in well-regulated countries like EU, sure. in the scale of millions of dollars or euros or unlimited do not necessarily apply once outside of that continent. keeping in mind, countries outside of first world also tend to be less litigious and have less costly medical bills

so what EU residents do when they travel is they book a car rental using a EU-based aggregator. supposedly, the million of euros of TPL apply because the aggregator has to subscribe to EU law, even though the car rental could be in 5 other continents in the world. i havent verify this info myself. just something passed along by a EU friend