Apr 29, 2020, 12:53 pm
Last edit by: mia
In April 2020 Chase criteria for approving BUSINESS card applications have become more stringent. All Chase INK products are business cards. Chase also issues co-branded business cards for United Airlines and Southwest Airlines.
Chase business cards are subject to the 5/24 restriction. Approval of a Chase business application has not increased the N/24 count, but there are a few reports in the 4th quarter of 2022 that this may have changed, review THIS thread. There will always be some uncertainty, because 5/24 is an unpublished rule which Chase can modify without notice or explanation.
For general information about applying for Chase cards, including explanation of the unpublished 5/24 rule, please review the Wikipost of the PERSONAL card thread: HERE
Anyone can apply for a business card as a sole proprietor. If your business has a registered company name, which Chase can verify, you may use the name to apply. Otherwise, use your legal First and Last name as the business name. Do not add any extra words, do not use a made up name. If Chase cannot verify the name the application will fail.
Useful Chase telephone numbers
(888) 269-8690 - Business Credit Card Application Status Line, automated
(800) 453-9719 Business Credit Card Reconsideration Line with live rep
(800) 453-9719 Credit Reallocation Office (Business cards)
(888) 622-7547 Executive Offices
Twitter: @ChaseSupport
Note: In the past, automated telephone status reports stating that Chase would notify you in 2 weeks often resulted in an approval, whereas the "7-10 days" telephone recording often indicated imminent denial. In 2016, this pattern became increasingly unpredictable, with many applicants receiving approval despite an earlier "7-10 days" automated telephone message. As a result, automated telephone responses should not be regarded as reliable indicators of an application's likely outcome.
?? Chase business credit cards [must / may] use [the same / a different] user name [as / from] personal cards. The same [applies / does not apply] to the e-mail address used. ??
Chase business cards are subject to the 5/24 restriction. Approval of a Chase business application has not increased the N/24 count, but there are a few reports in the 4th quarter of 2022 that this may have changed, review THIS thread. There will always be some uncertainty, because 5/24 is an unpublished rule which Chase can modify without notice or explanation.
For general information about applying for Chase cards, including explanation of the unpublished 5/24 rule, please review the Wikipost of the PERSONAL card thread: HERE
Anyone can apply for a business card as a sole proprietor. If your business has a registered company name, which Chase can verify, you may use the name to apply. Otherwise, use your legal First and Last name as the business name. Do not add any extra words, do not use a made up name. If Chase cannot verify the name the application will fail.
Useful Chase telephone numbers
(888) 269-8690 - Business Credit Card Application Status Line, automated
(800) 453-9719 Business Credit Card Reconsideration Line with live rep
(800) 453-9719 Credit Reallocation Office (Business cards)
(888) 622-7547 Executive Offices
Twitter: @ChaseSupport
Note: In the past, automated telephone status reports stating that Chase would notify you in 2 weeks often resulted in an approval, whereas the "7-10 days" telephone recording often indicated imminent denial. In 2016, this pattern became increasingly unpredictable, with many applicants receiving approval despite an earlier "7-10 days" automated telephone message. As a result, automated telephone responses should not be regarded as reliable indicators of an application's likely outcome.
?? Chase business credit cards [must / may] use [the same / a different] user name [as / from] personal cards. The same [applies / does not apply] to the e-mail address used. ??
Applying for Chase BUSINESS Cards (April 2020 - 2022)
Nov 7, 2022 | 2:17 pm
#874
Join Date: May 2022
Posts: 3,095
Record timing for a chase referral to update...strangely just checked mine and it still says 750
Nov 7, 2022 | 3:12 pm
#875
Join Date: Jan 2013
Posts: 863
edit: try changing the "21a" in address bar to "21n". That should change to the $900 link
Last edited by theplayer; Nov 7, 2022 at 3:18 pm
Nov 8, 2022 | 4:50 am
#876
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,583
Nov 8, 2022 | 7:07 am
#877
Join Date: Aug 2021
Programs: UR
Posts: 7
If I got the bonus points for my personal chase sapphire preferred a year ago will I be able to get a bonus for a business ink preferred? I'm under 5/24 btw.
Nov 8, 2022 | 7:11 am
#878
Join Date: May 2022
Posts: 3,095
No issues at all. Only cards you cannot get bonus on due to Sapphire Preferred are the Sapphire Preferred/Reserve. Outside of those 2, no problems
Nov 9, 2022 | 4:32 pm
#879
Join Date: Mar 2015
Posts: 16
I applied for Chase ink unlimited yesterday but when I checked the status calling the automated number, it cannot find the application associated with my SSN.
My credit monitoring program has shown the inquiry a few moments after I submitted the application.
Anyone has experienced this and should I call Recon?
My credit monitoring program has shown the inquiry a few moments after I submitted the application.
Anyone has experienced this and should I call Recon?
Nov 9, 2022 | 4:44 pm
#880
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA, IHG & Marriott Platinum; DL & HH Gold
Posts: 51,855
Nov 9, 2022 | 4:56 pm
#881
Join Date: May 2022
Posts: 3,095
I applied for Chase ink unlimited yesterday but when I checked the status calling the automated number, it cannot find the application associated with my SSN.
My credit monitoring program has shown the inquiry a few moments after I submitted the application.
Anyone has experienced this and should I call Recon?
My credit monitoring program has shown the inquiry a few moments after I submitted the application.
Anyone has experienced this and should I call Recon?
IMO call and talk to them and ask to speak to recon and see if they can approve it now, I never want to wait
Nov 10, 2022 | 10:09 am
#883
Join Date: May 2011
Location: CMH
Programs: UA-Ag, TK & I Prefer-Elite, Marriott-Ti; IHG-Pt; Hilton-Dia
Posts: 1,395
Denied Twice
My wife applied for the IHG World Elite Business card. The first denial was for too many accounts opened in the last 24 months. Since she was only 4/24 she called for reconsideration. She was denied again, this time for "You have too many active accounts or too much available credit
Too many recent requests for credit"
What can she do to get this approved, decrease some of the CLs or close some personal cards? She did not get to speak to the final decision maker either time which I thought was unusual.
Too many recent requests for credit"
What can she do to get this approved, decrease some of the CLs or close some personal cards? She did not get to speak to the final decision maker either time which I thought was unusual.
Nov 10, 2022 | 12:21 pm
#884
Join Date: May 2022
Posts: 3,095
My wife applied for the IHG World Elite Business card. The first denial was for too many accounts opened in the last 24 months. Since she was only 4/24 she called for reconsideration. She was denied again, this time for "You have too many active accounts or too much available credit
Too many recent requests for credit"
What can she do to get this approved, decrease some of the CLs or close some personal cards? She did not get to speak to the final decision maker either time which I thought was unusual.
Too many recent requests for credit"
What can she do to get this approved, decrease some of the CLs or close some personal cards? She did not get to speak to the final decision maker either time which I thought was unusual.
Nov 11, 2022 | 4:13 pm
#885
Join Date: May 2011
Location: CMH
Programs: UA-Ag, TK & I Prefer-Elite, Marriott-Ti; IHG-Pt; Hilton-Dia
Posts: 1,395