My parents are both over 65 years of age and have their primary residence in the United States, where their healthcare is financed by medicare with supplemental insurance. However, they also travel quite extensively and currently are sailing around the world, meaning they are 'abroad' for very long periods of time. Medicare obviously does not cover any medical expenses outside the United States and its territories, and luckily they have not needed any extensive medical care. But I am trying to help them find medical insurance and possibly additional travel insurance benefits to cover the following:

• at the very minimum emergency services and medical evacuation
• preferably also more routine services, such as visits to general practitioners and basic diagnostic services
• ideally also more extensive coverage for specialised care such as pain management or non-emergency care that may require more extensive diagnostics such as CT- or MRI-imaging

They are lucky that they have no severe chronic conditions that require extensive care, but they do have issues here and there (primarily back problems and so forth). If anybody has an experience with this, any help or insights would be greatly appreciated. Thanks!