SWA Credit Card Annual Fee
#106
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
19 years?
Cancel and 2 years later you can get 40-60,000 miles with a new card. Worth $600-$900 in WN flights. Way better than that pesky annual fee.
Cancel and 2 years later you can get 40-60,000 miles with a new card. Worth $600-$900 in WN flights. Way better than that pesky annual fee.
#107
Join Date: Dec 2018
Posts: 825
19 Years.
I can not image any card worth keeping for 19 years with a fee.
Wait - there is one. The IHG card gives me a free hotel night each year. Though - the recent reduction has me thinking twice about that.
I do have the higher WN card now, with the higher fee. The annual bonus and 4 upgrades does make that one worth it for us - as long as we are still flying WN on a regular basis.
I can not image any card worth keeping for 19 years with a fee.
Wait - there is one. The IHG card gives me a free hotel night each year. Though - the recent reduction has me thinking twice about that.
I do have the higher WN card now, with the higher fee. The annual bonus and 4 upgrades does make that one worth it for us - as long as we are still flying WN on a regular basis.
#108
Join Date: May 2005
Posts: 4,872
Interesting how now the discussion turns to me being dumb for paying an annual fee for 19 years, when a plethora of the previous posts were suggesting I didn't deserve one, and that Chase rarely waives the annual fee, etc.. I'm assuming that each of you have successfully, after a cogent explanation to the representative, had the fees waived for each year you have held the card, since you are suggesting that I have been taken advantage of financially by the credit card company. So on one hand, most of you believe that Chase should not waive an annual fee to a loyal customer, then on the other hand you suggest I am stupid for paying an annual fee for 19 years.
#111
Join Date: Jul 2012
Posts: 205
Seriously. In that same time could have gotten easily 400k+ southwest points ($6000-$8000 in flights) and a huge jump start on companion pass. And is bragging about saving 70 bucks on an annual fee YES WE'RE ALL JEALOUS lolz
#112
Original Poster
Join Date: Nov 2008
Location: Arizona
Programs: AA, WN
Posts: 161
I thought cancelling ones only card isn't good for credit score. Surprised at the lack of decorum on this thread. Where are the moderators?
#114
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
Hyatt WOH Visa, free annual cat 4 night free, can be worth $300+.
#115
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
#116
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
I can not imagine having only one card - even if you are not collecting points.
We travel often and I carry at least two cards in case one goes bad. My wife carries two other cards as well.
Not sue, but I would think that having NO credit cards is not going to get great for a credit score.
We travel often and I carry at least two cards in case one goes bad. My wife carries two other cards as well.
Not sue, but I would think that having NO credit cards is not going to get great for a credit score.
#118
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
I submit that the people with the least reading "comprehension" are those who didn't read enough to realize that this your only card, and then make comments based on only partial information.
#120
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,073
and
What was a bad idea
and
What was rectified?
There are lots of things being discussed in this thread and which parts are you speaking to?