Sep 4, 2015, 8:47 am
Last edit by: beltway
This thread is now archived. For ongoing discussion and the current/updated wiki, see Applying for Chase Credit Cards, 2017 onward. For the archived predecessor thread, see Applying for Chase Credit Cards- Archived 2008-5/2015
Archived: Applying for Chase Credit Cards- May 2015- Jan 2017
Oct 25, 2016, 12:50 pm
#5026
Join Date: Aug 2013
Posts: 61
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
Thanks
Oct 25, 2016, 12:56 pm
#5027
Join Date: Nov 2007
Location: PHX
Posts: 4,787
Oct 25, 2016, 3:45 pm
#5028
Join Date: Oct 2015
Posts: 149
You seem to be confused as to what "do not fall under 5/24" means.
If you open a Hyatt card, that does count toward 5/24 on subsequent applications.
All "does not fall under 5/24" means is that 5/24 will not be used in considering whether you can apply for a Hyatt card or not. But once you open a Hyatt, it does count toward 5/24 on any subsequent applications (for 24 months).
So I don't get your math. You're at 5/24 now, and you want to apply for 3 cards (Hyatt + 2 SW) after only 2 cards drop off? That sounds like a recipe for failure.
The only way to get this to work is to wait until after you've applied for your 2 new SW cards, and then if the Hyatt card at that point is still not under 5/24, then you can apply for the Hyatt card last. But it does no good to apply for the Hyatt card first.
If you open a Hyatt card, that does count toward 5/24 on subsequent applications.
All "does not fall under 5/24" means is that 5/24 will not be used in considering whether you can apply for a Hyatt card or not. But once you open a Hyatt, it does count toward 5/24 on any subsequent applications (for 24 months).
So I don't get your math. You're at 5/24 now, and you want to apply for 3 cards (Hyatt + 2 SW) after only 2 cards drop off? That sounds like a recipe for failure.
The only way to get this to work is to wait until after you've applied for your 2 new SW cards, and then if the Hyatt card at that point is still not under 5/24, then you can apply for the Hyatt card last. But it does no good to apply for the Hyatt card first.
Oct 25, 2016, 5:39 pm
#5029
Join Date: Jul 2013
Posts: 1,784
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
Thanks
The name of the Chase Recon Line has been changed. It is now officially called the Chase Sadistic Denial Line.
Oct 25, 2016, 5:54 pm
#5030
Join Date: Aug 2014
Posts: 736
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
Thanks
As a follow-up on my original post five days ago, got approved without calling in.
Oct 25, 2016, 6:39 pm
#5031
Join Date: Sep 2012
Posts: 4,431
Does CPC still reliably override 5/24? I can't remember where I read several datapoints of CPC members getting rejected for 5/24. I signed up for CPC in August and my wife and I were approved for the CSR. We haven't applied for any cards since then, but I would like her to apply for SWA personal and business cards in early 2017 so she can get the companion pass.
Oct 26, 2016, 6:08 pm
#5035
Join Date: Dec 2015
Posts: 7
Marriott Biz Card Approved over 5/24
Applied 10/14, way over 5/24, automated status line says "30 days". Got welcome email today 10/26.
Applied back in July, was declined due to "too many new accounts". It was probably a mistake to apply just a week after trying United Explorer personal card which was affected by 5/24. Got double rejections.
Applied back in July, was declined due to "too many new accounts". It was probably a mistake to apply just a week after trying United Explorer personal card which was affected by 5/24. Got double rejections.
Oct 28, 2016, 12:14 pm
#5037
Join Date: Aug 2013
Posts: 61
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
Thanks
Oct 28, 2016, 1:58 pm
#5038
Join Date: Jul 2013
Posts: 1,784
Way to go.
The only reason to call Chase these days is if you are under 5/24 on your own cards, but over 5/24 when you include AU cards in the count. In that case you more or less have to call. Otherwise, just don't....
In the very rare case that Chase does need some piece of information before they can approve an app, you will mail you a request for that specific information. Which you can handle by mailing that info back to them.
Oct 31, 2016, 7:36 pm
#5039
Join Date: May 2015
Posts: 49
I was instantly approved. Now I gotta spent $4000 in three months to get my 50k points... I was up to about $3k per month on my Southwest credit card so, should be easy.
Nov 1, 2016, 8:33 am
#5040
Join Date: Jan 2015
Posts: 78
Applied today for CSR
6/24 with 2 AU's that have had the AU's removed
pending 7-10 days, will let it ride out but assuming I'll have to call recon with a denial to have AU's removed from the count in a couple weeks and/or reallocate credit
6/24 with 2 AU's that have had the AU's removed
pending 7-10 days, will let it ride out but assuming I'll have to call recon with a denial to have AU's removed from the count in a couple weeks and/or reallocate credit
Last edited by btk2333; Nov 1, 2016 at 8:39 am