Nov 18, 2013, 5:01 pm
Last edit by: philemer
Moderator caution: Referral offers -or- links are NOT permitted in any thread in the Chase forum. Instead, see: Credit card referral offers (post only in this thread, read Wikipost first Please do not post ANY application links in the Wikipost or thread, even if you think they are not referral links. If you think there is an extraordinary circumstance where the link is difficult to find elsewhere, consult with a moderator before posting.
What is the best current offer?
What is the best current offer?
A. Beginning April 14, 2022, the public offer has been increased to 80,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening. Annual fee [$95] is not waived. This offer is now publicly available. Based on some datapoints, it may be possible to get this offer at your local Chase branch with a one year waiver of the annual fee.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
For any CSP offer, be sure to check the pricing details before applying. Normally, the annual fee for the CSP for year 2 and later is $95; however, in mid-2014 and then again more recently, Chase began randomly changing the pricing for some visits to the pages above, with AF as high as $150. If you get a page with that higher pricing, try reloading the page.
Q. Can I apply for this card and earn the bonus after doing so previously?
A. This card is subject to the Chase 5/24 policy. For details, see the wiki and related discussion in Applying for Chase Credit Cards, 2017 onward.
As of August 2018, all Chase Sapphire cards are subject to an additional restriction:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Q. I'm an authorized user for a card issued to my spouse/parent. Does that prevent me from signing up for the same card and earning a bonus?
A. No, being an authorized user does not prevent you from obtaining your own card / bonus.
Q. I just met the spend requirement. When will I receive my signup bonus points?
A. In most cases, your bonus will be credited after the close of the monthly billing cycle in which you meet the spend requirement. (Chase never posts signup bonuses mid-cycle.)
However, owing to a quirk in Chase's system, bonuses associated with charges incurred in the last ~7 days of a billing period may not post until the end of the following billing period. This is true even if the charges appear on your current statement and generate the standard number of points per dollar spent.
Thus, if you meet your bonus spend threshold late in your billing cycle, you may not receive the corresponding signup bonus until the following month. Calling Chase to complain will not change this, so be patient and enjoy your points when they finally appear.
Q. What's the value of a UR point? What are the best redemption options?
A. Because these questions are not specific to the Sapphire Preferred card, see discussion in the following separate threads:
Q. What are the benefits of this card other than UR points?
Benefits Guide https://www.chasebenefits.com/sapphirepreferred
A. See the discussion in Chase Sapphire Preferred Benefits Thread, especially the source documents referenced in the wiki.
Other discussion
Which travel booking sites qualify for 2x points on CSP?
To review previous Sapphire Preferred thread, click HERE.
Chase Sapphire Preferred (CSP) : 60K , $4k spend, $95 fee. (2013-2023)
Oct 19, 2020, 6:06 pm
#1111
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,346
Oct 19, 2020, 9:12 pm
#1112
Join Date: Nov 2007
Location: PHX
Posts: 4,787
Yep, good point. I think I can go without reserve until I become bonus eligible again next year. Between flex and Ritz I already have many of the benefits I care most about and preferred lets me transfer to miles and points. Pay yourself back at 1.5 cents is the toughest.
Oct 19, 2020, 9:45 pm
#1113
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,346
The evidence cited in the blog article in unpersuasive. (See discussion earlier in this thread.)
Oct 20, 2020, 7:18 am
#1115
Join Date: Nov 2007
Location: PHX
Posts: 4,787
My referral link says it expires on 11/7 so it is a good guess that the 80k may be ending by then or right around then.
Last edited by lkar; Oct 20, 2020 at 11:48 am
Oct 20, 2020, 7:19 am
#1116
Join Date: Jun 2011
Location: PHL
Posts: 656
Is the consensus that you need an old sapphire closed for 30 days before applying for a new CSP? I too have an old, old sapphire (downgraded many years ago from the CSP). I was thinking about product changing to one of the Freedom cards but haven't yet. Do I need to wait 30 days before reapplying for CSP? Thanks.
Oct 20, 2020, 8:30 am
#1117
Join Date: Sep 2011
Posts: 1,857
Is the consensus that you need an old sapphire closed for 30 days before applying for a new CSP? I too have an old, old sapphire (downgraded many years ago from the CSP). I was thinking about product changing to one of the Freedom cards but haven't yet. Do I need to wait 30 days before reapplying for CSP? Thanks.
Oct 20, 2020, 8:47 am
#1118
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
I may be asking a question that nobody can answer, but here goes. Does "expires on11/7" mean that 11/6 is the last day the link will work? Or does it mean 11/7 is the last day?
Oct 22, 2020, 4:34 pm
#1120
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
I want my 20 year old kid to apply for the CSP to continue building his credit and get in the point game (he agrees). Super responsible and has had the Freedom and an Amex Delta Gold for 2 years. Uses cc minimally for living expenses, pays off in full each month. College student, credit score 810, income about $20k/year (summer job, weekly deposits from us, scholarship) plus a trust fund. He does not take a regular withdrawal on the fund. On the app, it only asks income. I doubt 20k will be enough for the CSP. How should he fill out the app? Or should he not? I hate to see that 80k offer come and go!
Oct 22, 2020, 4:40 pm
#1121
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
There is no consequence to being declined for a credit card, except that he uses a "hard" pull with no result, which is probably of little consequence at this stage. Has he actually used the Freedom card ongoing?
Oct 22, 2020, 5:10 pm
#1122
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,943
Also wondering if any way to include assets to make up for low income.
Oct 23, 2020, 2:43 am
#1123
Join Date: Jun 2013
Posts: 88
Could I get got same suggestions from the experts?
1. Got the CSR Signup bonus on 10-27-2016 Statement.
2. I paid for the annual fee on 9-01-2020
3. Chase site said that I have used my $300 travel credit, it will restart again in December of this year
I would like to take advantage of the CSP sign up offer. Are there any negatives to downgrading to a freedom card and signing up for the CSP before November 7 or 8? Thanks!!!
1. Got the CSR Signup bonus on 10-27-2016 Statement.
2. I paid for the annual fee on 9-01-2020
3. Chase site said that I have used my $300 travel credit, it will restart again in December of this year
I would like to take advantage of the CSP sign up offer. Are there any negatives to downgrading to a freedom card and signing up for the CSP before November 7 or 8? Thanks!!!
Oct 23, 2020, 7:58 am
#1124
Join Date: Sep 2011
Posts: 1,857
Could I get got same suggestions from the experts?
1. Got the CSR Signup bonus on 10-27-2016 Statement.
2. I paid for the annual fee on 9-01-2020
3. Chase site said that I have used my $300 travel credit, it will restart again in December of this year
I would like to take advantage of the CSP sign up offer. Are there any negatives to downgrading to a freedom card and signing up for the CSP before November 7 or 8? Thanks!!!
1. Got the CSR Signup bonus on 10-27-2016 Statement.
2. I paid for the annual fee on 9-01-2020
3. Chase site said that I have used my $300 travel credit, it will restart again in December of this year
I would like to take advantage of the CSP sign up offer. Are there any negatives to downgrading to a freedom card and signing up for the CSP before November 7 or 8? Thanks!!!