Nov 29, 2013, 8:45 pm
Last edit by: sxc
This 2014 and prior thread is now closed. Please continue discussion here: Best Credit card conversion rate to Asiamiles (HK) - 2015
Best credit card conversion rate to Asiamiles (HK) - 2014 and prior
Sep 4, 2013, 9:46 am
#1082
Join Date: Aug 2012
Posts: 755
There is a thread for that on Hong Kong Card
http://www.hongkongcard.com/forum/fo...w.php?id=10964
Basically, DBS claimed that when the cardholder calls in, they will waive the charge. But if one forget the call in, they can earn extra money.
Sep 4, 2013, 10:13 am
#1083
Join Date: Feb 2010
Posts: 309
Sure this is the best way to remind those who never use the card but I constantly use it & I also keep participating their promotions.
Sure they will lose my business.
Sep 4, 2013, 11:14 am
#1084
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
Promise is promise, especially for a bank can't keep theirs promise, no one will trust them any more!
It's the responsibility for card holder to call for requesting on waiving the annual fee but the decision is on the bank if they didn't promise no annual fee at the very beginning.
It's the responsibility for card holder to call for requesting on waiving the annual fee but the decision is on the bank if they didn't promise no annual fee at the very beginning.
"Consumer Council won't help enforce a "forever" contract https://choice.yp.com.hk/consumer_co...6D%b9%ea%bf%fd
Have to live with asking for a waiver once a year like us.
I agree it's a disgusting business practice - state a fee with no ability to collect it from everyone, only hoping to catch people out - you snooze you lose - a very "Hongkie" practice.
And we wonder why everyone's so agitated around here..."
Last edited by percysmith; Sep 8, 2013 at 3:42 pm
Sep 4, 2013, 11:15 am
#1085
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
Also:
http://www.hongkongcard.com/forum/fo...p?id=10943&p=3 #25
" - Corporates (but corporate cards have a lot more reporting)
- forgetful and/or disorganised customers
- undesired customers
- also is a convenient way to make people who have wealth management credit cards give up their cards (particularly Visa Infinites with their mandatory Priority Passes) if they have already given up their bank accounts."
http://www.hongkongcard.com/forum/fo...p?id=10943&p=3 #25
" - Corporates (but corporate cards have a lot more reporting)
- forgetful and/or disorganised customers
- undesired customers
- also is a convenient way to make people who have wealth management credit cards give up their cards (particularly Visa Infinites with their mandatory Priority Passes) if they have already given up their bank accounts."
Sep 5, 2013, 12:47 am
#1086
Join Date: Jul 2013
Posts: 14
I notice a lot of T&C exclude "online bill payment" from accumulating points... does this include automatic bill payments set up in a direct debit fashion from your credit card? e.g. my mobile phone bill gets automatically debited from my credit card each month, so does it mean I won't earn points on that bill? Not sure what the difference between automatic pay and online bill pay would be...
Sep 5, 2013, 1:06 am
#1087
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
I notice a lot of T&C exclude "online bill payment" from accumulating points... does this include automatic bill payments set up in a direct debit fashion from your credit card? e.g. my mobile phone bill gets automatically debited from my credit card each month, so does it mean I won't earn points on that bill? Not sure what the difference between automatic pay and online bill pay would be...
Sep 7, 2013, 9:33 pm
#1089
FlyerTalk Evangelist
Join Date: Oct 2011
Location: Anywhere I need to be.
Programs: OW Emerald, *A Gold, NEXUS, GE, ABTC/APEC, South Korea SES, eIACS, PP, Hyatt Diamond
Posts: 16,046
Sep 8, 2013, 6:48 pm
#1090
Join Date: Apr 2001
Location: HKG/HND/OOL
Programs: QF Emerald. SQ Gold.
Posts: 3,170
since noone posted yet...
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
Sep 8, 2013, 7:12 pm
#1091
Suspended
Join Date: Dec 2012
Posts: 2,377
since noone posted yet...
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
Basically what they meant was:
HKD 3000-6999...Extra $10 RC for every $500 spent
HKD 7000-7500...Extra $20 RC for every $500 spent
Sep 8, 2013, 7:20 pm
#1092
Join Date: Dec 2006
Location: LHR
Programs: BA Silver/ows, CX AsiaMiles (not even GR anymore!) missing my GO days
Posts: 1,581
since noone posted yet...
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
Sep 8, 2013, 7:28 pm
#1093
Suspended
Join Date: Dec 2012
Posts: 2,377
But I guess one simple air ticket charged to this card will be above 7.5k already
Sep 8, 2013, 8:13 pm
#1094
Join Date: Apr 2001
Location: HKG/HND/OOL
Programs: QF Emerald. SQ Gold.
Posts: 3,170
I guess they are targeting mass market... i mean 7k spending with minimum 500 each within 1 mth is not small for the mass public... in a everyday life you don't get to spend 500 hkd unless u go for big ticket item.
just to be clear, it can be 7500 hkd in 1 shot...
Sep 9, 2013, 6:47 am
#1095
Join Date: Dec 2002
Location: Hong Kong
Posts: 2,172
since noone posted yet...
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
http://www.hsbc.com.hk/1/2/special/cards/prom208
HSBC - Red Hot Earn Fast Buy Smart Special
Essentially a HK $1.52/miles up to HK$7000 (4620miles). Spending period starts 9 Sep
requires registration.
I like HSBC promotion but their maximum cap is so crap I hardly take them seriously.
Assuming that one spends HK7,500 (in one go or in bouts of HK500 and above) one gets 4,620 miles. It varies a alot as to how miles are valued, but take a higher figure of HK0.20 per mile. This works out at HKD924. So just about 12%. Not bad but nowhere as attractive as the Mannings promos. Am I right?