AmEx Rewards Points upon death
#16
Join Date: Feb 2007
Location: Malibu, CA
Programs: AA CK / Marriott Worthless Ambassador
Posts: 1,158
Transferring Amex Reward Points after Death
My mum is trying to access Amex Rewards Points from her parents, who died over the past few years -- she just realized after finding some documents. It says they never expire, but could that be true? And can they be transfered after death?
thanks
thanks
#17
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,977
#19
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,977
The Membership Rewards terms are published here:
http://www.membershiprewards.com/cat...rmsSplash.aspx
If for any reason we cancel any Linked Account (including because of your death, bankruptcy or insolvency), any points accrued in your program account will be forfeited. If we reinstate the Linked Account(s) within one year of cancellation, any points accrued in your program account may be converted into a participating Frequent Customer program or redeemed for a reward, provided all other conditions set forth herein have been met.
Anything is negotiable, but if more than one year has elapsed since the account cancellation I doubt you will succeed.
http://www.membershiprewards.com/cat...rmsSplash.aspx
If for any reason we cancel any Linked Account (including because of your death, bankruptcy or insolvency), any points accrued in your program account will be forfeited. If we reinstate the Linked Account(s) within one year of cancellation, any points accrued in your program account may be converted into a participating Frequent Customer program or redeemed for a reward, provided all other conditions set forth herein have been met.
Anything is negotiable, but if more than one year has elapsed since the account cancellation I doubt you will succeed.
#20
Join Date: Jun 2006
Posts: 27
A Grim Question - Transfering Points of Deceased Father
My dad died a few months ago. I'm the executor and heir of the estate. In clearing things out (paying bills and whatnot) I noticed that he had a not insubstantial number of Amex points. As I understand it, these points are convertable to miles on some airline programs (in my case OnePass.) Does anyone know if there is any provision for transfering them in this situation, to do they expire- so to speak?
#21
Join Date: Oct 2008
Location: SEA
Programs: All Around Nobody
Posts: 861
Points should be able to be transferred to any FF account, so long as you have the number. I think the points would be forfeited once his account is closed, but I'm sure someone else will chime in.
Finally, sorry to hear about your loss.
Finally, sorry to hear about your loss.
#22
Join Date: Jun 2010
Location: NYC
Programs: SPG Plat, Emerald Exec., PC Plat, AA, CO, DL, UBS Charter Card, Palladium Card, Amex Plat
Posts: 1,694
Agree with above. Easiest way would be, if you have log in information for his account, log in online and you can input your OnePass account number and transfer them to your account.(Go to membershiprewards.com and airline programs, click transfer and follow steps.) If not, I am sure you could work it out another way by calling Amex.
Sorry for your loss.
Sorry for your loss.
#25
Join Date: Jun 2006
Posts: 27
Thanks Everyone
But that I had the login for this account.... and a lot of other important information that is not obvious. Tracking down bank accounts, insurance, etc. etc. is not easy. And the crazy thing is that my dad was a retirment planner. He just thought he'd never die. Its a great attitude for getting through life, but makes it a pain in the ... for your executor when you are proven wrong.
#26
Join Date: May 2002
Location: Arizona
Posts: 5,696
Father died
What if my father died in United States. What if he had has six figures in USA membership rewards and I wanted to transfer them to one of his wife's frequent flyer/guest programs before the account is closed and I had online access
It seems as if there are no good bonus offers right now like BA, Delta, and no more Continental etc. Any suggestions before Amex would close the account. I am pretty sure amex uses the Social Security Death index to close accounts but no idea how much time I would have.
It seems as if there are no good bonus offers right now like BA, Delta, and no more Continental etc. Any suggestions before Amex would close the account. I am pretty sure amex uses the Social Security Death index to close accounts but no idea how much time I would have.
#27
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,977
I have merged several previous discussions of this topic into a single thread. In particular note post #15 (written by Amex Customer Care) which suggests the points need not be lost if the account is closed.
Last edited by mia; Oct 17, 2011 at 7:19 am
#29
Join Date: Jan 2011
Posts: 104
I don't know how AMEX handles it, but Delta transfers points. When I mother passed, I was the executor of the estate. My brother agreed that I should have the points since I could use them to buy tickets for my honeymoon in a few months (yeah, it sucks not to have a single living parent when you get married at 30).
I called Delta, and that happily transferred the points to my account. I had to fill out some quick form.
Since points have value, if you were either the executor or a beneficiary, and transferred points, you could wind up in trouble if anyone else that is a potential beneficiary finds out you took points out.
Oh, and one point to mention. NEVER ASSUME RESPONSIBILITY FOR THE DEBT. NEVER. You tell them you will not assume the debt, and debt resolution will be handled by the estate.
I called Delta, and that happily transferred the points to my account. I had to fill out some quick form.
Since points have value, if you were either the executor or a beneficiary, and transferred points, you could wind up in trouble if anyone else that is a potential beneficiary finds out you took points out.
Oh, and one point to mention. NEVER ASSUME RESPONSIBILITY FOR THE DEBT. NEVER. You tell them you will not assume the debt, and debt resolution will be handled by the estate.