Last edit by: beltway
This thread is now archived. For ongoing discussion and the current/updated wiki, see Applying for Chase Credit Cards, 2017 onward. For the archived predecessor thread, see Applying for Chase Credit Cards- Archived 2008-5/2015
Archived: Applying for Chase Credit Cards- May 2015- Jan 2017
#3571
Join Date: Apr 2014
Posts: 83
Well, it worked for us. This pattern happened over the course of two years and she never applied and the offer would always show up in the mail after dining out with a card linked to the dining program. There is probably more that goes into it, but I'm just relaying my own personal experience.
#3572
Join Date: Feb 2006
Location: VLO
Posts: 233
check out my post from a few weeks ago in the United explorer card thread. In our experience, a tried and true method of getting targeted for the 50K offer when it wasn't publicly available was accruing a small number of miles through the mileageplus dining program. Wife would always get a targeted offer within days of miles hitting the account.
#3573
Join Date: Jul 2014
Posts: 61
Hi, all. I'm new to this game, only starting a month ago, when I signed up for the Sapphire Preferred, United MileagePlus, and Barclaycard Arrival Plus. (I opened another card 22 months ago, so I'm at 4/24). I'm now trying to cram as much Chase love in before the rumored hammer drops. I'm getting married in a few months so I will have no problem hitting spending requirements organically .
I applied for Ink Plus 10 days ago. I got the "two weeks" message then, and still have it today. I want to get more Chase apps in as soon as possible. I don't want to turn the probable approval into a rejection by rocking the boat with more personal apps, but not sure if that's possible. Any advice which side I should err on? Thanks.
I applied for Ink Plus 10 days ago. I got the "two weeks" message then, and still have it today. I want to get more Chase apps in as soon as possible. I don't want to turn the probable approval into a rejection by rocking the boat with more personal apps, but not sure if that's possible. Any advice which side I should err on? Thanks.
#3574
Join Date: Jan 2013
Location: BOS
Programs: AA EXP, DL PM, Hyatt Diamond
Posts: 2,028
Have 20+ HP in past 2 years, about 6 in the past 6 months. Applied for United MPE personal on 3/9, got the 30 day message over the phone.
Waited it out and it showed up on my account online today - 30 day message never changed.
They ended up extending me way more credit than I had expected given my already-large credit line with them.
Waited it out and it showed up on my account online today - 30 day message never changed.
They ended up extending me way more credit than I had expected given my already-large credit line with them.
#3575
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 275
If you only care about approval, not a number of inquiries, I would say it is not a good idea to apply multiple cards at a time. my so have gotten 4 cards within a month. The last application was yesterday which immediately went into pending with 2 weeks message. Approved today in the morning with 20k credit line. chase seems to be comfortable as it can see the history at the time of application. of course, no other cards from other banks during this period, except spg bus.
Thanks Johnstein, this is a great data point. Like you said, I am worried about inquiries, but would like to get them combined when possible. However, looking at the situation, it seems I should just separate my applications in future.
As of today, my wife just got a personal application approved but the Ink is still pending. Everyone, wonder if I should call in or let the Ink app stay pending with the two weeks message and hope that it may get approved later?
Is it that Chase won't approve two applications in the same day? Welcome until tips as I don't know if I should call in today or tomorrow before the 5/24 kicks in or just wait and hope the system will approve before 5/24 comes in?
Thank you very much for your help!
#3576
Join Date: Jul 2013
Posts: 121
Not sure if it helps. Both me and my wife were approved for the Marriott and the Hyatt cards in the last 2 weeks. I got approved for the SPG personal just before I applied for the chase cards. I have probably 8 HP's in the last 6 months..
#3577
Join Date: Feb 2013
Location: Houston, TX
Programs: Marriott Plat, SPG Plat, Hilton Gold, IHG SA, AA ExP, UA Silver, O6 Gold
Posts: 21
I have 5 Chase cards and I just applied Marriott yesterday(pending) but I wonder if I should go for Hyatt.
#3578
Join Date: Jun 2013
Posts: 308
For the 2/30 rule, is it the application date that is used or the approval date? I'm assuming the former but it wasn't in the wiki.
#3579
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 275
Sorry, deleted, double post.
#3580
Join Date: Sep 2010
Location: SFO
Programs: Hyatt Diamond, Hilton Diamond, IHG Plat
Posts: 275
This is especially the case if a personal card already approved and an Ink business application is followed after.
#3581
Join Date: Jul 2001
Posts: 3,975
I've had two approvals the same day, in February as soon as I heard about the expansion of 5/24. I had the two Southwest personal cards approved: the Plus by phone with a referral, and the Premier online after about an hour.
#3582
Join Date: Dec 2010
Posts: 152
Applied for BA and IHG using 2BM, because I've got nothing to lose, especially if the inquires are combined and I get at least one of those cards.
When I call the application status line, it wants to transfer me to a CSR. I haven't had the macaroons to stay on the line and see what happens. Should I?
When I call the application status line, it wants to transfer me to a CSR. I haven't had the macaroons to stay on the line and see what happens. Should I?
#3583
Join Date: Mar 2016
Posts: 55
Thanks Johnstein, this is a great data point. Like you said, I am worried about inquiries, but would like to get them combined when possible. However, looking at the situation, it seems I should just separate my applications in future.
As of today, my wife just got a personal application approved but the Ink is still pending. Everyone, wonder if I should call in or let the Ink app stay pending with the two weeks message and hope that it may get approved later?
Is it that Chase won't approve two applications in the same day? Welcome until tips as I don't know if I should call in today or tomorrow before the 5/24 kicks in or just wait and hope the system will approve before 5/24 comes in?
Thank you very much for your help!
As of today, my wife just got a personal application approved but the Ink is still pending. Everyone, wonder if I should call in or let the Ink app stay pending with the two weeks message and hope that it may get approved later?
Is it that Chase won't approve two applications in the same day? Welcome until tips as I don't know if I should call in today or tomorrow before the 5/24 kicks in or just wait and hope the system will approve before 5/24 comes in?
Thank you very much for your help!
#3585
Join Date: Oct 2015
Posts: 115
I had applied for Ink Plus as sole proprietorship back in Oct 15 and got a denial letter a month later with reason that too many accounts were opened, had a late payment (in 2013) etc.
How long would be wise to wait before re-applying again? I want to get it before 5/24 rule kicks in.
Thanks in advance.
How long would be wise to wait before re-applying again? I want to get it before 5/24 rule kicks in.
Thanks in advance.