Aug 2, 2022, 2:59 pm
C1 application process (all cards)
Nov 10, 2021 | 7:16 pm
#31
Join Date: Feb 2018
Location: Flyover Country
Posts: 232
I was instantly approved with an 810 credit score and almost two dozen open cards, low single digit credit utilization. Only one new card in past 18 months, and I am (now that I’m approved) at 3/24. One more data point. I buy into the theory that they are going easy on points and miles enthusiasts to suck us in from Amex and CHase. I did have one existing card with Cap One, one of my oldest cards that I don’t use for regular spending but have a small recurring monthly payment on. I’m sure that helped.
Nov 10, 2021 | 8:47 pm
#32
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,934
For some animalistic reason (gotta get the approval) I want to apply for this card, so badly. I'm pretty sure with my D/I ratio, no mortgage, 839+ credit score, etc I'd possibly easily be approved.
However, to be saddled with 10k spending on 1 card for 6 months to reach the 100k points, when I have very little outgoing expenditures, seems less than prudent.
The CSR takes very good care of me and my wife, and though I know some where I'm leaving money "on the table" I accept that with being loyal to Chase (they have all of my ready cash, investments, cc's.
I do wish I could apply to this card, but it just doesn't seem like a prudent move right now.
However, to be saddled with 10k spending on 1 card for 6 months to reach the 100k points, when I have very little outgoing expenditures, seems less than prudent.
The CSR takes very good care of me and my wife, and though I know some where I'm leaving money "on the table" I accept that with being loyal to Chase (they have all of my ready cash, investments, cc's.
I do wish I could apply to this card, but it just doesn't seem like a prudent move right now.
Nov 10, 2021 | 10:39 pm
#33
Join Date: Nov 2006
Location: SFO South Bay
Programs: UA 2MM
Posts: 3,053
My question is do I have to product change or drop my current Venture card in order to this the new Venture X, similar to having to drop a Sapphire Preferred in order to get the Reserve? I don't want to upgrade. I want the SUB!!
Nov 11, 2021 | 7:20 am
#35
Join Date: Aug 2005
Programs: AA LTP, UA, DL, HH, Marriott/SPG
Posts: 622
You can have both. I still have my Venture card (at $59 AF with most years waived) and was able to apply and get the new Venture X. They are both visible in Cap 1 online account and it looks like they are getting ready to ship my new card via FedEx (tracking shows delivery for tomorrow).
Nov 11, 2021 | 9:16 am
#36
formerly DreAAmliner
Join Date: Feb 2020
Location: DFW
Programs: AA EXP
Posts: 455
Applied Tuesday with instant approval $20k credit line. Answered "Sometimes" carry a balance (even though i don't) to maybe help get approval. 805 FICO
I have a QuickSilver from 8 years ago that i don't use except for one charge/ month to keep it open. it is my longest history card...
Today, in my account, it let me go to the travel page so i just started playing around.
First impressions are that it is a super clean UI and is very easy to use.
Already applied the Hertz President Circle.
HOWEVER, for a more experienced flyer, it lacks some information that may be important such as; airplane type/equipment and fare code.
This is not a huge deal to me as i will generally do my research elsewhere before i book on C1 travel, but nonetheless it would be nice to have this information.
the one thing i like about Chase' travel portal (though i don't use it often) is it gives you lots of detailed info.
I have a QuickSilver from 8 years ago that i don't use except for one charge/ month to keep it open. it is my longest history card...
Today, in my account, it let me go to the travel page so i just started playing around.
First impressions are that it is a super clean UI and is very easy to use.
Already applied the Hertz President Circle.
HOWEVER, for a more experienced flyer, it lacks some information that may be important such as; airplane type/equipment and fare code.
This is not a huge deal to me as i will generally do my research elsewhere before i book on C1 travel, but nonetheless it would be nice to have this information.
the one thing i like about Chase' travel portal (though i don't use it often) is it gives you lots of detailed info.
Nov 11, 2021 | 9:29 pm
#38
Join Date: Nov 2006
Location: SFO South Bay
Programs: UA 2MM
Posts: 3,053
I received instant (<10 seconds) approval and was given a $30K credit line. I did not complete the optional fields on the online application.
It appears that C1 pulled reports from both Experian and Trans Union. My approval document showed a slightly lower Experian FICO score than my Experian account.
It appears that C1 pulled reports from both Experian and Trans Union. My approval document showed a slightly lower Experian FICO score than my Experian account.
edit; found this specifically for Venture. *=most used:
Alabama Equifax
Arizona Equifax, Experian, and TransUnion*
California Equifax*, Experian, and TransUnion
Colorado TransUnion
Florida Equifax*, Experian, and TransUnion
Georgia Experian
Hawaii Experian
Illinois Equifax* and Experian
Indiana TransUnion
Kansas Experian
Kentucky Equifax and TransUnion*
Louisiana Equifax, Experian*, and TransUnion
Maine TransUnion
Maryland Equifax, Experian, and TransUnion*
Massachusetts Experian
Michigan Equifax, Experian*, and TransUnion
Minnesota Equifax
Mississippi TransUnion
Nevada Equifax, Experian, and TransUnion
New Hampshire TransUnion
New Jersey Equifax, Experian*, and TransUnion
New York Experian
North Carolina Equifax, Experian, and TransUnion*
Ohio Equifax and TransUnion
Oklahoma Experian
Oregon Experian
Pennsylvania Equifax, Experian*, and TransUnion
South Carolina Equifax and TransUnion
Tennessee Equifax
Texas Equifax, Experian, and TransUnion*
Virginia Equifax, Experian, and TransUnion*
Washington Equifax, Experian*, and TransUnion
Last edited by blueman2; Nov 11, 2021 at 9:39 pm
Nov 12, 2021 | 5:33 pm
#39
Moderator: Alaska Airlines Atmos Rewards
Join Date: Feb 2005
Posts: 13,593
Switched my cell phone billing to Venture X for the cell phone protection benefit.
Nov 12, 2021 | 11:37 pm
#40
Join Date: Oct 2015
Posts: 226
C1 application process (all cards)
Applications accepted beginning November 9, 2021
2 miles per dollar on all spending.
Bonuses for using travel portal (Bonus miles and $300 annual credit)
Priority Pass with two free guests
Hertz President’s Circle status
Free Authorized Users (AU apparently receive Priority Pass and Hertz status)
Global Entry / TSA Precheck credit
Vacation rental (i.e. Airbnb and VRBO) $200 credit (temporary offer)
Cell phone insurance.
Anniversary bonus 10,000 miles
Annual free $395
https://www.cnbc.com/select/capital-...l-credit-card/
2 miles per dollar on all spending.
Bonuses for using travel portal (Bonus miles and $300 annual credit)
Priority Pass with two free guests
Hertz President’s Circle status
Free Authorized Users (AU apparently receive Priority Pass and Hertz status)
Global Entry / TSA Precheck credit
Vacation rental (i.e. Airbnb and VRBO) $200 credit (temporary offer)
Cell phone insurance.
Anniversary bonus 10,000 miles
Annual free $395
https://www.cnbc.com/select/capital-...l-credit-card/
I was turned down for Citi Prestige, citing too many new cards (they want cards to be seasoned a year) yet they would not state how “too many” was defined, andtoo many inquiries. I have a Citi Double Cash, no others with Citi.
We just got the Amex Bonvoy Brilliant. In the past year we got 7 cards (technically 8 but doubt one went through a credit report inquiry.)
Credit scores north of 800, never carry a balance…never a late fee however did take a few late fees in 2021. No concern on income.
Total card count apx 30, most in the Chase family. Never had a Capital One card, however have been a Capital One account holder since its acquisition of ING.
Ok taking the credit hits (and change to new card time clock) if approved. Would prefer to avoid all together if chances are higher for denial. Reading different data points that seem to contradict one another around approvals.
If these things matter, I see the long term positive banking relationship and never having had a Capital One credit product a bonus, in favor of an approval.
On the other hand, i picked up a good few cards in the last year (and an additional inquiry or two.). One card will hit its one year anniversary date tomorrow, another mid December and a third end of January 2022
———
What do people here think in terms of chances of approval or strategy? Yes, understand no one can predict, many elements involved.
Maybe approvals are easier now since it is such a new card? Maybe benefits and subs change (and not for the better) after the card has been out and issued to predefined number of customers?
——
Do they offer instant cards - numbers that can be used ASAP while waiting for physical card?
We are in Maldives at present - would be cool to get approved while here and use the annual travel perk straight away.
——
Do they care about VOIP phone numbers or VPN usage when applying? Both are 200.% legit.
Nov 13, 2021 | 12:14 am
#41
Join Date: Nov 2021
Programs: IHG, Marriot, Emirates
Posts: 135
Yes - below is asking about approval chances for Capital One Venture X
I was turned down for Citi Prestige, citing too many new cards (they want cards to be seasoned a year) yet they would not state how “too many” was defined, andtoo many inquiries. I have a Citi Double Cash, no others with Citi.
We just got the Amex Bonvoy Brilliant. In the past year we got 7 cards (technically 8 but doubt one went through a credit report inquiry.)
Credit scores north of 800, never carry a balance…never a late fee however did take a few late fees in 2021. No concern on income.
Total card count apx 30, most in the Chase family. Never had a Capital One card, however have been a Capital One account holder since its acquisition of ING.
Ok taking the credit hits (and change to new card time clock) if approved. Would prefer to avoid all together if chances are higher for denial. Reading different data points that seem to contradict one another around approvals.
If these things matter, I see the long term positive banking relationship and never having had a Capital One credit product a bonus, in favor of an approval.
On the other hand, i picked up a good few cards in the last year (and an additional inquiry or two.). One card will hit its one year anniversary date tomorrow, another mid December and a third end of January 2022
———
What do people here think in terms of chances of approval or strategy? Yes, understand no one can predict, many elements involved.
Maybe approvals are easier now since it is such a new card? Maybe benefits and subs change (and not for the better) after the card has been out and issued to predefined number of customers?
——
Do they offer instant cards - numbers that can be used ASAP while waiting for physical card?
We are in Maldives at present - would be cool to get approved while here and use the annual travel perk straight away.
——
Do they care about VOIP phone numbers or VPN usage when applying? Both are 200.% legit.
I was turned down for Citi Prestige, citing too many new cards (they want cards to be seasoned a year) yet they would not state how “too many” was defined, andtoo many inquiries. I have a Citi Double Cash, no others with Citi.
We just got the Amex Bonvoy Brilliant. In the past year we got 7 cards (technically 8 but doubt one went through a credit report inquiry.)
Credit scores north of 800, never carry a balance…never a late fee however did take a few late fees in 2021. No concern on income.
Total card count apx 30, most in the Chase family. Never had a Capital One card, however have been a Capital One account holder since its acquisition of ING.
Ok taking the credit hits (and change to new card time clock) if approved. Would prefer to avoid all together if chances are higher for denial. Reading different data points that seem to contradict one another around approvals.
If these things matter, I see the long term positive banking relationship and never having had a Capital One credit product a bonus, in favor of an approval.
On the other hand, i picked up a good few cards in the last year (and an additional inquiry or two.). One card will hit its one year anniversary date tomorrow, another mid December and a third end of January 2022
———
What do people here think in terms of chances of approval or strategy? Yes, understand no one can predict, many elements involved.
Maybe approvals are easier now since it is such a new card? Maybe benefits and subs change (and not for the better) after the card has been out and issued to predefined number of customers?
——
Do they offer instant cards - numbers that can be used ASAP while waiting for physical card?
We are in Maldives at present - would be cool to get approved while here and use the annual travel perk straight away.
——
Do they care about VOIP phone numbers or VPN usage when applying? Both are 200.% legit.
Nov 13, 2021 | 2:25 am
#42
Join Date: Sep 2011
Programs: Virgin Atlantic Silver, IHG Diamond, Bonvoy Gold, Hilton Diamond, AA Platinum Pro, Sixt Diamond
Posts: 1,478
Amazingly, approved after 3 denials for Venture over last 1.5 years (tried every 6 months). No relationship with Cap1.
I applied abroad without VPN and did use a Google Voice number with no problem.
This is the card I've been waiting for to be at one-card-wallet (complemented by a few $0 AF 5X/% rotators and Amex Hilton Aspire).
I applied abroad without VPN and did use a Google Voice number with no problem.
This is the card I've been waiting for to be at one-card-wallet (complemented by a few $0 AF 5X/% rotators and Amex Hilton Aspire).
Nov 13, 2021 | 12:19 pm
#43
Join Date: May 2017
Posts: 25
For some animalistic reason (gotta get the approval) I want to apply for this card, so badly. I'm pretty sure with my D/I ratio, no mortgage, 839+ credit score, etc I'd possibly easily be approved.
However, to be saddled with 10k spending on 1 card for 6 months to reach the 100k points, when I have very little outgoing expenditures, seems less than prudent.
The CSR takes very good care of me and my wife, and though I know some where I'm leaving money "on the table" I accept that with being loyal to Chase (they have all of my ready cash, investments, cc's.
I do wish I could apply to this card, but it just doesn't seem like a prudent move right now.
However, to be saddled with 10k spending on 1 card for 6 months to reach the 100k points, when I have very little outgoing expenditures, seems less than prudent.
The CSR takes very good care of me and my wife, and though I know some where I'm leaving money "on the table" I accept that with being loyal to Chase (they have all of my ready cash, investments, cc's.
I do wish I could apply to this card, but it just doesn't seem like a prudent move right now.
I don't have much spend either but I have found that some of my bills can me paid on an annual basis. I just set aside money monthly so I know at least 3 times a year I have a bills that I can pay on a credit card to help with meeting minimum spend. Early in the year my annual HOA fees are due and that will make it much more reasonable for me to meet the spend on the venture x.
Nov 13, 2021 | 4:40 pm
#44
Join Date: Oct 2015
Posts: 226
C1 application process (all cards)
I'm in the same situation as you *almost*. I applied on Wednesday and got approved instantly for a $10,000 credit limit (min limit for visa infinite cards). I got approved for a Chase Boundless credit card exactly two months ago (Venture X will be my 3/24 card). This is my first capital one card and I don't see an option to use the card instantly, so no. I did apply while I'm abroad (used a google voice number and did not use a VPN).
Guess the main sifferemce would be the lower volume of recent cards as you are under the 5/24.