Medical insurance for Americans over 65 traveling long periods
#1
Original Poster
Join Date: Jun 2004
Location: AMS (SEA, JNB)
Programs: Mucci Reperateur des Coeurs Brises
Posts: 4,107
Medical insurance for Americans over 65 traveling long periods
My parents are both over 65 years of age and have their primary residence in the United States, where their healthcare is financed by medicare with supplemental insurance. However, they also travel quite extensively and currently are sailing around the world, meaning they are 'abroad' for very long periods of time. Medicare obviously does not cover any medical expenses outside the United States and its territories, and luckily they have not needed any extensive medical care. But I am trying to help them find medical insurance and possibly additional travel insurance benefits to cover the following:
- at the very minimum emergency services and medical evacuation
- preferably also more routine services, such as visits to general practitioners and basic diagnostic services
- ideally also more extensive coverage for specialised care such as pain management or non-emergency care that may require more extensive diagnostics such as CT- or MRI-imaging
#2
A FlyerTalk Posting Legend
Join Date: Sep 2009
Location: Minneapolis: DL DM charter 2.3MM
Programs: A3*Gold, SPG Plat, HyattDiamond, MarriottPP, LHW exAccess, ICI, Raffles Amb, NW PE MM, TWA Gold MM
Posts: 100,417
Are there Medicare supplement policies that include coverage outside of the USA?
Does the AARP website have any suggestions?
Does the AARP website have any suggestions?
#4
Join Date: Aug 2015
Posts: 147
Perhaps they can combine two different approaches.
Starting with this for the basic coverage:
https://www.medicare.gov/supplement-...nd-travel.html
At each location they travel to, look into what healthcare options are available to them. In many (most?) countries, healthcare expenses are much lower than in the US.
Starting with this for the basic coverage:
https://www.medicare.gov/supplement-...nd-travel.html
At each location they travel to, look into what healthcare options are available to them. In many (most?) countries, healthcare expenses are much lower than in the US.