American Express "Everyday" Cards (2014 - 2021)

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Apr 8, 2014 | 7:18 pm
  #346  
Data point...

Just got denied tonight for the no fee verison with my app o rama. 750 Credit score, referenced to many inquiries (roughly 19 total on CR with about 4 in the last 6 months).

Called and it will go into manual review, doesnt seem promising.

Got all my other apps approved (5 others), even a second us airways card. Makes no sense why I was denied at all.
Apr 9, 2014 | 7:52 am
  #347  
Applied for the Everyday Preferred while carrying a personal PRG. Used incognito browser. Linked accounts after the card arrived. Cancelled PRG (no retention offers), got my AF refunded (hit in March).

15,000 MR just posted approximately 2 business days after hitting 1k! So despite, "welcome bonus is only applicable for new applicants," I still got it while carrying a PRG at the time of approval.
Apr 9, 2014 | 8:29 am
  #348  
Quote: Data point...

Just got denied tonight for the no fee verison with my app o rama. 750 Credit score, referenced to many inquiries (roughly 19 total on CR with about 4 in the last 6 months).

Called and it will go into manual review, doesnt seem promising.

Got all my other apps approved (5 others), even a second us airways card. Makes no sense why I was denied at all.
How many credit card do you have with Amex? It seems thta AMEX have a limit of 4 credit card (not counting charge card). So if you already reach this limit, this could be the reason.
Apr 9, 2014 | 1:19 pm
  #349  
Anyone got 25000 points for $2000 spend offer? My wife did today..
Apr 9, 2014 | 2:01 pm
  #350  
Quote: Anyone got 25000 points for $2000 spend offer? My wife did today..
Darn, I should have held out then.
Apr 9, 2014 | 2:11 pm
  #351  
Quote: ...should have held out then
Do you fit the target demographic?
Apr 9, 2014 | 2:59 pm
  #352  
Amex everyday card no AF
Quote: Darn, I should have held out then.
She already did a AOR week ago for 4 cards(no amex) all approved. What are the chances she gets approved applying with RSVP code?
Apr 10, 2014 | 6:21 am
  #353  
Quote: How long it takes for the card to arrive? My BRG was opened May 9th 2013, so I still have some time. Though I definitely want to link the Everyday by 2nd half of April as we leave for a month long trip out of the country starting Apr 30.

I believe I see the last 5 digits of the card but not the full number. But the phone rep can still find it?
only applied for the card over the weekend so it hasn't been received yet. i think usually amex cards arrive in around a week so you should have more than enough time to receive it and then link the accounts. phone reps were able to see the new card number immediately to link
Apr 10, 2014 | 9:03 am
  #354  
Quote: How many credit card do you have with Amex? It seems thta AMEX have a limit of 4 credit card (not counting charge card). So if you already reach this limit, this could be the reason.

I only have a green card with them (downgraded to from the 100k platinum). Only other card I have ever had was the base hilton card which has long since been cancelled...

They cited inquiries and recent debt (aka bought a house in September) Yet, in this round I have had chase approve me for another card, even though in January I was told I am at my max for CL from them. Another citi card, barlcays and BOA. All were fine with it.

I have not used the green card really(who would...), maybe that was the issue?
Apr 10, 2014 | 9:27 am
  #355  
Quote: She already did a AOR week ago for 4 cards(no amex) all approved. What are the chances she gets approved applying with RSVP code?
I think she should be safe. Amex is pretty easy going, in my experience
Apr 10, 2014 | 11:29 am
  #356  
Quote:
I have not used the green card really(who would...), maybe that was the issue?
Sets up a bad incentive if that's the reason - okay, I'll cancel the card with the fees that I don't use so I can obtain a card with no fees that I want to use.
Apr 10, 2014 | 11:50 am
  #357  
I think that someones have get their first statement for the product, I want to know that whether the 50% is based on total point (which mean you get 3*1.5=4.5 mr for grocery) earning or based on 1x point (which mean you only get 3+0.5=3.5 mr for grocery)?
Apr 10, 2014 | 12:00 pm
  #358  
Quote: I think that someones have get their first statement
Scroll back and read posts 309 - 313.
Apr 10, 2014 | 1:38 pm
  #359  
Quote: I think that someones have get their first statement for the product, I want to know that whether the 50% is based on total point (which mean you get 3*1.5=4.5 mr for grocery) earning or based on 1x point (which mean you only get 3+0.5=3.5 mr for grocery)?
I think the latter.
Apr 10, 2014 | 1:46 pm
  #360  
Quote: I think the latter.
On what basis have you formed this opinion?