in a certain country - if card is accepted, it can be used. If card is not accepted than any CC cannot be used. As simple as that.
Also, it's important to keep in mind that just because the card has a Visa or MC logo on it doesn't make it a credit card. A lot of countries implement debit over those networks instead of country-specific ones or something like Maestro. (I'd even go as far as to say that the US "national" debit networks are Visa and MasterCard despite there actually being separate debit networks, simply because acceptance of the latter is not common outside of a few merchant categories.) The side effect of that, of course, is that US issued credit cards will work in those countries if a business accepts cards at all.
Oct 31, 2016, 12:13 pm
#524
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
My experience in Australia is that acceptance is not an issue almost anywhere--as long as you're using Visa or MasterCard, that is. AmEx is 50/50 and you're more likely to be charged extra if you try to use one, whereas surcharging for V/MC is fairly rare. If anything, the US is actually less card friendly than them due to our relatively poor infrastructure and higher occurrence of cash-only/surcharging businesses (which is allowed now in most states, BTW).
Also, it's important to keep in mind that just because the card has a Visa or MC logo on it doesn't make it a credit card. A lot of countries implement debit over those networks instead of country-specific ones or something like Maestro. (I'd even go as far as to say that the US "national" debit networks are Visa and MasterCard despite there actually being separate debit networks, simply because acceptance of the latter is not common outside of a few merchant categories.) The side effect of that, of course, is that US issued credit cards will work in those countries if a business accepts cards at all.
Also, it's important to keep in mind that just because the card has a Visa or MC logo on it doesn't make it a credit card. A lot of countries implement debit over those networks instead of country-specific ones or something like Maestro. (I'd even go as far as to say that the US "national" debit networks are Visa and MasterCard despite there actually being separate debit networks, simply because acceptance of the latter is not common outside of a few merchant categories.) The side effect of that, of course, is that US issued credit cards will work in those countries if a business accepts cards at all.
Here at home I have seen Sunoco gas stations here have cash price and CC price and the Sunoco GC is charged at CC price because it is processed as a CC - unlike Exxon Mobil IIRC last year, that if you pay inside with the GC, you get cash price.
Had that debit card network experience in London this May - we went to a restaurant at Camden after exploring the locks and canals there, without knowing that restaurant was cash/debit card only. We did not have any GBP on us (were determined to just use CC) so I told the restaurant owner either he would take Euro or I had to go to an ATM nearby to get his GBP. He said debit card would be fine. I said no debit card either, just the CC which was a Visa. He let me swipe the card and it worked as a CC on his POS that supposedly debit only.
UK is one country where we are able to get by without any local currency for extended stay like over a week because Oyster takes CC, grocery stores take CC though you need to use human cashier versus the automatic check out kiosks, and most restaurants take CC.
I was shocked by Amsterdam where no supermarket would take CC and you pay a surcharge with CC when buying train tickets. In Stuttgart Germany I was surprised by the Nordsee chain of the fast food specialized in seafood was cash only. Not surprised by local restaurants but Nordsee, a franchised chain?
It is always a good practice to bring multiple CCs and debit cards with you on trip so you have backup resources.
Oct 31, 2016, 1:44 pm
#525
formerly sahiljain22
Join Date: Apr 2011
Location: BOS;NYC;YVR;YYZ;DEL;BOM
Programs: Amex Plat; HH Diamond; SPG Plat; Hyatt Diamond; United 1K; National EE; HSBC Premier
Posts: 532
Was able to have chase overlook the 5/24 rule today and get my card approved. Only my TU report had fallen below 5/24. So I froze EX and EQ and applied and was able to move some limit from CSP and get approved. Interestingly, I have had more than 5 Chase cards in last 2 years, but Chase does not always report to TU, so I wasn't sure if they would look internally at my card count, and they didn't.
Hope this can help someone.
Hope this can help someone.