Originally Posted by
RetiredATLATC
For some animalistic reason (gotta get the approval) I want to apply for this card, so badly. I'm pretty sure with my D/I ratio, no mortgage, 839+ credit score, etc I'd possibly easily be approved.
However, to be saddled with 10k spending on 1 card for 6 months to reach the 100k points, when I have very little outgoing expenditures, seems less than prudent.
The CSR takes very good care of me and my wife, and though I know some where I'm leaving money "on the table" I accept that with being loyal to Chase (they have all of my ready cash, investments, cc's.
I do wish I could apply to this card, but it just doesn't seem like a prudent move right now.
I don't have much spend either but I have found that some of my bills can me paid on an annual basis. I just set aside money monthly so I know at least 3 times a year I have a bills that I can pay on a credit card to help with meeting minimum spend. Early in the year my annual HOA fees are due and that will make it much more reasonable for me to meet the spend on the venture x.