Chase Ulitmate Rewards vs Starwood Preferred Guest
#1
Original Poster
Join Date: Feb 2011
Posts: 96
Chase Ulitmate Rewards vs Starwood Preferred Guest
I can't seem to find a general consensus on this from searching around, so would just like to know which card offers better travel rewards?
I currently have the Chase Sapphire preferred, but unfortunately signed up for it with only a 10k points promo. I was just on the phone with a chase rep who told me I could close account and reapply for 50,000 points, would it be worth it?
Also, as you can tell I'm new to credit card reward programs and still have a lot to learn. I have read you can get business class tickets from the east coast to Europe for 50-60k points. I currently have 38k chase points and am going on trip to Buenos Aires, could I possibly get anything in business class for same amount of points if I buy some extra points from someone?
Thanks
I currently have the Chase Sapphire preferred, but unfortunately signed up for it with only a 10k points promo. I was just on the phone with a chase rep who told me I could close account and reapply for 50,000 points, would it be worth it?
Also, as you can tell I'm new to credit card reward programs and still have a lot to learn. I have read you can get business class tickets from the east coast to Europe for 50-60k points. I currently have 38k chase points and am going on trip to Buenos Aires, could I possibly get anything in business class for same amount of points if I buy some extra points from someone?
Thanks
#2
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
I can't seem to find a general consensus on this from searching around, so would just like to know which card offers better travel rewards?
I currently have the Chase Sapphire preferred, but unfortunately signed up for it with only a 10k points promo. I was just on the phone with a chase rep who told me I could close account and reapply for 50,000 points, would it be worth it?
I currently have the Chase Sapphire preferred, but unfortunately signed up for it with only a 10k points promo. I was just on the phone with a chase rep who told me I could close account and reapply for 50,000 points, would it be worth it?
As far as the difference between the two cards, it really just depends on your spending. The CSP offers double points on dining and travel expenses which for some people add up extremely fast. The SPG gives you fairly good redemptions on hotels, especially with their cash and points option.
#4
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
With SPG you can get 1.25pts/$1 but you have to transfer 20k at a time I believe to get the 5k bonus. Someone can correct me on this if I'm off, but I believe that's the correct amount.
That's interesting though that you applied in August and they said you can apply again and get the bonus this time as well. They didn't say there was a waiting time between closing and reapplying? I can't see them awarding the bonus twice within that short of time period. I would double check that information to be 100% certain before you apply again. Otherwise, I think you're going to have a rush of people looking to churn this card ASAP!
#5
Join Date: Jan 2010
Posts: 396
Usually with Chase, if you applied for an offer less than the best one available, you can send a secure message and ask them to make up the difference in points without opening a new account. I think its might only be for accounts opened in the last 3 months, but its worth a try.
#6
Original Poster
Join Date: Feb 2011
Posts: 96
Usually with Chase, if you applied for an offer less than the best one available, you can send a secure message and ask them to make up the difference in points without opening a new account. I think its might only be for accounts opened in the last 3 months, but its worth a try.
Also, can I do anything with 40k points for JFK-EZE trip?
#7
Join Date: Aug 2011
Location: DFW
Programs: AA PLT, HH Gold, SPG/Marriott Gold
Posts: 1,091
As far as 40k points, you might be able to get business one way if you find a way to get to 50k, but a R/T in business would be out of the question. You could get a coach R/T for 50k by transferring points to BA.
#8
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
UR vs SPG
I have been debating getting an SPG card for quite awhile now (months). I have primarily focused on obtaining UR points in various ways through Ink Bold, Sapphire, and Freedom. The category bonuses are very enticing and allow me to accumulate a lot faster and I've built a heft balance of UR points.
I already have a hyatt card, which I intend to keep for the free night and other perks, would it be beneficial to get into the starwood program? I see a large value in the points, but if there is no way to accumulate them fast is it even worth it even with a 25000 point signup bonus? I'd have to spend $1000 to get 1000 points. Even if each point was worth 2-4c I can't seem to find any benefit in spending that much...I could be way wrong here, but I am looking for some advice on the starwood program vs UR points. Should I go for the card, or keep my current setup Ink Bold, Sapphire, Hyatt, Freedom. Thanks in advance.
I already have a hyatt card, which I intend to keep for the free night and other perks, would it be beneficial to get into the starwood program? I see a large value in the points, but if there is no way to accumulate them fast is it even worth it even with a 25000 point signup bonus? I'd have to spend $1000 to get 1000 points. Even if each point was worth 2-4c I can't seem to find any benefit in spending that much...I could be way wrong here, but I am looking for some advice on the starwood program vs UR points. Should I go for the card, or keep my current setup Ink Bold, Sapphire, Hyatt, Freedom. Thanks in advance.
#9
Join Date: Oct 2012
Posts: 771
I have been debating getting an SPG card for quite awhile now (months). I have primarily focused on obtaining UR points in various ways through Ink Bold, Sapphire, and Freedom. The category bonuses are very enticing and allow me to accumulate a lot faster and I've built a heft balance of UR points.
I already have a hyatt card, which I intend to keep for the free night and other perks, would it be beneficial to get into the starwood program? I see a large value in the points, but if there is no way to accumulate them fast is it even worth it even with a 25000 point signup bonus? I'd have to spend $1000 to get 1000 points. Even if each point was worth 2-4c I can't seem to find any benefit in spending that much...I could be way wrong here, but I am looking for some advice on the starwood program vs UR points. Should I go for the card, or keep my current setup Ink Bold, Sapphire, Hyatt, Freedom. Thanks in advance.
I already have a hyatt card, which I intend to keep for the free night and other perks, would it be beneficial to get into the starwood program? I see a large value in the points, but if there is no way to accumulate them fast is it even worth it even with a 25000 point signup bonus? I'd have to spend $1000 to get 1000 points. Even if each point was worth 2-4c I can't seem to find any benefit in spending that much...I could be way wrong here, but I am looking for some advice on the starwood program vs UR points. Should I go for the card, or keep my current setup Ink Bold, Sapphire, Hyatt, Freedom. Thanks in advance.
My personal experience, i signed up for the card and got the 25k and got a 6 night stay with cash and points for a great rate and value . I agree its hard to obtain the points as its 1:1 but for some its worth when you get the 25% transfer or use C&P at a stay.
I have the same set up as you with UR and agree its much easier to gain UL points with the 5x on Ink cards, sapphire and freedome. I hit bonus categories on UL and use SPG for everything else to get starpoints for hotel stays or eventually if i have high spend the 20k points for a 25k transfer to BA or other partners.
#10
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#11
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Join Date: Jan 2013
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That's interesting though that you applied in August and they said you can apply again and get the bonus this time as well. They didn't say there was a waiting time between closing and reapplying? I can't see them awarding the bonus twice within that short of time period. I would double check that information to be 100% certain before you apply again. Otherwise, I think you're going to have a rush of people looking to churn this card ASAP!