View Poll Results: Which Sears related card(s) do you use?
I have both the TYP and SYW versions.
0
0%
My Sears card earns no rewards.
0
0%
Voters: 35. You may not vote on this poll
Jan 3, 2024, 2:04 pm
Last edit by: rrgg
To read previous discussion click HERE
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
- Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
- Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
- "Missions" in the SYW App (iPhone/Android)
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Purchasing e-Gift cards from Paypal.com (Adidas posted as Restaurants-COMPUTER NETWORK/INFO SRVS)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
- Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Shop Your Way (SYW) Cards (2023 - 2024)
Apr 3, 2024 | 1:22 pm
#318
Join Date: Dec 2014
Posts: 298
Citi has no customer service on this card. Just off shore computer readers. I have been digging and found that I have a login to shopyourway.com that has my SYW MC linked to it with one SYW member number. Then there is my SYW MC credit card login on Citi that has a different SYW member number. One ends in one number and the other is the same except for the last number. The card account shows 15k points the other shows 0 points. Is 15k how they give you your $225.00 SUB?
My $225 SUB was a statement credit. If you spent the $1500 on the general 1% category then yes you will have a 15k points balance (worth $15), but this is in addition to the statement credit. Credit might post at statement close, can't recall.
Apr 3, 2024 | 1:36 pm
#319
Join Date: Jul 2020
Posts: 170
Citi has no customer service on this card. Just off shore computer readers. I have been digging and found that I have a login to shopyourway.com that has my SYW MC linked to it with one SYW member number. Then there is my SYW MC credit card login on Citi that has a different SYW member number. One ends in one number and the other is the same except for the last number. The card account shows 15k points the other shows 0 points. Is 15k how they give you your $225.00 SUB?
Same email buried in the Shop Your Way site I had to contact to fix my account when I got locked out somehow.
Apr 3, 2024 | 3:02 pm
#320
Join Date: Jan 2024
Posts: 99
Got a progress email for a spend $X online get $X when I already completed the requirements and got my credit 🤷🏻♂️
the SYW SUB should appear as a statement credit. You do get SYW points in addition to the SUB
for SYW you get statement credits and SYW points.
Not sure if TYP gets both statement credits and TYP points or just TYP points
TYP is better than SYW imo since you can get cash back where as all us new SYW can only redeem our points for gift cards
the SYW SUB should appear as a statement credit. You do get SYW points in addition to the SUB
for SYW you get statement credits and SYW points.
Not sure if TYP gets both statement credits and TYP points or just TYP points
TYP is better than SYW imo since you can get cash back where as all us new SYW can only redeem our points for gift cards
Apr 4, 2024 | 8:13 am
#321
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,650
Got a progress email for a spend $X online get $X when I already completed the requirements and got my credit 🤷🏻♂️
the SYW SUB should appear as a statement credit. You do get SYW points in addition to the SUB
for SYW you get statement credits and SYW points.
Not sure if TYP gets both statement credits and TYP points or just TYP points
TYP is better than SYW imo since you can get cash back where as all us new SYW can only redeem our points for gift cards
the SYW SUB should appear as a statement credit. You do get SYW points in addition to the SUB
for SYW you get statement credits and SYW points.
Not sure if TYP gets both statement credits and TYP points or just TYP points
TYP is better than SYW imo since you can get cash back where as all us new SYW can only redeem our points for gift cards
Apr 4, 2024 | 1:09 pm
#322
Join Date: Aug 2005
Posts: 151
Got the 0% offer on purchases till next year April on this card.
Apr 6, 2024 | 7:28 am
#323
Join Date: Dec 2014
Posts: 298
$50 credit posted today, for $300 charge made on April 3. So new theory is it checks every Friday for this one and the 5% back on $400+ offer (last month for it, and havent spent that much yet so no credit).
Apr 7, 2024 | 2:41 pm
#324
Join Date: Apr 2024
Posts: 1
I10% in gas, grocery, restaurant ($500 min spend per month and lasts a whole year), 6% in online spending ($500 min spend for this month), and 5% on everything else ($400 min spend for the next 3 months). They even give me a 0% financing offer on $400 purchases for the whole year.
There is not a single other card that can give me 10% in grocery, gas, and restaurant for a whole year as long as meet the min spending of $500 every month.
There is not a single other card that can give me 10% in grocery, gas, and restaurant for a whole year as long as meet the min spending of $500 every month.
Are these uncapped?
Apr 7, 2024 | 9:25 pm
#325
Apr 9, 2024 | 11:05 am
#327
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 728
What's the best way to contact Shop Your Way CS for missing Febraury credits for GGR spend(spend 1500, get 10% back offer). Generally they post automatically but this was missed.
Other promotions for same time period posted except the GGR one.
Other promotions for same time period posted except the GGR one.
Last edited by concordian; Apr 9, 2024 at 4:52 pm Reason: Typo
Apr 9, 2024 | 1:31 pm
#328
Join Date: Mar 2008
Posts: 2,013
I think I've only ever just called them. I *may* have chatted once, but I'm not 100% sure on that one (meaning login to the website, etc.)
Apr 9, 2024 | 8:06 pm
#329
Join Date: Dec 2023
Posts: 17
Not sure how often they change up the redemption options (only have been redeeming for ~6 months), but I just went today to redeem for American Airlines gift cards, which I have in the past, and it seems to no longer be an option, along with all other airlines
Just a general FYI (and question if anyone knows if this happened in the past/if there's hope they'll be back at some point)
Just a general FYI (and question if anyone knows if this happened in the past/if there's hope they'll be back at some point)
Apr 11, 2024 | 11:05 am
#330
Join Date: Jul 2020
Posts: 170
Not sure how often they change up the redemption options (only have been redeeming for ~6 months), but I just went today to redeem for American Airlines gift cards, which I have in the past, and it seems to no longer be an option, along with all other airlines
Just a general FYI (and question if anyone knows if this happened in the past/if there's hope they'll be back at some point)
Just a general FYI (and question if anyone knows if this happened in the past/if there's hope they'll be back at some point)