[UK] My first Gold card year is almost over. Options? [Consolidated]
#16
Join Date: Jun 2012
Location: London
Programs: BA Executive Club
Posts: 999
These are not mutually exclusive. You could do 3) and then downgrade in a couple of months (banking the partial fee refund) and then carry on with 2).
However, paying a fee just to earn 1 per £1 on Gold on most spend is not hugely attractive if you are 99% certain to convert to Avios. Even the Lloyds Avios cards are better than that.
If you value the MR flexibility to convert to various options then it is a different story.
However, paying a fee just to earn 1 per £1 on Gold on most spend is not hugely attractive if you are 99% certain to convert to Avios. Even the Lloyds Avios cards are better than that.
If you value the MR flexibility to convert to various options then it is a different story.
I have just cancelled my BA PP card and will sign up for that again in 6 months when I am eligible for the bonus again. I also have a cash back card with Barclays the gives 1% cashback for transactions using their AMEX and 0.5% on their Visa card so can easily move my spend to this if I close my Gold card. My other cononundrum is trying to work out whether 1% cashback is worth more than 1MR point, especially as the value of Avios / miles can be quite high when redeemed in premium cabins etc, even more valuable is the flexibility they provide around date and time changes. Combine this with the BA Gold card (this will drop back to silver Jan 2015), aiming for Avios may be the best option.
#17
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,871
BA vs VS is complex.
VS has a smaller route network and no short haul redemptions, plus few airline partners (and those they have are often unbookable).
VS is, however, cheaper in terms of both Avios and taxes for economy redemptions.
VS also has availability to North America which BA has basically stopped offering in premium cabins.
VS has a smaller route network and no short haul redemptions, plus few airline partners (and those they have are often unbookable).
VS is, however, cheaper in terms of both Avios and taxes for economy redemptions.
VS also has availability to North America which BA has basically stopped offering in premium cabins.
#19
Join Date: Jan 2010
Location: N.Wales, UK
Posts: 933
VisualAd, I hope you don't mind me joining the party?
I have the plat, and a tonne of amex rewards that I value very highly, I actually upgraded from the gold. I want to wait for a bonus, say 20-30%, to a decent program though, ie SQ, EY, not arseios. I do however begrudge them having £450 of my hard earned, do you think I can downgrade to the turquoise card, has anyone? Earn rate is the same at 1MR per £1.
I have the plat, and a tonne of amex rewards that I value very highly, I actually upgraded from the gold. I want to wait for a bonus, say 20-30%, to a decent program though, ie SQ, EY, not arseios. I do however begrudge them having £450 of my hard earned, do you think I can downgrade to the turquoise card, has anyone? Earn rate is the same at 1MR per £1.
#20
FlyerTalk Evangelist
Join Date: Feb 2004
Location: London
Programs: BA, VS, HH, IHG, MB, MR
Posts: 26,871
VisualAd, I hope you don't mind me joining the party?
I have the plat, and a tonne of amex rewards that I value very highly, I actually upgraded from the gold. I want to wait for a bonus, say 20-30%, to a decent program though, ie SQ, EY, not arseios. I do however begrudge them having £450 of my hard earned, do you think I can downgrade to the turquoise card, has anyone? Earn rate is the same at 1MR per £1.
I have the plat, and a tonne of amex rewards that I value very highly, I actually upgraded from the gold. I want to wait for a bonus, say 20-30%, to a decent program though, ie SQ, EY, not arseios. I do however begrudge them having £450 of my hard earned, do you think I can downgrade to the turquoise card, has anyone? Earn rate is the same at 1MR per £1.
Another option is add the Plat credit card http://www.headforpoints.com/2013/03...-card-as-well/ and then cancel the charge card and ask nicely to keep the credit card.
They will charge £36 per year but it keeps your MR account open.
#21
Join Date: Jan 2010
Location: N.Wales, UK
Posts: 933
Yes, perfectly feasible.
Another option is add the Plat credit card http://www.headforpoints.com/2013/03...-card-as-well/ and then cancel the charge card and ask nicely to keep the credit card.
They will charge £36 per year but it keeps your MR account open.
Another option is add the Plat credit card http://www.headforpoints.com/2013/03...-card-as-well/ and then cancel the charge card and ask nicely to keep the credit card.
They will charge £36 per year but it keeps your MR account open.
#22
Join Date: Aug 2014
Posts: 2
UK Amex Gold card question
Hi. Sorry if this is a silly question.
I am planning on getting a Amex gold card (UK) as I am getting a new car so the deposit will be in excess of the £2,000 needed to get the 20,000 points. I just wanted to know if there is any other promotions or referral schemes I should do before I apply for the card?
Secondly is there somewhere I can look to get a rough idea of how many points is required to fly to certain destinations. I would like to travel to New York next year.
Any help is greatly appreciated.
I am planning on getting a Amex gold card (UK) as I am getting a new car so the deposit will be in excess of the £2,000 needed to get the 20,000 points. I just wanted to know if there is any other promotions or referral schemes I should do before I apply for the card?
Secondly is there somewhere I can look to get a rough idea of how many points is required to fly to certain destinations. I would like to travel to New York next year.
Any help is greatly appreciated.
#23
Join Date: Mar 2013
Location: Brighton, United Kingdom
Programs: HHonors, Hyatt, Accor, SPGCorp, BA, Virgin
Posts: 73
As for travel to destinations. You can change AMEX MR points into Avios (or other airlines). The AVIOS website gives you an idea about points to travel. New York is approx 40,000 Avios points (1 AMEX point = 1 Avios) + fees, taxes etc.
Other airlines will be about the same.
Other airlines will be about the same.
Last edited by mia; Aug 22, 2014 at 7:02 am
#24
Join Date: Jul 2011
Location: UK
Programs: BAEC GGL, HHonors Diamond, IHG Uninspired, Marriott Bonvoy Titanium, UK AMEX Plat
Posts: 2,152
I'd suggest you have a look at some of the HeadForPoints articles on the Amex MR scheme, that should give you quite a bit more info on what they can (sensibly) be used for
Heading to New York, your main two options from MR points would be Virgin Atlantic or BA Avios. If going for the Avios route, consider going via Ireland or Germany with a partner airline for lower taxes and fees. See this Head For Points on Aer Lingus and this on Air Berlin
Heading to New York, your main two options from MR points would be Virgin Atlantic or BA Avios. If going for the Avios route, consider going via Ireland or Germany with a partner airline for lower taxes and fees. See this Head For Points on Aer Lingus and this on Air Berlin
#25
Join Date: Jan 2014
Location: Sheffield, UK
Programs: BA, Emirates, IHG, Accor, Marriott, Hilton
Posts: 637
You have a few options
1. Cashback through topcashback or quidco
2. Use one of the referral offers in the wiki near the top of the page and get 22,000 points instead of the standard 20,000.
New York you would be looking at
40,000 World Traveller
60,000 World Traveller Plus
80,000 Club World
120,000 First
Plus taxes of course!
Using the Gold card reguarly could get you well on your way! Take advantage of the double points - and you can even get more......e.g. I get 4x points for petrol at Shell.
1. Cashback through topcashback or quidco
2. Use one of the referral offers in the wiki near the top of the page and get 22,000 points instead of the standard 20,000.
New York you would be looking at
40,000 World Traveller
60,000 World Traveller Plus
80,000 Club World
120,000 First
Plus taxes of course!
Using the Gold card reguarly could get you well on your way! Take advantage of the double points - and you can even get more......e.g. I get 4x points for petrol at Shell.
#27
Join Date: Jan 2013
Location: London
Programs: BA Gold / OnBusiness, SPG Lifetime Plat 100, AmEx Centurion & BAPP, Superking Westin Heavenly Bed :)
Posts: 1,142
If you're looking for the points to cover air fare - I'd also consider the BA AmEx card at the moment, as they just bumped the introductory points awarded. The free BA card now gives you 9,000 Avios (instead of 3,000). You only need to spend £1k within 3 months to achieve that.
20k MRs are still worth more than 10k Avios, but perhaps you can manage both?
20k MRs are still worth more than 10k Avios, but perhaps you can manage both?
#28
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
Moderator reminder
Referral offers are permitted in one, and only one, thread in this forum. Please do not offer referrals when posting in any other thread.
Read the Wikipost of this thread for details:
http://www.flyertalk.com/forum/ameri...e-posting.html
Read the Wikipost of this thread for details:
http://www.flyertalk.com/forum/ameri...e-posting.html
#29
Join Date: Jan 2013
Location: London
Programs: BA Gold / OnBusiness, SPG Lifetime Plat 100, AmEx Centurion & BAPP, Superking Westin Heavenly Bed :)
Posts: 1,142
Sorry mia, my bad. It wasn't just a blatant attempt to win a referral - but I genuinely thought it was useful information for someone new, who might not new the referral route exists. Wasn't trying to bypass the rules. Sorry!
#30
Join Date: Apr 2007
Location: London
Programs: BA Gold
Posts: 451
Amex Gold Reward (UK) cancellation
Hello,
I understand that on renewal of my card after the first year, I'll receive 7,500 bonus points (posted one month after renewal). If I then cancel after the points have posted, will the bonus points remain and will I get the annual fee back?
When I cancel, do I have to have 'spent' my points (or at least converted them to miles?)
Thanks,
Adam
I understand that on renewal of my card after the first year, I'll receive 7,500 bonus points (posted one month after renewal). If I then cancel after the points have posted, will the bonus points remain and will I get the annual fee back?
When I cancel, do I have to have 'spent' my points (or at least converted them to miles?)
Thanks,
Adam