homegirlchris

quick update...just spent another 10 mins on the phone with Chase Bus Office...now they need a copy of the company's fed tax letter showing our tax ID# faxed to them...while hubby was on the phone with them, I got a call on the home phone from Fraud Prevention asking all the same questions ! We were double teamed !! Quite a pain at this point, but I'll fax the document to them and then forget about it...not worth any more hassle at this point...although there ARE those points, right ??

nwflyboy

homegirlchris - did you provide a federal tax ID number when you applied, or did you just use your SSN?

In my experience (admittedly limited), if you just apply as a sole priprietor using your SSN for the ID number, there's not a lot of intense scrutiny. It may not make any sense, but a more "established" business (with a TIN) might trigger greater reporting/documentation requirements. Just a guess.

homegirlchris

that's interesting...you would think just the opposite would be true...I used the fed ID#...mainly because I really DO want this card for the business...just so happens that alot of people seem to be applying recently I guess. All I know is that Chase has not made this particular experience very pleasant or very easy...guess I should have used just hubby's SSN...live and learn ! Thanks for your insight....

tys90

Really seems to be variable. I used my fed ID# that I have when I applied last week, called the line, they asked me some simple questions about my business and I was approved within 5-10 minutes.

nwflyboy

Your track record specifically with Chase might also be a factor.

Although my "business" is pretty thin, I've never had any pushback from Chase when I applied for business cards using my SSN. I have about a dozen current Chase cards, must have had 30 over the years, have my home mortgage through them, just finished a home refi with them - so they know me well.

I'm planning to apply for the Ink Plus in mid-November when (if the rumors are true) they will have a lower spend requirement.

I have seen reports posted online indicating that there may be an even lower minimum spend on the Ink cards if you apply in person at a branch. Anybody know if this is true?

I was thinking of trying that since many folks in my local branch (2 blocks from my house) now know me on sight.

TotalNoob

I've had the same issues in trying to get a SW biz card from them.

Have a legit business, have had to fax docs twice (to the fraud dept), call them 3+ times, and just got a letter yesterday saying they can't approve me because they need more information.

I'll call them tomorrow or Thurs and am confident I'll be approved, but it is somewhat annoying.

homegirlchris

yes, annoying is the word...not trying for any gimmicks or crazy stuff...just a "normal" business request. When I spoke to the first rep, I told him we had Chase Sapphire preferred cards which we loved...in fact, Chase just increased our credit lines on those without our asking...not sure what's going on, but I don't really need the bus card badly enough for any more "hoops" to be jumped through...we'll see....

bdraco

Does anyone know if 2x/5x maximum is per calendar year or 12 month period?

dongking

I had problems with the "offer unavailable" message too. I was using Chrome and tried it multiple times for both Ink Plus and Ink Bold. Switched to Firefox and it worked.

deant

Believe it is calendar year.

skizz

Ink Bold and Ink Plus have had their minimum spends reduced to $5000 in 3 months for the 50k UR points. I guess it's time for me to include one on my upcoming AOR.
https://creditcards.chase.com/ink-bu...-cards/default

I actually saw this on MMS first and was surprised that it hasn't been mentioned here yet. I guess he can come to FT and say that FTers stole his post? lol

Time traveller

Clicking on the link from post #1 is showing $5000 spend in 3 months. Is the lower spend promotion active now?

nature1370

It is posted on Chase website directly. If you go there regularly, you can see it right away.

homegirlchris

so if I applied a couple of weeks ago, and am still waiting for approval...will I get in on the new lower spend requirement...or will I need to fight for it ? THX

PETERPNYC

If you get approved send a secure message immediately before you start your
Spend and ask to be matched to the newer offer. Chase has always matched
Offers on cards approved in the last 90 days

They are getting more difficult with this , but call speak to someone in Exec offices and insist on not being disadvantaged.

This is an offer open to anyone, on Chases own site that you can see from Google to Chase .com and has nothing to do with the sites they used as an excuse to match 2 weeks ago .

You may have to fight but you should win . I fought with the last offer that was shown for a few hours on some sites and was granted 40 extra days to complete
The spend. But now with a public offer accept no less than a match

Do not accept no as an answer. That should go for everyone in this situation .