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Old Aug 2, 2013, 6:51 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: CWAL
A new thread was created for the new year in 2017. This is the old thread. For the 2017 on this topic, go here: http://www.flyertalk.com/forum/manufactured-spending/1819562-cvs-master-thread-2017-a.html

CVS is cash only for all Incomm-related reloads and reloadable cards, including Vanilla Reloads and Serve swipe reloads. See memo to stores for complete list. Other cards at CVS can still be bought using credit, but YMMV depending on location, Manager, etc.

New limits rolling out starting 10/20:
Transactions with $300 or more of card face value require ID.
Limit $2000 of card face value per 24 hour rolling period.
Limit of 10 cards per 24 hours.
Cashback posted in 48 hours.

Cash Register Freezing
Multiple reports that the CVS cash register will freeze and lock after scanning the ID when purchasing multiple prepaid cards. Then the register's computer needs to be restarted. Some report that "swiping" the ID instead of "scanning" will avoid the issue.

Limit of 7 tenders (swipes) per transaction. This is most commonly run into when using low-value AGCs. After seven, the transaction must be complete, no cash (or any other payment method) will be accepted to pay the balance.
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CVS master thread(2013-2016)

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Old Dec 15, 2016 | 4:00 pm
  #11521  
 
Join Date: Aug 2015
Posts: 279
Originally Posted by David_
About to try some FB's at CVS. Is this what I am looking for?

http://travelwithgrant.boardingarea....HH-Cert007.jpg
Originally Posted by littlewinglet
I think he was asking what he should be buying using the FBs.
Yes, echoing that question, is what the OV GC that can be used to buy MO at USPS? I ask because it doesn't say GC anywhere.
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Old Dec 15, 2016 | 4:06 pm
  #11522  
 
Join Date: Apr 2015
Posts: 178
Originally Posted by jwgmaldives
Yes, echoing that question, is what the OV GC that can be used to buy MO at USPS? I ask because it doesn't say GC anywhere.
Yes those are the ones for PO
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Old Dec 15, 2016 | 4:14 pm
  #11523  
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Originally Posted by cashcyclone
There are 2 options for automatic 5% back that takes 48 hrs:

1. If you spend $500 on each card plus $19.80 use credit and csr has to see last 4 digits of each card

2. If you use debit spend 499 x 4 and 23.84 in last transaction and you enter yourself pin on keypad.

thanks cashcyclone.

i did #2. my maiden attempt was to buy 4 GC of $495 load amount each. but i paid for them in 4 separate transactions to make it easy for myself, and it works. havent tried a variation from that approach yet, but hope to 'advance' myself up to $499 or $500 load amount soon, which would mean i need to keep all in 1 transaction only.

for some reason, i even got FB twice on one of the cards. probably some glitch.

--------------------------

question 1: is there a reason why when you use method #2 (debit), you shouldnt max out by saying 'deduct $500' each time? for method #1 (credit), you did say $500 is OK, but not for debit you said $499 which is $1 less.

question 2: regardless of method #1 (credit) or method #2 (debit), does the cashier enter the amount you want to deduct first to computer before you swipe, or does that only happen after you swipe?

thanks
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Old Dec 15, 2016 | 5:33 pm
  #11524  
 
Join Date: Mar 2011
Posts: 4
I have found that there is a maximum of 7 swipes at my CVS. After you get the CB from your first pass, you can go buy 4x500, using 3 previously used one first. You will then end up with "usable" balance on the last card for your next run. You can also do a single transaction for a $500 card using 6 of the previously used cards followed by one full one for the balance.
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Old Dec 15, 2016 | 7:05 pm
  #11525  
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Originally Posted by witzer
I have found that there is a maximum of 7 swipes at my CVS. After you get the CB from your first pass, you can go buy 4x500, using 3 previously used one first. You will then end up with "usable" balance on the last card for your next run. You can also do a single transaction for a $500 card using 6 of the previously used cards followed by one full one for the balance.

dont think i quite get it. possible to spell out furhter?

btw, does the cashier get suspicious or paranoid when you want to do so many swipes (some swipes as low as $25/swipe), and with diff cards (although all look magenta and thus the same)?

so far, i have been to a CVS who doesnt want to accept GC as a tool to buy another GC. so i avoided that store for now, but went to others with success in buying, but i dont want to trigger them off or something when there are not even that many CVS stores around to begin with to play my game (can count on 1 hand, within a 45 min driving radius)
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Old Dec 15, 2016 | 7:18 pm
  #11526  
 
Join Date: Feb 2015
Posts: 119
I'm going to do a test run tomorrow for $495 using debit. I have no feel for how my local CVS's operate.
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Old Dec 15, 2016 | 9:29 pm
  #11527  
 
Join Date: Mar 2011
Posts: 4
Originally Posted by gnomey
dont think i quite get it. possible to spell out furhter?

btw, does the cashier get suspicious or paranoid when you want to do so many swipes (some swipes as low as $25/swipe), and with diff cards (although all look magenta and thus the same)?

so far, i have been to a CVS who doesnt want to accept GC as a tool to buy another GC. so i avoided that store for now, but went to others with success in buying, but i dont want to trigger them off or something when there are not even that many CVS stores around to begin with to play my game (can count on 1 hand, within a 45 min driving radius)
Card 1 $25
Card 2 $25
Card 3 $25
Card 4 $25
Card 5 $25
Card 6 $25
Card 7 $353.95 (or whatever it works out to)

CVS is auto drain, so it will figure out what is left on the card or take what it needs.

For the next purchase, you can use some of the other $25s and the $147.05 remaining on the last card above. Just make sure your 7th card has enough left to cover remainder. If it doesn't they will have to void the transaction and start again.

Some cashiers are more picky than others and get suspicious. Maybe then I just do a couple of the smaller ones and finish with a 500. You could also start with the $147.05, then a couple $25s and then a 500. Since you only get 7 swipes, you want to use up the the smaller ones up and have a full $500 purchase.
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Old Dec 15, 2016 | 9:50 pm
  #11528  
 
Join Date: Jun 2015
Posts: 1,727
Originally Posted by witzer
Card 1 $25
Card 2 $25
Card 3 $25
Card 4 $25
Card 5 $25
Card 6 $25
Card 7 $353.95 (or whatever it works out to)

CVS is auto drain, so it will figure out what is left on the card or take what it needs.

For the next purchase, you can use some of the other $25s and the $147.05 remaining on the last card above. Just make sure your 7th card has enough left to cover remainder. If it doesn't they will have to void the transaction and start again.

Some cashiers are more picky than others and get suspicious. Maybe then I just do a couple of the smaller ones and finish with a 500. You could also start with the $147.05, then a couple $25s and then a 500. Since you only get 7 swipes, you want to use up the the smaller ones up and have a full $500 purchase.
I can't wait to see the $1.25 drains lol
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Old Dec 15, 2016 | 9:53 pm
  #11529  
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Originally Posted by witzer
Card 1 $25
Card 2 $25
Card 3 $25
Card 4 $25
Card 5 $25
Card 6 $25
Card 7 $353.95 (or whatever it works out to)

CVS is auto drain, so it will figure out what is left on the card or take what it needs.
i see. didnt know that. so you dont have to say "i am gonna pay $25 now" before swiping, or fear the Simon FB will be rejected bc insufficient funds. the latter has been the reason why i m loading $495 each time instead of $500 cos have to consider the purchase fee of $3.95/$4.95 too. i guess i can ramp up now.


Originally Posted by witzer

For the next purchase, you can use some of the other $25s and the $147.05 remaining on the last card above. Just make sure your 7th card has enough left to cover remainder. If it doesn't they will have to void the transaction and start again.
i see. got it. thanks


Originally Posted by witzer

Some cashiers are more picky than others and get suspicious. Maybe then I just do a couple of the smaller ones and finish with a 500. You could also start with the $147.05, then a couple $25s and then a 500. Since you only get 7 swipes, you want to use up the the smaller ones up and have a full $500 purchase.
yep. got it thanks. have you been doing the 'debit' or 'credit' method all these while? only reason i m not doing credit now is bc i want to avoid the need to hand over my card to cashier to show the last 4 digits. i also dont know if there is actually any benefit of swiping as credit over debit.
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Old Dec 16, 2016 | 12:12 am
  #11530  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
does the auto drain work with debits or only credits on the Five back cards at CVS?
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Old Dec 16, 2016 | 2:27 am
  #11531  
 
Join Date: May 2016
Posts: 73
dr_sharp

Originally Posted by Chelski
I can't wait to see the $1.25 drains lol
That is actually much easier. Take 20 cards with $1.25, rubber band them together, give as white elephant gift.
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Old Dec 16, 2016 | 7:24 am
  #11532  
 
Join Date: Mar 2015
Location: Cincinnati
Programs: AA, Hyatt
Posts: 371
i just do 4x495.05 every time. spends the $500 on each card, no keeping track of anything else after that. It just goes into my "need to check these for the $25 balance in a couple days" bin.
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Old Dec 16, 2016 | 8:20 am
  #11533  
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Join Date: Dec 2015
Location: DCA
Posts: 831
I always pay in one transaction with 4x 500 debit transactions and 1 CC payment for the fees. Seems like lately it's very frequently been happening that the first card will let me enter PIN, select no cashback, then come back with an error "alternate form of payment required." Then the next one will go through fine. I think I even tried the same card later in this morning's purchase, wasn't keeping close enough track. I always keep a couple of "spare" FBs in my wallet for situations like this -- please the separate "card read error" which occassionally pops up right after swiping. Anyone else frequently getting the "alternate form of payment required" on first card used? Wonder if it's something on the cashier's end of things?
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Old Dec 16, 2016 | 9:29 am
  #11534  
 
Join Date: Feb 2015
Posts: 119
Originally Posted by David_
I'm going to do a test run tomorrow for $495 using debit. I have no feel for how my local CVS's operate.
No problems buying a $5.95 fee card ($499.95 total) with a FB at the first location I tried. Cashier scanned DL and I paid using debit+pin. Will try another location later today.
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Old Dec 16, 2016 | 11:07 am
  #11535  
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Join Date: Mar 2009
Posts: 2,359
For those who are using the autodrain feature of the FB cards, do both debit and credit purchases autodrain or just one or the other? Thanks.
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