Global Card Relationship (fka Global Transfers) experiences
#346
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
Must haves for a USA move:
• Your American Express account number
• U.S. home address
• U.S. home phone number
• U.S. bank account details
• Passport details, U.S.-issued Social Security Number, or U.S.-issued Individual Tax Identification Number (ITIN)
• Employment details
• Your American Express account number
• U.S. home address
• U.S. home phone number
• U.S. bank account details
• Passport details, U.S.-issued Social Security Number, or U.S.-issued Individual Tax Identification Number (ITIN)
• Employment details
#347
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
Of course. But it's not hard to do. Bank of America open bank accounts for non-residents even without an ITIN, and an ITIN isn't that hard to get, you just need US-sourced income.
As for the address, you can use a friend's or a remailing service.
As for the address, you can use a friend's or a remailing service.
#348
Join Date: Jan 2010
Location: RBKC
Programs: AA EXP and Eurostar Carte Blanche
Posts: 3,850
I have a US Platinum card. Any point in getting an additional Platinum card in the UK? I take it the benefits are similar, but just curious if any of you had advice. The annual fee is not a big deal.
#349
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
The features are very different.
- UK card supports Chip & PIN.
- There is a fee if the transactions are in any currency other than Sterling.
- UK Platinum includes travel insurance that is not offered by American Express in USA market.
- Membership Rewards points are posted daily as earned.
- Membership Rewards transfers partners are different.
- No bonus points when buying airline tickets.
- No airline fee or Global Entry reimbursement.
- American Express Offers are localized for UK market.
Last edited by mia; Apr 25, 2018 at 9:25 am
#350
Join Date: Jan 2010
Location: RBKC
Programs: AA EXP and Eurostar Carte Blanche
Posts: 3,850
#351
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
While I don’t know the UK credit card market, the biggest advantage with Global Transfer is not getting a specific Amex card, but rather that you can build up credit history in another country without actually moving there. Which eventually makes it possible to be approved for non-Amex cards.
#353
Join Date: Jul 2007
Location: Berlin
Programs: BA Gold; Accor Plat; IHG Diamond-Amb; Meliá & HH & Marriott Gold
Posts: 5,450
Any data points on whether AmEx will refund part of the annual fee if a US card is cancelled shortly after getting a German card via Global Transfer? In my case the AF will have been paid approx. 40 days before moving.
#354
Why would you do global transfer after having gotten a card locally? It gives you no further benefits I think? Unless you’re in a country where the Platinum cars is invitation only, but I don’t think that’s the case in the US?
[edit] i obviously have very poor reading skills as I’ve been reminded of recently. Please disregard, lol.
[edit] i obviously have very poor reading skills as I’ve been reminded of recently. Please disregard, lol.
Last edited by Pseudo Nim; May 21, 2018 at 4:51 pm
#355
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
I guess that’s not really GT related? Amex generally automatically refunds part of the AF when you cancel a German card, at least.
With that said, why would want to have a German instead of a US card?! The US cards offer much higher earnings (but different transfer partners).
With that said, why would want to have a German instead of a US card?! The US cards offer much higher earnings (but different transfer partners).
#356
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
#358
Join Date: Jul 2007
Location: Berlin
Programs: BA Gold; Accor Plat; IHG Diamond-Amb; Meliá & HH & Marriott Gold
Posts: 5,450
I'd separate that back out into two questions: "Why have a German card?" and "Should I keep the US card?"
I'm looking at the Platinum cards offered in the two markets. Getting the German card makes sense, for me, because of the package of benefits (and the fact that they also apply to a free supplementary card).
Keeping the US card might make sense because of the 5x points on airfare. But I might be just as well off saving the AF and settling for 3x UR on a Chase card, especially if I'm not sure that I'll continue to get full value out of the (US) airline fee reimbursement every year.
What made my question a Global Transfer question was the possibility that AmEx might view a closure of my US account as a transfer rather than a cancellation, which might make them prepared to refund part of the annual fee. If that's the case, I need to decide soon whether or not to keep the US card. Otherwise, I can wait and see how much I'm spending on airfare after I relocate.
I'm looking at the Platinum cards offered in the two markets. Getting the German card makes sense, for me, because of the package of benefits (and the fact that they also apply to a free supplementary card).
Keeping the US card might make sense because of the 5x points on airfare. But I might be just as well off saving the AF and settling for 3x UR on a Chase card, especially if I'm not sure that I'll continue to get full value out of the (US) airline fee reimbursement every year.
What made my question a Global Transfer question was the possibility that AmEx might view a closure of my US account as a transfer rather than a cancellation, which might make them prepared to refund part of the annual fee. If that's the case, I need to decide soon whether or not to keep the US card. Otherwise, I can wait and see how much I'm spending on airfare after I relocate.
#359
Join Date: Apr 2001
Location: MIA LAX GIG, AA CK
Posts: 211
The features are very different.
- UK card supports Chip & PIN.
- There is a fee if the transactions are in any currency other than Sterling.
- UK Platinum includes travel insurance that is not offered by American Express in USA market.
- Membership Rewards points are posted daily as earned.
- Membership Rewards transfers partners are different.
- No bonus points when buying airline tickets.
- No airline fee or Global Entry reimbursement.
- American Express Offers are localized for UK market.
#360
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
There’s quite a lot of differences between the two cards. The German insurance package is much better as it includes a very generous insurance against delayed baggage (400€ for the first 48 hours, another 400€ after that) and primary rental car insurance up to 75,000€ (but beware, they require you to be “traveling,” you always need a hotel or flight reservation for the insurance to be applicable).
For all German cards, you can contact Amex and ask them to activate a “Membership Rewards turbo,” which gives you 1.5 points per 1€ on the first 40,000€ per year, for 15€ per card.
You get both a second Platinum card for free (for your partner etc.), as well as a second Platinum card for yourself (to split business and private expenses, etc.). This can be lucrative because of the “turbo.”
The “German” PriorityPass includes no free guests, so your partner would need a Platinum card and PriorityPass of their own (additional guests are 23€ or so). The US card includes one free guest.
The German insurance is generally only valid if you paid using your German Platinum card.
The German Business Platinum generally doesn’t have that requirement, but you’ll want to doublecheck that as there may be other differences I’m not aware of (for example, the German Business Gold insurance package differs from the private Gold one).
Like I said, you always receive a partial refund when you cancel a German card (why you cancel doesn’t matter), it might be the same with the US card, but I’m not sure.
For all German cards, you can contact Amex and ask them to activate a “Membership Rewards turbo,” which gives you 1.5 points per 1€ on the first 40,000€ per year, for 15€ per card.
You get both a second Platinum card for free (for your partner etc.), as well as a second Platinum card for yourself (to split business and private expenses, etc.). This can be lucrative because of the “turbo.”
The “German” PriorityPass includes no free guests, so your partner would need a Platinum card and PriorityPass of their own (additional guests are 23€ or so). The US card includes one free guest.
The German insurance is generally only valid if you paid using your German Platinum card.
The German Business Platinum generally doesn’t have that requirement, but you’ll want to doublecheck that as there may be other differences I’m not aware of (for example, the German Business Gold insurance package differs from the private Gold one).
Like I said, you always receive a partial refund when you cancel a German card (why you cancel doesn’t matter), it might be the same with the US card, but I’m not sure.