Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Mar 30, 2013, 9:44 am
#166
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
For those interested - MMS has links (may be affiliate links) to 50k plus cards (both personal and business) that appear to still be active.
Mar 30, 2013, 10:40 am
#167
Suspended
Join Date: Feb 2004
Posts: 4,188
For those interested - MMS has links (may be affiliate links) to 50k plus cards (both personal and business) that appear to still be active.
2 ROUNDTRIP FLIGHTS after you spend $2000 in the first 3 months of opening your account. Government fees as low as $10 not included.
Mar 30, 2013, 10:48 am
#168
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
Originally Posted by Mama:20508006
For those interested - MMS has links (may be affiliate links) to 50k plus cards (both personal and business) that appear to still be active.
2 ROUNDTRIP FLIGHTS after you spend $2000 in the first 3 months of opening your account. Government fees as low as $10 not included.
Mar 30, 2013, 7:09 pm
#169
In Memoriam
Join Date: May 2001
Location: Southern California
Programs: Hertz 5 star, Priceline Hotel bidder. AA PLT, 1MM.
Posts: 2,910
In fact, I would do both the biz & personal 50K cards ($4K total spend) for 100K pts. I would bring over the necessary points from an outside (hotel) program to make it over 110K SWA pts for the year and have my wife travel with me for almost free for 2013 & 2014!! (just pay 9/11 security fees--max $10 RT pp for her ticket).
To us, CP is so worth it!!
Mar 30, 2013, 9:24 pm
#170
formerly ThePinkUnicornShirtGuy
Join Date: Mar 2009
Location: Franklin, TN
Programs: Delta Diamond
Posts: 418
Gotta ask a question for the Southwest Card Experts
My brother has been using a Southwest Chase - vanilla card - and he puts over $500,000USD in purchases on it per year. The family loves Southwest but as an avid Delta flyer and traveler myself, I can't help but think there has got to be a better way to use them? The family account has over 1.5 million SW points and we can't use them fast enough at this point (even with the rental bookings, hotel bookings).
Any help FT world?
My brother has been using a Southwest Chase - vanilla card - and he puts over $500,000USD in purchases on it per year. The family loves Southwest but as an avid Delta flyer and traveler myself, I can't help but think there has got to be a better way to use them? The family account has over 1.5 million SW points and we can't use them fast enough at this point (even with the rental bookings, hotel bookings).
Any help FT world?
Mar 31, 2013, 3:13 pm
#172
Join Date: Jan 2013
Programs: UA 1K | MR Platinum
Posts: 492
Gotta ask a question for the Southwest Card Experts
My brother has been using a Southwest Chase - vanilla card - and he puts over $500,000USD in purchases on it per year. The family loves Southwest but as an avid Delta flyer and traveler myself, I can't help but think there has got to be a better way to use them? The family account has over 1.5 million SW points and we can't use them fast enough at this point (even with the rental bookings, hotel bookings).
Any help FT world?
My brother has been using a Southwest Chase - vanilla card - and he puts over $500,000USD in purchases on it per year. The family loves Southwest but as an avid Delta flyer and traveler myself, I can't help but think there has got to be a better way to use them? The family account has over 1.5 million SW points and we can't use them fast enough at this point (even with the rental bookings, hotel bookings).
Any help FT world?
Mar 31, 2013, 9:52 pm
#173
Join Date: Mar 2013
Location: Jackson, WY
Posts: 543
Ok personal card received, miles posted. I didn't apply for the business card for another month. Minimum spend on business card has been met and well over $6k add spend met for companion pass.
Doing ach payment in full tomorrow on card #2. Due date is 4/20. Would like to fly with companion pass on 4/19.
So how long will it take to post these additional miles/get companion pass? Is this do-able?
Doing ach payment in full tomorrow on card #2. Due date is 4/20. Would like to fly with companion pass on 4/19.
So how long will it take to post these additional miles/get companion pass? Is this do-able?
Mar 31, 2013, 10:31 pm
#174
Join Date: Mar 2013
Programs: HHonors Diamond, IHG Plat, Club Carlson Gold, SPG Gold, Marriott Gold
Posts: 316
Ok personal card received, miles posted. I didn't apply for the business card for another month. Minimum spend on business card has been met and well over $6k add spend met for companion pass.
Doing ach payment in full tomorrow on card #2. Due date is 4/20. Would like to fly with companion pass on 4/19.
So how long will it take to post these additional miles/get companion pass? Is this do-able?
Doing ach payment in full tomorrow on card #2. Due date is 4/20. Would like to fly with companion pass on 4/19.
So how long will it take to post these additional miles/get companion pass? Is this do-able?
Mar 31, 2013, 11:43 pm
#175
Join Date: Jan 2013
Programs: UA 1K | MR Platinum
Posts: 492
Ok personal card received, miles posted. I didn't apply for the business card for another month. Minimum spend on business card has been met and well over $6k add spend met for companion pass.
Doing ach payment in full tomorrow on card #2. Due date is 4/20. Would like to fly with companion pass on 4/19.
So how long will it take to post these additional miles/get companion pass? Is this do-able?
Doing ach payment in full tomorrow on card #2. Due date is 4/20. Would like to fly with companion pass on 4/19.
So how long will it take to post these additional miles/get companion pass? Is this do-able?
Apr 1, 2013, 1:03 pm
#176
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,193
Gotta ask a question for the Southwest Card Experts
My brother has been using a Southwest Chase - vanilla card - and he puts over $500,000USD in purchases on it per year. The family loves Southwest but as an avid Delta flyer and traveler myself, I can't help but think there has got to be a better way to use them? The family account has over 1.5 million SW points and we can't use them fast enough at this point (even with the rental bookings, hotel bookings).
Any help FT world?
My brother has been using a Southwest Chase - vanilla card - and he puts over $500,000USD in purchases on it per year. The family loves Southwest but as an avid Delta flyer and traveler myself, I can't help but think there has got to be a better way to use them? The family account has over 1.5 million SW points and we can't use them fast enough at this point (even with the rental bookings, hotel bookings).
Any help FT world?
You could get a WN card(s) for some other person in the family and get more Companion Passes. Otherwise:
1. For travel (except gasoline), probably Chase Sapphire
2. For supermarket, maybe Hilton Surpass or Citi Reserve, especially if Hilton Diamond status is valued by you.
3. For office supply stores, Chase Ink Bold
4. For general spending yielding no bonus, perhaps the Starwood Amex
5. For airfare, perhaps the Amex Business Gold Rewards (3x Membership Rewards points per dollar), or the specific card for the airline for benefits. Delta has some advanced cards.
5. For gasoline, perhaps the 5% PenFed card
6. For hotels, either the card for that specific chain, or Chase Sapphire.
7. If you like Radisson/Country Inns, the Club Carlson card (5x minimum for all spend)
Amex OPEN cards have some often-overlooked automatic discounts (FedEx, Hyatt, etc.).
Or maybe something like the Amex Centurion/Black. That has some good benefits, I have heard.
Or consider a 2% cashback card. Cash is always good.
etc.
Last edited by toomanybooks; Apr 1, 2013 at 1:11 pm
Apr 2, 2013, 9:34 am
#178
Join Date: Jan 2013
Programs: AMEX, WN, AA, DL, Hilton, Marriott
Posts: 34
I'm still getting pre screened offers as well by mail, even though I applied and received both personal and business cards last month. I'm hoping I will see one that says the annual fee will be waived 
Not that it means anything, but I'll definitely make a quick phone call and try my luck.
Not that it means anything, but I'll definitely make a quick phone call and try my luck.
Apr 2, 2013, 3:52 pm
#180
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,625
Let's not feed the perception that FTers are nothing but greedy scammers. If we apply the Golden Rule these deals will last longer for everyone.