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Archived: Applying for Chase Credit Cards- May 2015- Jan 2017

Archived: Applying for Chase Credit Cards- May 2015- Jan 2017

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Old Jan 22, 17, 10:20 am   -   Wikipost
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Old Oct 25, 16, 12:50 pm
  #5026  
 
Join Date: Aug 2013
Posts: 61
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
wagon297 is offline  
Old Oct 25, 16, 12:56 pm
  #5027  
 
Join Date: Nov 2007
Location: PHX
Programs: US CP; AA LTG; HH Dia; SPG Plat; Marriott Gold
Posts: 4,505
Originally Posted by mia View Post
Wikipost says:



How long will it take them to meet the Reserve $4,000 spend X 2?
Yeah, I saw that but was not sure whether 2 applications in one day might be a way around it as opposed to doing one now and one later. But I think probably about 2 months for $8k.
lkar is offline  
Old Oct 25, 16, 3:45 pm
  #5028  
 
Join Date: Oct 2015
Posts: 119
Originally Posted by sdsearch View Post
You seem to be confused as to what "do not fall under 5/24" means.

If you open a Hyatt card, that does count toward 5/24 on subsequent applications.

All "does not fall under 5/24" means is that 5/24 will not be used in considering whether you can apply for a Hyatt card or not. But once you open a Hyatt, it does count toward 5/24 on any subsequent applications (for 24 months).

So I don't get your math. You're at 5/24 now, and you want to apply for 3 cards (Hyatt + 2 SW) after only 2 cards drop off? That sounds like a recipe for failure.

The only way to get this to work is to wait until after you've applied for your 2 new SW cards, and then if the Hyatt card at that point is still not under 5/24, then you can apply for the Hyatt card last. But it does no good to apply for the Hyatt card first.
That's what I thought but wanted to make sure! Gah! Stupid 5/24!
vike16 is offline  
Old Oct 25, 16, 5:39 pm
  #5029  
 
Join Date: Jul 2013
Posts: 1,784
Originally Posted by wagon297 View Post
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
DW and I recently both applied for Hyatt cards. First time for a Hyatt for each of us, but of course way over 5/24. We both got the request to call in, and due to advice on this thread, neither of us called. We both were approved for our cards a couple of weeks later.

The name of the Chase Recon Line has been changed. It is now officially called the Chase Sadistic Denial Line.
RobertHanson is offline  
Old Oct 25, 16, 5:54 pm
  #5030  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 702
Originally Posted by wagon297 View Post
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
If they ask you to call then you'll want to call. It's usually something mundane and easy.

Originally Posted by Willbur View Post
2 week automated message on the Marriott biz - basically gave up on getting CSR pre-approval because I have too many Chase cards I'm currently keeping. I will report back once I hear but expecting good things. This would be 44/24.
As a follow-up on my original post five days ago, got approved without calling in.
Willbur is offline  
Old Oct 25, 16, 6:39 pm
  #5031  
 
Join Date: Sep 2012
Posts: 4,390
Does CPC still reliably override 5/24? I can't remember where I read several datapoints of CPC members getting rejected for 5/24. I signed up for CPC in August and my wife and I were approved for the CSR. We haven't applied for any cards since then, but I would like her to apply for SWA personal and business cards in early 2017 so she can get the companion pass.
DaveInLA is offline  
Old Oct 26, 16, 4:16 am
  #5032  
 
Join Date: Feb 2003
Posts: 6,830
Originally Posted by Willbur View Post
If they ask you to call then you'll want to call. It's usually something mundane and easy.
Except when it's not. You've got to ask yourself a question: do I feel lucky?
beltway is offline  
Old Oct 26, 16, 6:43 am
  #5033  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 702
Originally Posted by beltway View Post
Except when it's not. You've got to ask yourself a question: do I feel lucky?
When you receive a reference number I don't believe they will process until you call, but I could be wrong.

Last edited by Willbur; Oct 26, 16 at 7:01 pm
Willbur is offline  
Old Oct 26, 16, 9:05 am
  #5034  
 
Join Date: Jul 2013
Posts: 1,784
Originally Posted by Willbur View Post
When you receive a reference number I don't believe they will process until you call, but I could be wrong.
Yes, you are indeed wrong. Both DW and I got reference numbers, did not call, and were both approved several weeks later.
RobertHanson is offline  
Old Oct 26, 16, 6:08 pm
  #5035  
 
Join Date: Dec 2015
Posts: 7
Marriott Biz Card Approved over 5/24

Applied 10/14, way over 5/24, automated status line says "30 days". Got welcome email today 10/26.

Applied back in July, was declined due to "too many new accounts". It was probably a mistake to apply just a week after trying United Explorer personal card which was affected by 5/24. Got double rejections.
greentrade is offline  
Old Oct 26, 16, 6:59 pm
  #5036  
 
Join Date: Aug 2014
Programs: Southwest CP, Hyatt Diamond, Hilton Diamond
Posts: 702
Originally Posted by RobertHanson View Post
Yes, you are indeed wrong. Both DW and I got reference numbers, did not call, and were both approved several weeks later.
Great to know, thanks!
Willbur is offline  
Old Oct 28, 16, 12:14 pm
  #5037  
 
Join Date: Aug 2013
Posts: 61
Originally Posted by wagon297 View Post
I applied for Marrioff business card (way over 5/24) and got the message to call them with Ref No.....questions is: do I need to call them?, I applied for many Chase cards before either "instant approved" or "we will let you know......" message, never saw "call us with Ref. No" before......please advice.
Thanks
updated: decided not to call, received an email from marrioff for approved a day later.
wagon297 is offline  
Old Oct 28, 16, 1:58 pm
  #5038  
 
Join Date: Jul 2013
Posts: 1,784
Originally Posted by wagon297 View Post
updated: decided not to call, received an email from marrioff for approved a day later.
^

Way to go.

The only reason to call Chase these days is if you are under 5/24 on your own cards, but over 5/24 when you include AU cards in the count. In that case you more or less have to call. Otherwise, just don't....

In the very rare case that Chase does need some piece of information before they can approve an app, you will mail you a request for that specific information. Which you can handle by mailing that info back to them.
RobertHanson is offline  
Old Oct 31, 16, 7:36 pm
  #5039  
 
Join Date: May 2015
Posts: 50
I was instantly approved. Now I gotta spent $4000 in three months to get my 50k points... I was up to about $3k per month on my Southwest credit card so, should be easy.
MiniMuffin is offline  
Old Nov 1, 16, 8:33 am
  #5040  
 
Join Date: Jan 2015
Posts: 74
Applied today for CSR
6/24 with 2 AU's that have had the AU's removed
pending 7-10 days, will let it ride out but assuming I'll have to call recon with a denial to have AU's removed from the count in a couple weeks and/or reallocate credit

Last edited by btk2333; Nov 1, 16 at 8:39 am
btk2333 is offline  

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