Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Oct 25, 2015, 1:23 am
#4771
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
New card on the block - DBS Live Fresh Card
Has anyone gotten this new card?
http://www.dbs.com.sg/personal/cards...-btnlearnmore-
Gives 6% rebate on online purchases. Does it include topping up Imagine / Fevo / M1 online?
http://www.dbs.com.sg/personal/cards...-btnlearnmore-
Gives 6% rebate on online purchases. Does it include topping up Imagine / Fevo / M1 online?
Oct 25, 2015, 4:17 am
#4772
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,820
Oct 25, 2015, 8:37 pm
#4773
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,820
UOB PRVI Miles Card 5 Miles on Overseas Dining and Shopping
UOB PRVI Miles Card 5 Miles on Overseas Dining and Shopping
Good promo if you can get past Clause 3.1 A:
The first two thousand (2,000) Eligible Cardmembers (each “Qualified Cardmember”) who has at least Singapore Dollars One Thousand(S$1,000.00) worth of Eligible Transactions (as defined in Paragraph 3.2 below) charged to his/her Eligible Card account during the Spend Period(“Qualifying Spend”) will each be entitled to additional UNI$ (the “Award”)(as set out under Paragraph 3.2 below).
Updated to wiki.
Good promo if you can get past Clause 3.1 A:
The first two thousand (2,000) Eligible Cardmembers (each “Qualified Cardmember”) who has at least Singapore Dollars One Thousand(S$1,000.00) worth of Eligible Transactions (as defined in Paragraph 3.2 below) charged to his/her Eligible Card account during the Spend Period(“Qualifying Spend”) will each be entitled to additional UNI$ (the “Award”)(as set out under Paragraph 3.2 below).
Updated to wiki.
Oct 25, 2015, 9:53 pm
#4774
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Example:
- Flight is booked with Jetstar (avoid at all costs) for $300
- Flight is canceled with
- Pax has rebook with SQ costing $1000
- Credit card provider (insurance) covers the cost of new booking.
Oct 25, 2015, 10:19 pm
#4775
Join Date: Nov 2005
Location: ZRH
Programs: LH
Posts: 414
Tigerair Platinum Card
Has anyone had a closer look at the SCB Tigerair Platinum Card? No KF Miles to be earned and probably Tigerair is not at the top of the list for users of this forum...
The way I read it, you get a voucher for a one-way flight to one of 11 destinations. If you spend 5k in a year, the flight is free, otherwise you are charged S$100. However the 11 destinations don't seem to be very high yield. In addition it is capacity restricted but no info on fare class.
Since the first two years the fees are waived, it could make sense to carry the card for
The E-voucher is valid for 12 months from the date of issue and can be used to make a flight reservation for a one-way Tigerair flight, inclusive of taxes and charges, departing from Singapore to any one of the following 11 destinations – Bangkok, Hat Yai, Ho Chi Minh, Jakarta, Krabi, Kuala Lumpur, Kochi, Penang, Phuket, Surabaya and Yangon (collectively, "Destinations"). E-vouchers are for a specific flight fare class and are subject to availability. It is recommended that you make your flight reservation with Tigerair at least three (3) calendar months in advance of when you wish to travel and avoid holiday periods / peak seasons. Flight reservations must be made via the Standard Chartered Tigerair credit card booking portal. We reserve the right to add to, remove, or change the Destinations at any time without notice.
The way I read it, you get a voucher for a one-way flight to one of 11 destinations. If you spend 5k in a year, the flight is free, otherwise you are charged S$100. However the 11 destinations don't seem to be very high yield. In addition it is capacity restricted but no info on fare class.
Since the first two years the fees are waived, it could make sense to carry the card for
- Standard seat selector: Any seat(s) in the standard rows with the exception of extra leg room seats and emergency exit row seats
- Priority boarding service boardmefirst
- Luggage Upsize™ from 20kg to 25kg
The E-voucher is valid for 12 months from the date of issue and can be used to make a flight reservation for a one-way Tigerair flight, inclusive of taxes and charges, departing from Singapore to any one of the following 11 destinations – Bangkok, Hat Yai, Ho Chi Minh, Jakarta, Krabi, Kuala Lumpur, Kochi, Penang, Phuket, Surabaya and Yangon (collectively, "Destinations"). E-vouchers are for a specific flight fare class and are subject to availability. It is recommended that you make your flight reservation with Tigerair at least three (3) calendar months in advance of when you wish to travel and avoid holiday periods / peak seasons. Flight reservations must be made via the Standard Chartered Tigerair credit card booking portal. We reserve the right to add to, remove, or change the Destinations at any time without notice.
Oct 25, 2015, 10:33 pm
#4776
Join Date: Dec 2007
Location: Virginia City Highlands
Programs: Nothing anymore after 20 years
Posts: 6,900
Oct 25, 2015, 11:24 pm
#4777
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,820
Probably I did not ask clear enough - was there a case when budget airline changed/canceled the route, offered unacceptable date/time to the passenger who refused it and the credit card provider covered (afterwards) the alternative means of transportation?
Example:
- Flight is booked with Jetstar (avoid at all costs) for $300
- Flight is canceled with
- Pax has rebook with SQ costing $1000
- Credit card provider (insurance) covers the cost of new booking.
Example:
- Flight is booked with Jetstar (avoid at all costs) for $300
- Flight is canceled with
- Pax has rebook with SQ costing $1000
- Credit card provider (insurance) covers the cost of new booking.
Oct 25, 2015, 11:25 pm
#4778
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,820
Oct 26, 2015, 9:12 am
#4779
Join Date: Jul 2012
Location: SIN
Posts: 61
Thanks a lot
Oct 26, 2015, 9:29 pm
#4780
Join Date: May 2004
Location: SIN (LEJ once a year)
Programs: SQ, LH, BA, IHG Diamond AMB, HH Gold, SLH Indulged, Accor Gold, Hyatt Discoverist
Posts: 7,741
Sorry, but I don't recall seeing this posted yet (or missed it). I got it via a promotional email on Oct 18.
DBS promo for foreign spend between Oct 1 and Dec 31. Get 3mls per 1$ - if certain conditions are met.
T&Cs here: http://www.dbs.com.sg/iwov-resources...-spend-tnc.pdf
DBS promo for foreign spend between Oct 1 and Dec 31. Get 3mls per 1$ - if certain conditions are met.
T&Cs here: http://www.dbs.com.sg/iwov-resources...-spend-tnc.pdf
Oct 26, 2015, 9:34 pm
#4781
Join Date: May 2012
Location: SIN
Programs: JL GC | Marriott LT Silver | Global Entry | SQ Silver
Posts: 6,820
Sorry, but I don't recall seeing this posted yet (or missed it). I got it via a promotional email on Oct 18.
DBS promo for foreign spend between Oct 1 and Dec 31. Get 3mls per 1$ - if certain conditions are met.
T&Cs here: http://www.dbs.com.sg/iwov-resources...-spend-tnc.pdf
DBS promo for foreign spend between Oct 1 and Dec 31. Get 3mls per 1$ - if certain conditions are met.
T&Cs here: http://www.dbs.com.sg/iwov-resources...-spend-tnc.pdf
No good for me as you need to charge a minimum of $2k and maximum of $3k per qualifying month just for the extra 1 mile. Only good for those who's spending that kind of money in FCY per month.
Oct 27, 2015, 1:11 am
#4782
Join Date: Mar 2012
Programs: Marriott & SPG Plat, HH Diamond, Accor Plat, ex-Fairmont Plat, ex-Swissotel Eleva
Posts: 710
UOB PRVI Miles Card 5 Miles on Overseas Dining and Shopping
Good promo if you can get past Clause 3.1 A:
The first two thousand (2,000) Eligible Cardmembers (each “Qualified Cardmember”) who has at least Singapore Dollars One Thousand(S$1,000.00) worth of Eligible Transactions (as defined in Paragraph 3.2 below) charged to his/her Eligible Card account during the Spend Period(“Qualifying Spend”) will each be entitled to additional UNI$ (the “Award”)(as set out under Paragraph 3.2 below).
Updated to wiki.
Good promo if you can get past Clause 3.1 A:
The first two thousand (2,000) Eligible Cardmembers (each “Qualified Cardmember”) who has at least Singapore Dollars One Thousand(S$1,000.00) worth of Eligible Transactions (as defined in Paragraph 3.2 below) charged to his/her Eligible Card account during the Spend Period(“Qualifying Spend”) will each be entitled to additional UNI$ (the “Award”)(as set out under Paragraph 3.2 below).
Updated to wiki.
The bank does not need to answer to anyone if it gives it to 2 people, 200 people, or 2000 people. The bank decides solely who are the eligible cardmembers. And how many card members UOB has? Much much more than 2000 I believe.
I tried once with a local bank, and because of the promo, I used that bank's card. In the end, I was denied the promo. When I called and ask, I was simply told I am outside the magical number of eligible customers, even though I reached the milestone within the first 10 days of the promotion.
I view such promotion as a lucky draw now, and it can only be effective in the first few days when launched. As a promo, it has failed, because I will not change my spending pattern because of it, unless it is in the first 2 days of the promo.
The promo team needs to rethink such promos, as people will not fall for it again, and such promos will only worsen load on the call centres when many disappointed customers outside the "magical number" did not get the bonus points, called in and enquire about it.
However, if the promo is say "giving 5 miles for the first $2000 spent with min. spending of $1000 within the promo period", I will be using the card.
Oct 27, 2015, 1:21 am
#4783
Join Date: Mar 2012
Programs: Marriott & SPG Plat, HH Diamond, Accor Plat, ex-Fairmont Plat, ex-Swissotel Eleva
Posts: 710
So, I had another transaction with Citi where I was charged the wrong amount (DCC instead of the local ccy)...
Issue last year, took a few months, but i didn't stop giving them pain (they gave me ample opportunity to)..they ended up sending a few couriers & getting a few managers to get on calls with me - all over a few cents
.
Its the fault of the Acquiring bank overseas, but the painful charge-back process just riles me.
Seeing the wrong charge annoyed the hell out of me last night- just replied on the rather long email chain from the previous issue, copying in any and all Citi exec's email ids that I could find on google. Did give them the schedule of my charges (very fair imho) on the time/effort that I would have to spend on this issue.
Well many of the google found ids bounced, but I did get a call back today before the deadline that I had imposed (a rather hefty fees would have kicked in if they'd not met the deadline). Reps from their Cards, Ops & Customer Experience gigs on.
Seems they've now changed their charge-back/dispute process. A call is sufficient & the transaction would be reversed within 3-5 days, & the correct transaction posted after they've sorted the details out.
Lesson: Any issue - raise a big stink & it can be resolved quickly
Issue last year, took a few months, but i didn't stop giving them pain (they gave me ample opportunity to)..they ended up sending a few couriers & getting a few managers to get on calls with me - all over a few cents
. Its the fault of the Acquiring bank overseas, but the painful charge-back process just riles me.
Seeing the wrong charge annoyed the hell out of me last night- just replied on the rather long email chain from the previous issue, copying in any and all Citi exec's email ids that I could find on google. Did give them the schedule of my charges (very fair imho) on the time/effort that I would have to spend on this issue.
Well many of the google found ids bounced, but I did get a call back today before the deadline that I had imposed (a rather hefty fees would have kicked in if they'd not met the deadline). Reps from their Cards, Ops & Customer Experience gigs on.
Seems they've now changed their charge-back/dispute process. A call is sufficient & the transaction would be reversed within 3-5 days, & the correct transaction posted after they've sorted the details out.
Lesson: Any issue - raise a big stink & it can be resolved quickly
I had tick the local currency there, but was still charged DCC. I even have a photo evidence of it and emailed them, yet Maybank refused to step in and help, unless I paid a 5 dollars fee for "processing". (apparently they want to charge me this fee for them to check the original receipt from the merchant)
And I asked them what if I was proven right, will I be able to get the $5 fee back, and I was told, nope.
Basically, this bank instead of protecting me, is a bank that piles on more misery on me when I was cheated by the DCC scam.
There after, I made a simple decision. Vote with the wallet, and they never got a single business on overseas spending from me ever again.
I cannot work with a bank that does not protect their customers.
In that episode, I tried to raise concerns with VISA as well. Guess what? They just pushed it back to Maybank.
I agree with you that MAS needs to do much more to ensure banks protect their customers.
Oct 27, 2015, 5:34 am
#4784
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
I really dislike such promo, as there is no audit to it, and the given number is tiny.
The bank does not need to answer to anyone if it gives it to 2 people, 200 people, or 2000 people. The bank decides solely who are the eligible cardmembers. And how many card members UOB has? Much much more than 2000 I believe.
I tried once with a local bank, and because of the promo, I used that bank's card. In the end, I was denied the promo. When I called and ask, I was simply told I am outside the magical number of eligible customers, even though I reached the milestone within the first 10 days of the promotion.
I view such promotion as a lucky draw now, and it can only be effective in the first few days when launched. As a promo, it has failed, because I will not change my spending pattern because of it, unless it is in the first 2 days of the promo.
The promo team needs to rethink such promos, as people will not fall for it again, and such promos will only worsen load on the call centres when many disappointed customers outside the "magical number" did not get the bonus points, called in and enquire about it.
However, if the promo is say "giving 5 miles for the first $2000 spent with min. spending of $1000 within the promo period", I will be using the card.
The bank does not need to answer to anyone if it gives it to 2 people, 200 people, or 2000 people. The bank decides solely who are the eligible cardmembers. And how many card members UOB has? Much much more than 2000 I believe.
I tried once with a local bank, and because of the promo, I used that bank's card. In the end, I was denied the promo. When I called and ask, I was simply told I am outside the magical number of eligible customers, even though I reached the milestone within the first 10 days of the promotion.
I view such promotion as a lucky draw now, and it can only be effective in the first few days when launched. As a promo, it has failed, because I will not change my spending pattern because of it, unless it is in the first 2 days of the promo.
The promo team needs to rethink such promos, as people will not fall for it again, and such promos will only worsen load on the call centres when many disappointed customers outside the "magical number" did not get the bonus points, called in and enquire about it.
However, if the promo is say "giving 5 miles for the first $2000 spent with min. spending of $1000 within the promo period", I will be using the card.
The promo team won't rethink such promos. It's the way they work. Management gives them a budget to execute the promo, this is how they cap the numbers to ensure budget isn't breached.
In fact I've been thinking of writing to MAS to complain about these banks' tactics - there is no way to know if they have hit their numbers therefore your participation in the promo amounts to wasted effort and opportunity loss. But this is key in your decision to participate.
Maybe if many people start complaining then MAS should take action and outlaw these types of promo fine prints.
Oct 27, 2015, 6:42 am
#4785
Join Date: Apr 2007
Location: Anywhere
Posts: 6,576
Another intransparent promo
"Indulge in the ultimate luxury staycation with UOB Cards. Enjoy a complimentary stay at The Ritz-Carlton, Millenia Singapore (worth S$1,040, breakfast inclusive) with just a minimum spend of S$10,000 from now till 18 November 2015. Exclusively for the first 100 qualifying Cardmembers. SMS to register now: Ritz‹space›NRIC to 77862"
Now, how on earth are they expecting someone [dumb enough] to go spend $10K and not know if they are part of the first 100 to qualify?!
Now, how on earth are they expecting someone [dumb enough] to go spend $10K and not know if they are part of the first 100 to qualify?!