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Medical insurance for Americans over 65 traveling long periods

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Medical insurance for Americans over 65 traveling long periods

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Old Jun 26, 2016, 10:12 am
  #1  
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Medical insurance for Americans over 65 traveling long periods

My parents are both over 65 years of age and have their primary residence in the United States, where their healthcare is financed by medicare with supplemental insurance. However, they also travel quite extensively and currently are sailing around the world, meaning they are 'abroad' for very long periods of time. Medicare obviously does not cover any medical expenses outside the United States and its territories, and luckily they have not needed any extensive medical care. But I am trying to help them find medical insurance and possibly additional travel insurance benefits to cover the following:
  • at the very minimum emergency services and medical evacuation
  • preferably also more routine services, such as visits to general practitioners and basic diagnostic services
  • ideally also more extensive coverage for specialised care such as pain management or non-emergency care that may require more extensive diagnostics such as CT- or MRI-imaging
They are lucky that they have no severe chronic conditions that require extensive care, but they do have issues here and there (primarily back problems and so forth). If anybody has an experience with this, any help or insights would be greatly appreciated. Thanks!
SchmeckFlyer is offline  
Old Jun 26, 2016, 10:41 am
  #2  
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Are there Medicare supplement policies that include coverage outside of the USA?

Does the AARP website have any suggestions?
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Old Jun 26, 2016, 12:27 pm
  #3  
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Travel insurance is discussed in the Travel Products Forum.
Please follow this thread there.
Thanks..
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Old Jun 28, 2016, 8:35 am
  #4  
 
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Perhaps they can combine two different approaches.

Starting with this for the basic coverage:

https://www.medicare.gov/supplement-...nd-travel.html

At each location they travel to, look into what healthcare options are available to them. In many (most?) countries, healthcare expenses are much lower than in the US.
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