Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Jan 8, 2014, 7:49 am
#856
Join Date: Feb 2009
Posts: 254
I also signed up early-to-mid Oct 2013 and my statement just closed 1/6 -- Spent majority of what I needed for CP in the 3rd billing cycle, kept the card in the drawer for the first two. Under the "reward history" for that card in my Chase.com account, it shows:
+ 2X Pts for Southwest and AirTran purchases 0
+ Points earned on all other purchases 8,970
+ Additional bonus points 50,000
- Total Rapid Rewards transf. to Southwest 58,970
So, if you're not seeing this and you met the $2k spend (NOT including the annual fee), then I would likely contact Chase and find out what happened....
+ 2X Pts for Southwest and AirTran purchases 0
+ Points earned on all other purchases 8,970
+ Additional bonus points 50,000
- Total Rapid Rewards transf. to Southwest 58,970
So, if you're not seeing this and you met the $2k spend (NOT including the annual fee), then I would likely contact Chase and find out what happened....
Jan 8, 2014, 10:16 am
#858
Join Date: Jan 2014
Posts: 120
I opened both the premier personal and business SW cards in mid-October 2013. I hit the $2,000 spend requirement on the business card 1/1/14 and my statement cut 1/5. My recent Chase statement is showing 2033 RR points earned for the month ending 1/5 but not the 50K sign up points. Do the sign up points typically get credited sometime after the normal spend points? If so, how long?
I have the same situation on the personal card. Hit the $2,000 spend requirement on 1/3, but the statement does not cut for several more weeks so I will have to wait on checking for the 50K sign up points on that card.
Thanks!
I have the same situation on the personal card. Hit the $2,000 spend requirement on 1/3, but the statement does not cut for several more weeks so I will have to wait on checking for the 50K sign up points on that card.
Thanks!
Jan 8, 2014, 11:32 am
#859
Join Date: Dec 2013
Location: PHL
Posts: 94
Jan 8, 2014, 12:39 pm
#860
Join Date: Oct 2011
Posts: 4,166
I opened both the premier personal and business SW cards in mid-October 2013. I hit the $2,000 spend requirement on the business card 1/1/14 and my statement cut 1/5. My recent Chase statement is showing 2033 RR points earned for the month ending 1/5 but not the 50K sign up points. Do the sign up points typically get credited sometime after the normal spend points? If so, how long?
I have the same situation on the personal card. Hit the $2,000 spend requirement on 1/3, but the statement does not cut for several more weeks so I will have to wait on checking for the 50K sign up points on that card.
Thanks!
I have the same situation on the personal card. Hit the $2,000 spend requirement on 1/3, but the statement does not cut for several more weeks so I will have to wait on checking for the 50K sign up points on that card.
Thanks!
Jan 8, 2014, 12:41 pm
#861
Join Date: Oct 2011
Posts: 4,166
Awesome, thanks for the update! My wife did Plus personal on 10/29 and I'd like her to get the Premier personal soon, but I don't know if you can still get the points form both since they've updated the terms to say you can get points for both only if you do a personal and a Biz card.
Jan 8, 2014, 12:50 pm
#862
Join Date: Jan 2007
Posts: 39
Awesome, thanks for the update! My wife did Plus personal on 10/29 and I'd like her to get the Premier personal soon, but I don't know if you can still get the points form both since they've updated the terms to say you can get points for both only if you do a personal and a Biz card.
Jan 8, 2014, 6:30 pm
#863
Join Date: Feb 2009
Posts: 6,606
My card closes Saturday, I'm at $2035 but may buy something to go over $2069 as even though I have 6 weeks left to meet the spend would like the bonus to post next week
This is the first card I have paid an AF on in a long time and forgot that the AF might not count towards the spend
Jan 8, 2014, 7:08 pm
#864
Join Date: Aug 2013
Posts: 171
Thanks for the info. Have not had the SW card previously. Have sent SM to Chase but gotten no definitive response. Guess I'll wait for the next statement to cycle and hope the 50K shows up then.
Jan 8, 2014, 7:53 pm
#865
Join Date: Jan 2014
Posts: 120
My card closes Saturday, I'm at $2035 but may buy something to go over $2069 as even though I have 6 weeks left to meet the spend would like the bonus to post next week
This is the first card I have paid an AF on in a long time and forgot that the AF might not count towards the spend
This is the first card I have paid an AF on in a long time and forgot that the AF might not count towards the spend
Jan 8, 2014, 8:07 pm
#866
Join Date: Oct 2011
Posts: 4,166
Jan 9, 2014, 8:41 am
#867
Join Date: Dec 2013
Location: PHL
Posts: 94
My card closes Saturday, I'm at $2035 but may buy something to go over $2069 as even though I have 6 weeks left to meet the spend would like the bonus to post next week
This is the first card I have paid an AF on in a long time and forgot that the AF might not count towards the spend
This is the first card I have paid an AF on in a long time and forgot that the AF might not count towards the spend
Jan 10, 2014, 8:10 am
#868
Join Date: Feb 2013
Posts: 15
Experts, quick question. My wife previously had the Premier card and cancelled last year, and she was approved in Mid-Oct '13 for the Plus card. She met her spend on 1/3 and the statement closed 1/9 with only the $4k in spend being reported as RR earned. I had emailed Chase in Dec. to confirm my exact spending cut-off and their response both confirmed she would get the 50k RR pts and said the spend cutouff was 1/21/14. My question is in my experience typically in the past Chase bonus pts post the month you meet the min spend? Should I be worried that the pts are in jeopardy or did I cut spend to close to statement close? Advice appreciated. I do feel better that I have an email in writing from Chase confirming I would receive the bonus pts. Thanks in advance.
Jan 10, 2014, 8:38 am
#869
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,624
Experts, quick question. My wife previously had the Premier card and cancelled last year, and she was approved in Mid-Oct '13 for the Plus card. She met her spend on 1/3 and the statement closed 1/9 with only the $4k in spend being reported as RR earned. I had emailed Chase in Dec. to confirm my exact spending cut-off and their response both confirmed she would get the 50k RR pts and said the spend cutouff was 1/21/14. My question is in my experience typically in the past Chase bonus pts post the month you meet the min spend? Should I be worried that the pts are in jeopardy or did I cut spend to close to statement close? Advice appreciated. I do feel better that I have an email in writing from Chase confirming I would receive the bonus pts. Thanks in advance.
Jan 10, 2014, 8:40 am
#870
Join Date: Feb 2013
Posts: 15
What I figured but wanted to hear opinions. Thanks for the input!