Originally Posted by rxgeek

My wife applied for the IHG World Elite Business card. The first denial was for too many accounts opened in the last 24 months. Since she was only 4/24 she called for reconsideration. She was denied again, this time for "You have too many active accounts or too much available credit
Too many recent requests for credit"
What can she do to get this approved, decrease some of the CLs or close some personal cards? She did not get to speak to the final decision maker either time which I thought was unusual.