AA potentially closing accounts due to credit card churning/churn
#406
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
So ... you think that should the person manage to get a flight ticketed with the miles that should never have been earned, that somehow these flights should be protected against action being taken?
An unflown award flight is just as fair game as the miles in an account
The boundary would seem likely to be that after the flights have been flown, it seems unlikely that AA would come to claw back the cost of the flown flights
An unflown award flight is just as fair game as the miles in an account
The boundary would seem likely to be that after the flights have been flown, it seems unlikely that AA would come to claw back the cost of the flown flights
#407
A FlyerTalk Posting Legend
Join Date: Jan 2002
Posts: 44,600
Has anyone that directly received an invitation to apply for a card and met all conditions ( such as not having other cards etc ) , reported having action taken?
Seems to be that there was a belief that once the points were transferred to AA that they were then in the clear
#408
Join Date: Jul 2011
Location: North America
Posts: 2,265
Clearly, your sources have incomplete or false information as you don’t seem to be properly aware of the wide spectrum of individuals caught up in this. I’m not sure what DPs you have at your disposal to not only draw a hardline conclusion of “miles that should never have been earned”, but to also be adamant with total certainty that _everyone_ affected by this is guilty by default.
#409
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Clearly, your sources have incomplete or false information as you don’t seem to be properly aware of the wide spectrum of individuals caught up in this. I’m not sure what DPs you have at your disposal to not only draw a hardline conclusion of “miles that should never have been earned”, but to also be adamant with total certainty that _everyone_ affected by this was guilty by default.
#410
Join Date: Sep 2014
Programs: IHG Platinum
Posts: 629
So you feel that it’s alright to cancel someone’s ticketed travel just because the AH earned many multiple credit card bonuses after credit approval by a multi-billion (or trillion?) financial institute? Again, these aren’t mileage brokers we are talking about. I’m not here to write my own book on who is right and who was wrong. I’m only trying to reiterate that there must be some sort of a reasonable boundary / criteria for these nukes beyond someone who, for their own personal use only, earned many SUBs from AA’s financial partner.
#411
A FlyerTalk Posting Legend
Join Date: Jan 2002
Posts: 44,600
Clearly, your sources have incomplete or false information as you don’t seem to be properly aware of the wide spectrum of individuals caught up in this. I’m not sure what DPs you have at your disposal to not only draw a hardline conclusion of “miles that should never have been earned”, but to also be adamant with total certainty that _everyone_ affected by this is guilty by default.
"I certainly appreciate why AA may feel someone with 10...15...20 SUBs in one year is not someone they want as a customer. Fine. That part is understandable and perhaps even respectable for a for-profit business to decide to protect themselves from further loss.
And I’ll assume that majority of the people playing this game at that level knew as much as well. They probably expected getting permanently canned by Citi sooner or later."
Seems to be pretty conclusive that most people knew that what they were doing was wrong ( or at least you are saying so )
If what they were doing was wrong, then it doesn't seem an unreasonable inferrence that they should not have been receiving the rewards for doing so
If they should not have been receiving the rewards, then taking them back seems perfectly reasonable
It just seems that there was a belief that once the miles were credited to AA, that somehow they were safe and that the card company could not get them back
Is there any person who has not been trying to screw the system caught up in this and unable to get it resolved. I would suspect that card company would work to fix the issue for a genuine customer
#412
Join Date: Nov 2004
Location: Manhattan Beach, California
Programs: BMI Diamond Club Gold forever
Posts: 6,367
So you feel that it’s alright to cancel someone’s ticketed travel just because the AH earned many multiple credit card bonuses after credit approval by a multi-billion (or trillion?) financial institute? Again, these aren’t mileage brokers we are talking about. I’m not here to write my own book on who is right and who was wrong. I’m only trying to reiterate that there must be some sort of a reasonable boundary / criteria for these nukes beyond someone who, for their own personal use only, earned many SUBs from AA’s financial partner.
#413
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
the commercial miles and points bloggers.
I would have to assume that some of the card-pushing bloggers who covered the way to push the limits of this kind of thing are amongst those who had practiced what they preached at least in this regard. But maybe most of them got into the game early enough that they lost interest in doing it for themselves and stopped doing it back far enough in time that they have so far escaped AA’s scopes?
#414
Join Date: Sep 2009
Location: Global
Posts: 5,998
I have no idea if the folks that have had their accounts closed have followed the rules or not, or "exploited a program rule or two or three or hundred".
Yes, I 100% complain about rules and policies, but in the end, I follow them. Why? I don't want my account closed/forfeited.
#415
Join Date: Jul 2011
Location: North America
Posts: 2,265
I would like to think anyone who has been in the frequent flyer communities and credit card m&p game (whether within the rules, or otherwise) would at least sympathize with the way this has been handled. It’s not about feeling sorry for them, but it’s also not about laughing at others misery. I have tried rationalizing upthread and elsewhere that this sort of overreaching behavior can be applied to ANY gray-area, and that the vast majority here probably have taken advantage of something gray at one point or another (aside from Dave Noble, of course), but even making that comparison didn’t sink in for some.
While I’m not surprised with some laughing at those caught up in this, that’s their prerogative, I’m a bit surprised at the lack of consensus that this could have been handled much differently (with the same end result of getting rid of extreme churners).
Unfortunately it is my opinion that Citi won’t do anything. It’s evident looking at the way this has transpired, but I’d love to see otherwise. Only time will tell, but by then it will be too late for it to be anything meaningful for those who needed quicker intervention (re cancelled travels).
—
Thanks all. I’m done here.
#417
Join Date: Jul 2011
Location: North America
Posts: 2,265
AFAIK I have not exploited a single program rule. I am sure there are a lot of FTers out there that are rule followers just like me.
I have no idea if the folks that have had their accounts closed have followed the rules or not, or "exploited a program rule or two or three or hundred".
Yes, I 100% complain about rules and policies, but in the end, I follow them. Why? I don't want my account closed/forfeited.
I have no idea if the folks that have had their accounts closed have followed the rules or not, or "exploited a program rule or two or three or hundred".
Yes, I 100% complain about rules and policies, but in the end, I follow them. Why? I don't want my account closed/forfeited.
I didn’t care to thoroughly look at your post history but just on the first couple pages:
- Here you are participating in CX “mistake fare”. Actually not only participating, but trying to find DPs to ‘skip’ the final leg. You have been quite active in this thread.
[Premium Fare Gone]: CX: Vietnam to North America from $674 (J) and $1100 (F)
[Premium Fare Gone]: CX: Vietnam to North America from $674 (J) and $1100 (F)
Yes I’m aware the fare was ‘honored’ by CX. Yet it was a mistake fare, wasn’t meant to be live. Shame on all who booked it right? Even bigger shame on those who booked it multiple times. And then those who want to find ways to skip the last leg. Wow.
...perhaps AA should lock and nuke all those who participated in this “mistake fare” and then credited the flights to AA in order to earn cheap AA status? Certainly sounds like exploiting. Why should AA allow this practice to continue!? AA program doesn’t offer OW reciprocal earning opportunities so passengers can exploit mistake In’tl fares and credit to AA. Hmm.
...
Oh looksie here. You’re indirectly advocating that someone could edit a LEGAL immigration document with fake info with a smiley face? Please tell me this isn’t so. This is definitely not allowed and sounds more severe than multiple SUBs.
[Premium Fare Gone]: CX: Vietnam to North America from $674 (J) and $1100 (F)
...
Anyway. I’m not picking on you. Just merely trying to point out there’s no one truly ‘innocent’ here.
Last edited by CodeAdam10; Dec 20, 2019 at 6:25 am
#418
Join Date: Dec 2003
Location: NYC
Posts: 6,433
The reply is that Citi and AA, by allowing this behavior, blessed it, so should not complain at this stage. The counter is that people engaging in the activity must have known it was exploitative. Then, let he who is without sin cast the first stone. Discussion usually goes in circles from there.
#419
Join Date: Mar 2018
Programs: UA 1K, AA EXP. Hilton Diamond
Posts: 1,134
I said it in the thread in the Citi forum and I'll say it here- Citi and AA knowingly allowed this to happen and wantonly profited off of consumer card churning. Literally every other card issuer had clamped down on SUBs over the past 3-4 years. There was absolutely no way Citi and AA had no idea about what was going on. The step by step playbook was completely public. We all know every card issuer and airline cruises these internet blogs & sites. Anyone who acts surprised or claims they didn't know about churning (Citi, AA, and especially bloggers and twitter clowns) is completely full of it.
#420
Suspended
Join Date: Jul 2001
Location: Watchlisted by the prejudiced, en route to purgatory
Programs: Just Say No to Fleecing and Blacklisting
Posts: 102,095
The theme of many posts is that just because you can get away with something doesn't make it right.
The reply is that Citi and AA, by allowing this behavior, blessed it, so should not complain at this stage. The counter is that people engaging in the activity must have known it was exploitative. Then, let he who is without sin cast the first stone. Discussion usually goes in circles from there.
The reply is that Citi and AA, by allowing this behavior, blessed it, so should not complain at this stage. The counter is that people engaging in the activity must have known it was exploitative. Then, let he who is without sin cast the first stone. Discussion usually goes in circles from there.
Something has changed to cause AA to at least somewhat change course. I am curious to know what has changed for AA so that it felt like this was the time and way to do this now, and I am curious to know if that change has to do with the relationship between AA and Citi on a level that goes above and beyond an issue of a group of AA accounts being shut-down for Citi-card-churning-related reasons.