Able to dispute payment made through PayPal with AMEX?
Jun 19, 2019 | 12:34 pm
#1
Original Poster
Join Date: Nov 2013
Location: NYC
Programs: OZ Diamond *A Gold / Delta Platinum
Posts: 788
Able to dispute payment made through PayPal with AMEX?
Hi guys,
I have a case where for some vacation rental, the person wants me to advance a % of the 1 month rent through PayPal.
One of the first thing I noticed was that PayPal does not offer protection for anything related to real estate, so I am out of luck.
If I pay with the AMEX platinum and something goes wrong, could I dispute the charges with AMEX or is that also a lost cause because I used a service such as PayPal?
What are your thoughts around this?
I think if it was a good, it would be ok because PayPal seems to cover them. Since rents are not covered, I am not sure what to think.
I have a case where for some vacation rental, the person wants me to advance a % of the 1 month rent through PayPal.
One of the first thing I noticed was that PayPal does not offer protection for anything related to real estate, so I am out of luck.
If I pay with the AMEX platinum and something goes wrong, could I dispute the charges with AMEX or is that also a lost cause because I used a service such as PayPal?
What are your thoughts around this?
I think if it was a good, it would be ok because PayPal seems to cover them. Since rents are not covered, I am not sure what to think.
Jun 19, 2019 | 12:44 pm
#2
Join Date: May 2005
Location: Los Angeles
Posts: 607
Why can't you make the payment through the platform that you rented through?
IIRC, most online platforms require you to make payment through them in order to receive the appropriate protections. If you did use an online platform, the fact that the other side is asking you to make payment off platform is a huge red flag to me.
IIRC, most online platforms require you to make payment through them in order to receive the appropriate protections. If you did use an online platform, the fact that the other side is asking you to make payment off platform is a huge red flag to me.
Jun 19, 2019 | 12:52 pm
#3
Original Poster
Join Date: Nov 2013
Location: NYC
Programs: OZ Diamond *A Gold / Delta Platinum
Posts: 788
Excellent question, it's not a platform at the end, it's just that I saw a facebook page, and then the description was on a site that I know but it is just a site to put people together (a foreign site I am aware of). I get it, it's not as clear cut as AirBNB but well. I suppose you are right, it does not look great.
PS: After a conversation with AMEX, it seems AMEX will consider that as a charge and could dispute it if need be.
PS: After a conversation with AMEX, it seems AMEX will consider that as a charge and could dispute it if need be.
Jun 19, 2019 | 1:04 pm
#5
Join Date: Sep 2016
Posts: 87
Do this all the time for dispute through paypal. I also received them all the time as a merchant.
if you have a case, then it will work. Amex will disregard paypal policy/user agreement.
If you have a centurion card, you will almost always win if you have a case.
if you have a case, then it will work. Amex will disregard paypal policy/user agreement.
If you have a centurion card, you will almost always win if you have a case.
Jun 19, 2019 | 1:54 pm
#6
Original Poster
Join Date: Nov 2013
Location: NYC
Programs: OZ Diamond *A Gold / Delta Platinum
Posts: 788
) but I hope AMEX will side with me if I have the case.
Jun 19, 2019 | 9:20 pm
#7
Join Date: Dec 2005
Location: California
Programs: AA EXP...couple hotels and cars too
Posts: 4,549
How long will it be from when you pay to when you find out if it is a scam? not sure it matters with AMEX (ive had 100% success with every paypal issue with them, but never real estate.)
Jun 20, 2019 | 11:11 am
#8
Join Date: May 2011
Location: SLC
Posts: 65
Common scam
This has all the markers of a common rental scam:
https://www.reddit.com/r/Scams/comme...m_master_post/
https://realestate.usnews.com/real-e...-a-rental-scam
https://www.cambridgema.gov/cpd/comm...listscams.aspx
https://www.reddit.com/r/Scams/comme...m_master_post/
https://realestate.usnews.com/real-e...-a-rental-scam
https://www.cambridgema.gov/cpd/comm...listscams.aspx
Jun 20, 2019 | 2:33 pm
#9
Original Poster
Join Date: Nov 2013
Location: NYC
Programs: OZ Diamond *A Gold / Delta Platinum
Posts: 788
The contract is potentially for August so I will only know on 8/01. The person sent the property taxes and is sending the ID as well so hopefully that's a good sign.
Jun 21, 2019 | 3:21 pm
#10
Join Date: Nov 2013
Location: PHX, SEA
Programs: Alaska MVP, Avis Presidents Club
Posts: 4,507
Property taxes are public record,. and IDs can be faked especially if being scanned in. I hope we're wrong but it does all sound suspicious.
Jun 21, 2019 | 4:34 pm
#11
Original Poster
Join Date: Nov 2013
Location: NYC
Programs: OZ Diamond *A Gold / Delta Platinum
Posts: 788
I don't think that you can get the properties taxes in the public record in France, but maybe there are some exception. I'll tell you more around Sep, if all goes well.