ATMs when visiting?
Feb 1, 2017, 6:16 pm
#31
FlyerTalk Evangelist
Join Date: Sep 1999
Posts: 12,375
I think the Fidelity, Schwab et al ATM fee reimbursement is a bit of a loophole which benefits us. Since they don't have any of their own ATMs in the U.S. they need to offer the fee reimbursement. The fact that they extend that internationally, and that the Thai Banker's Association sort of controls these fees, works out well for us. I think Fidelity may have a monthly limit on the number of fee-reimbursed transactions (like 5?), but I've never hit that. I also think there are some countries (U.K., France, etc) which have similar cards, based on my vague recollection of some posts on ThaiVisa.
There also seem to be a lot more foreign fee (3%) free credit cards available in the U.S. now; at least it seems that way to me.
There also seem to be a lot more foreign fee (3%) free credit cards available in the U.S. now; at least it seems that way to me.
Feb 1, 2017, 11:01 pm
#32
Join Date: Jan 2010
Posts: 9,307
I've had at least one fee free card for several years now. There seems to be a good selection in the UK.
Feb 3, 2017, 5:50 pm
#33
Join Date: Nov 2000
Location: Upcountry Maui, HI
Posts: 13,311
I had an ATM card for a couple of years in the mid-1970s, but not since. The problem was that I'd withdraw or deposit money but then forget to write it in my checkbook register. Every so often I'd have to stop using the account to let everything clear so I'd know how much money I had.
Online accounts combined with something like quicken and every credit, debit, ATM, deposit, withdrawal, etc are automatically tracked for you when you do your regular account update. They download the transactions for you from your financial institution right into quicken giving you an instant snapshot of your current balance. If you don't write a check down or enter a transaction manually, it will get picked up when it clears your financial institution.
If you enter your starting balances (which can also be automated to some extent, but not necessarily the history for investments) you can get an instant picture of your entire financial life.
Maybe with the help of flyertalk we can help you move to mid-90s technology?
-David
Last edited by LIH Prem; Feb 3, 2017 at 6:13 pm
Feb 3, 2017, 8:19 pm
#34
FlyerTalk Evangelist
Join Date: Jan 2007
Location: BOS/UTH
Programs: AA LT PLT; QR GLD; Bonvoy LT TIT
Posts: 12,756
I'm afraid so. It was years before I trusted electronic banking enough to use PayPal! Also, in Massachusetts, attorney's client funds trust accounts require paper, -- checks, deposits, etc. Electronic banking is not permitted.
Feb 4, 2017, 9:56 pm
#35
Join Date: Nov 2000
Location: Upcountry Maui, HI
Posts: 13,311
Anyway I assumed you were talking about your personal accounts, not your clients trust funds, since ATM transactions were involved.
-David