Car Rental Insurance in Ireland -- Very Confused
#61
Join Date: Aug 2006
Location: IAD
Programs: DL-Silver; BA-Bronze
Posts: 1,162
As for coverage on a personal trip (which mine was), the terms and conditions state:
The Auto Rental CDW benefit provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles. It is primary coverage which means you do not have to file a claim with any other source of insurance before you can receive coverage under this benefit while renting primarily for business purposes, renting outside your country of residence for personal reasons or if you do not have automobile insurance.
#62
Join Date: Oct 2011
Posts: 4,166
Do you think I should call now to get the letter or just wait till the trip is a bit closer? Do they date the letter? Was it an Ink Bold or Plus?
#63
Join Date: Aug 2006
Location: IAD
Programs: DL-Silver; BA-Bronze
Posts: 1,162
In my case, I used an Ink bold.
#64
Join Date: Oct 2011
Posts: 4,166
Thanks, I have 2 Ink Bold cards right now, a Visa and a MC. Might cancel the MC if they don't waive the AF or offer another bonus with spend though.
#65
Join Date: Aug 2006
Location: IAD
Programs: DL-Silver; BA-Bronze
Posts: 1,162
#66
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,087
Has anyone used the UA Mileage Plus card on a rental in Ireland over the last few months? I haven't seen anything in writing as to whether or not they provide primary, or any, coverage in Ireland or N. Ireland.
#67
Join Date: Feb 2014
Posts: 314
I read this thread from beginning to the end and am still confused. Using a US CC that will cover, is there anything else that we need to specifically ask to buy from the car rental company ? Like if CDW is covered by the CC, LDW will not be in the US, like that. I have a short trip to dublin coming up in a couple of weeks and this seems to be the most confusing part of the whole planning :.
#68
Join Date: Oct 2011
Posts: 4,166
I read this thread from beginning to the end and am still confused. Using a US CC that will cover, is there anything else that we need to specifically ask to buy from the car rental company ? Like if CDW is covered by the CC, LDW will not be in the US, like that. I have a short trip to dublin coming up in a couple of weeks and this seems to be the most confusing part of the whole planning :.
#69
Join Date: Jan 2013
Location: DCA
Programs: US GP, *G, HHonors Gold, SPG
Posts: 141
Just a quick data point. Both my CSP (Visa Signature) and Citi AA Exec (World Elite MasterCard) provide primary CDW in Ireland and both were able to send me letters explicitly clarifying that the coverage was valid in Ireland.
#70
Join Date: Feb 2014
Posts: 314
Thank you for the note. I called CSP and they emailed me the letter. Although it doesn't say "Primary" in the wording, the rep confirmed more than once that it is primary.
#71
Join Date: Jun 2012
Location: Las Vegas, NV
Programs: DL DM, Hilton Gold, Caesars DM
Posts: 22
Another data point - I had the same experience. I called CSP and they emailed the letter right away, with assurances that international rentals get primary coverage.
#72
Join Date: Oct 2011
Posts: 4,166
#73
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,087
CSP is secondary in USA and primary outside the US. Call Chase to confirm but this is the norm for Chase cards, except the UA Explorer which is primary everywhere. It's spelled out in the docs you get with your new card.
#74
Join Date: Oct 2011
Posts: 4,166