-
FlyerTalk Forums Expert How-Tos and Guides
Oct 2, 2014, 8:14 pm by MasterChargeDO NOT CALL CHASE ABOUT THIS
You might want to read more about this hear. http://dealbook.nytimes.com/2014/10/02/jpmorgan-discovers-further-cyber-security-issues/?_php=true&_type=blogs&_r=0
Oct 2nd- State of CC Loading to Serve
except to ask for a $0 cash advance limit. This can also be done via secure message.
Some Chase cardholders have reported a change in their cash advance limit after a pending charge appears for their Serve load, and they presume it means the Serve load is a cash advance. No one has reported an actual cash advance fee yet, only a pending charge of $200. This could change but this situation has happened before! In the past, such charges eventually turn into ordinary charges and the cash advance goes away.
You cannot dispute a charge while it's pending, so there's no point in asking Chase about anything that hasn't posted. No one has reported a cash advance fee, and unless you have one do not call Chase.
There are reports of a change in cash advance limits after a Serve load with the following cards::- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Club
- Chase Ink Bold Visa
- Also a Capital One card
- Discover IT
There are also reports of NO cash advance when using the following cards. Note the overlap:- Chase Sapphire Preferred
- Chase UA Explorer Visa
- Chase UA Explorer MC
- Chase British Airways Visa
- Chase Southwest Visa
- Also Barclay, Citi cards (Prestige, AA), Fidelity AMEX seem to be ok
- Bank of America (Visa)
Note that some of the reports appear in the Serve thread.
Dec 18, 2023
#77
Quote:
even if it did, that would be a very expensive way of meeting minimum spends Originally Posted by msp3
Does a cash advance count towards the minimum spend requirement for bonuses at Chase?
#78
skibum7732 , Oct 2, 2014 7:59 pm
Suspended
Quote:
(my available cash advance limit was decreased by $1000 so I am sure of this!). They haven't posted yet but I am not hopeful of them posting as a sale.
I called Chase and they told me it was the fault of Amex who changed the coding from "Sale" to "Cash Advance" but I WAS able to get the temporary authorizations removed. Now the question is will Amex attempt to re-charge it...
I have never heard of a bank doing thisOriginally Posted by knowledgeispower
Two $500 charges on my Chase United Explorer were coded as Cash Advance (my available cash advance limit was decreased by $1000 so I am sure of this!). They haven't posted yet but I am not hopeful of them posting as a sale.I called Chase and they told me it was the fault of Amex who changed the coding from "Sale" to "Cash Advance" but I WAS able to get the temporary authorizations removed. Now the question is will Amex attempt to re-charge it...
#82
skibum7732 , Oct 2, 2014 8:12 pm
Suspended
Quote:
If this was your only use for the card then it wasn't that useful to begin withOriginally Posted by ckgunn01
My capital one venture shows as a cash advance from today's load. Not sure what good the card is going to be for me as it was my "easy" ms card to stay away from chase and amex.
#83
Quote:
Thanks for the great insight. I got two of the cards for 50k bonus and used on 2 serve card and 4 buxx cards as well as another free load prepaid card. I didnt want to use a chase card for these methods and was getting 28k points per month for $40. Never claimed to be a big time thing, but not bad for a backup card that i never had to leave the house to utilize.Originally Posted by skibum7732
If this was your only use for the card then it wasn't that useful to begin with
#84
skibum7732 , Oct 2, 2014 8:37 pm
Suspended
Quote:
You are quite welcome sir....I am full of great insight (well I'm full of something anyway, but mods will smack my hand if I say it)Originally Posted by ckgunn01
Thanks for the great insight. I got two of the cards for 50k bonus and used on 2 serve card and 4 buxx cards as well as another free load prepaid card. I didnt want to use a chase card for these methods and was getting 28k points per month for $40. Never claimed to be a big time thing, but not bad for a backup card that i never had to leave the house to utilize.
Today
#90
Chase Sapphire Preferred (VISA) - load from today (not yet posted) DID reduce the Cash Advance Available Limit, so it appears they are running through as a Cash Advance.
Bank of America (VISA) - load from today (not yet posted) DID NOT reduce the Cash Advance Available Limit.
In the past, neither Chase or Bank of America would reduce the cash advance available limit for a Serve transaction.
Bank of America (VISA) - load from today (not yet posted) DID NOT reduce the Cash Advance Available Limit.
In the past, neither Chase or Bank of America would reduce the cash advance available limit for a Serve transaction.