Yes, there was I believe a $1000 deductible.

good DP . in italy, CDW is required by law.

in any case, whether it is Italy or not, the principle i work with is if CDW is automatically included in the rental quote with no way of parsing out, then Chase benefits kicks in immediately until it reaches the deductible. thereafter, it is the responsibility of car rental's insurance company to cover. i have asked this question many times to different eClaims benefit agent, and everytime i get the same answer. whether that will apply in reality or not when it comes to me filing claim, i dont know, since i never have to file one .

which is why i think your DP is great (even better if it happens to another country other than Italy)

many here look for car rental companies that distinguish CDW as a separate line item so they can "uncheck" the option. but the reality is, this cannot always happen. there are many big or small companies out there besides the international chains, and there are many cities/towns/villages in many countries out there that dont have international chains or similar companies that will do this kind of charge separation for you.
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as i prefer to enjoy travel than go crazy finding a rental company that fits perfectly to the cc company mold or to forgo renting just bc the rental quote doesnt fit the mold, i just rent with whoever that i trust and is least likely to mess with me (charge for phantom damages etc), even if it means the rental quote already includes CDW with deductible. the most important thing to know is you should not sign up for super CDW (that zeros out deductible) - this will disqualify you from receiving any chase benefits. eg, if your tire puncture or windshield broke (these are things car rental companies usually do not cover even under super CDW), then chase will not reimburse you

Does Chase CDW normally cover punctured tires and cracked windshields even if there is no collision involved?

yes i believe so. or at least, when i read chase benefits, i dont see tire and windshield as part of the exclusionary clause. i mean, it is a collision between you and a piece of rock, right?

but like i said, i never have any accidents before with rental cars. so you dont really know until you have to file a claim

There does not have to be a collision for the Chace CDW benefits to apply.

From my letter of coverage:

thanks, so they are covered. this is why chase benefits are great .

the downside, is you (renter) have to be the one filing for reimbursement to get money back in the event of damage, and depending on country / language / how cooperative the rental car agency is, this can sometimes be a time sink.

Any differences between the coverage for ritz and sapphire cards? I might downgrade my CSR since I got the CIP. I�m thinking Ritz Carlton card can be used for CDW.

also, AFAIK the CDW benefit doesn�t cover liability right? So what do you guys recommend for liability protection when renting vehicles overseas?

I cannot answer your question about the CDW benefit across the two cards, but as to third-party liability coverage when renting overseas, in many countries substantial third-party liability coverage is automatically included. Where it is not, I'm not sure what your options are.

i only use ritz card. as far as i know they are the same.

TPL is required by law in most countries. if you wish, you can further sign up for SLI without disqualifying yourself from chase benefits

in US, there is also a minimum level of liability coverage, vary from state to state. it is just that most people own a car in US and so their own automobile insurance coverage extends to when they are renter, and so they dont think much about it.

And just for context, everywhere I have rented outside of the US, the mandatory liability insurance has either been without limit or with a limit of something like $10 million. IMO not usually an issue. (Mexico is an exception - believe there are others.)

in well-regulated countries like EU, sure. in the scale of millions of dollars or euros or unlimited do not necessarily apply once outside of that continent. keeping in mind, countries outside of first world also tend to be less litigious and have less costly medical bills

so what EU residents do when they travel is they book a car rental using a EU-based aggregator. supposedly, the million of euros of TPL apply because the aggregator has to subscribe to EU law, even though the car rental could be in 5 other continents in the world. i havent verify this info myself. just something passed along by a EU friend

In relation to the previously uncovered country of Rep of Ireland (and N. Ireland), I know it has been addressed upthread, but I am renting through AutoEurope and they specifically state on their website that proof of insurance (CDW) specifically in Ireland is required to pick up a rental car (not 100% sure this is still the case, but still...). Called and got many redirects until I was sent to www.eclaimsline.com. On that site I input my info and the dates I will be traveling and that it will be int'l travel. It sent me a letter that specifically states "This includes the previously excluded countries of Republic of Ireland, Northern Ireland, Israel and Jamaica."

For future travel, it should be much easier to just go to the eclaimsline website directly without having to call anyone.

Chase has changed to a new provider for CDW coverage. Please follow in new thread: Chase Auto Rental CDW; questions & experiences (New provider Oct 2024-)