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Old Oct 22, 2021, 12:25 pm
  #31  
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Originally Posted by Im a new user
If you mean "Paygoo Prepaid MasterCard Gift" then the card costs 39 kr and you can top it up with at most 1500 kr. When it's empty, it's worthless and can be thrown away. Sounds like a waste of money. I think that shops selling it allow you to use any payment method that the shop normally accepts for purchases.

At one point in time, FR charged a high fee fee for paying with a card unless you used the most uncommon card on the market. An earlier version of this card was the only card available in Sweden which could be used to avoid that fee. After the EU banned FR's silly card transaction fee, I have had no reason to get this kind of card.
Paygoo is at least one of the products I thought I encountered at some stores.

Never flown on Ryanair; I have never personally even bought a ticket on them. By the time they or some other LCC tried to market MMX as being Copenhagen, I knew I had done the right thing by never using a single bit of my own money or anyone else's to book a flight on them. Between the marketing scam and their revenue scams, I stayed away from them.
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Old Oct 22, 2021, 3:16 pm
  #32  
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Originally Posted by GUWonder
Glad to hear that most of them make timely adjustments even with the low credit limits on the accounts. ICA and Willys and other grocery stores often sell gift cards, including some kind of reloadable debit card. Are the SAS Amex cards ever being used to buy those things at these grocery stores? Does City Gross sell those reloadable debit cards too?
The only issue with repaying credit card before time is that some card issuers such as Komplett don't let you put much more than what you owe them., e.g. if I want to buy tickets worth 20k and my credit limit is 10k then we are SOL. These cards are history now because they cut the card as soon as they found out Mr is no longer registered in Sweden. A long time ago with OKQ8 card - we used to be able to use the card as part payment for our new car, so I deposited a big chunk of $ in it and got 1% cash back which was awesome.

No idea if they sell reloadable GCs in Sweden as I like to use self scanning - especially when I use coupons.

I saw some people churn their AMEX using "curve" and "betalo" - I know Betalo and it made sense when COOP had no fee for using them, now with 2% I really don't see any reason to use them. I checked curve, again make no sense to me (I really don't see the value of SK points TBH). It's just how we see the value of the points, I know some people believe that they have a higher value.
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Old Oct 22, 2021, 5:01 pm
  #33  
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Originally Posted by GUWonder
In English, gross has more than one use -- not all of it meaning "disgusting".
For sure, but the others make even less sense in combination with "city".

I'm not sure what City Gross is supposed to mean in any language. In Swedish, gross means 12 dozen, as it can in English. Swedes also seem to think that "city" means downtown. In my neck of the rural woods the real rubes can be heard to announce excitedly "i morgon skall jag till city!", referring to the center of the nearest one-horse town.

So maybe City Gross actually means Downtown 144? That would make real sense.

Johan
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Old Oct 23, 2021, 10:11 am
  #34  
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Originally Posted by johan rebel
For sure, but the others make even less sense in combination with "city".

I'm not sure what City Gross is supposed to mean in any language. In Swedish, gross means 12 dozen, as it can in English. Swedes also seem to think that "city" means downtown. In my neck of the rural woods the real rubes can be heard to announce excitedly "i morgon skall jag till city!", referring to the center of the nearest one-horse town.

So maybe City Gross actually means Downtown 144? That would make real sense.

Johan
Was the first City Gross in Hyllinge? Could it be that it was the regional "big" grocery store and it was in that "city" trying to lure the country-side folk from around that part of Skane for bulk grocery purchases?

Perhaps someone can dig up the articles from around the time the first City Gross was launched and find out why they came up with the name City Gross.
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Old Oct 24, 2021, 4:55 am
  #35  
 
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Originally Posted by nacho
SEB is particularly great if your income is not from Sweden, all they want is a tax statement from Danish tax authorities. AMEX is ok regarding that but Mr. had to get some sort of certification that doesn't exist in DK. For other bank it was a wait for 5 years and Komplett bank only gives him 10k SEK credit limit and AMEX was over 100k.
Sure, Swedes will typically play ball with other socialist countries but forget bringing in paperwork from other Western countries. The other issue is of course when you use the card for corporate expenses which will typically range a multiple or your income.

Originally Posted by GUWonder
Does SEB accept credit card account overpayments? Is SEB ok with frequent mid-statement-cycle payments so that the account stays well-below the credit limit?
SEB will let you do this, you can also just pay off your bill in the middle of the month, wait a few days and have a clean credit limit as a work around. AMEX will start sending you letters and remind you that they are not a bank and as such can not 'extend credit' but they'll let you if you typically blow through the credit in 1-2 invoice cycles.
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Old Oct 24, 2021, 9:31 am
  #36  
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Originally Posted by FlyingMoose
Sure, Swedes will typically play ball with other socialist countries but forget bringing in paperwork from other Western countries. The other issue is of course when you use the card for corporate expenses which will typically range a multiple or your income.

SEB will let you do this, you can also just pay off your bill in the middle of the month, wait a few days and have a clean credit limit as a work around. AMEX will start sending you letters and remind you that they are not a bank and as such can not 'extend credit' but they'll let you if you typically blow through the credit in 1-2 invoice cycles.
I think some Swedish financial institutions hate people with income from DK. When we were looking into building our own house in Sweden, SBAB turned us down and said if the income is from Norway, it's ok, not from DK. Then another "...tek" (can't remember the name) said they only grant mortgages with Swedish income. Handelsbanken offered us a mortgage with double the ongoing interest rate and would only lend us the $ if we have a signed sales contract for our house (I'm talking about a SEK 2,6M loan and Mr.'s annual income can easily handle that). We got a mortgage from DK with the double amount and got it approved without any issue.

Mr got a corporate card and he had to use on business trip/dinner etc., he had to wrote to his boss and explain why he needed to claim this and that if the expense wasn't paid by the corporate card.
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Old Oct 24, 2021, 9:34 am
  #37  
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Originally Posted by GUWonder
Was the first City Gross in Hyllinge? Could it be that it was the regional "big" grocery store and it was in that "city" trying to lure the country-side folk from around that part of Skane for bulk grocery purchases?

Perhaps someone can dig up the articles from around the time the first City Gross was launched and find out why they came up with the name City Gross.
https://www.citygross.se/om-city-gross/historia

Yep - first store in Hyllinge in 1993. I don't see anywhere it explains why it's called City Gross (Hyllinge is certainly not a city from what I remember).
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Old Oct 24, 2021, 9:49 am
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Originally Posted by nacho
https://www.citygross.se/om-city-gross/historia

Yep - first store in Hyllinge in 1993. I don't see anywhere it explains why it's called City Gross (Hyllinge is certainly not a city from what I remember).
Beyond Hyllinge, nowhere else around that part of Skane is really as close to being a "city" unless going "all the way" to Helsingborg and considering that the "city".

For some living out in the boonies, even a small town can be the "city" -- especially if it gets or got an ICA Maxi and a Max fast food joint. Back then I am pretty sure it didn't have either, but nowadays it has both.
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Old Oct 24, 2021, 1:25 pm
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There is also a small independent supermarket in Kista's business district called Kista Grossen so I think the word has some meaning, but dictionary doesn't know it. Some kind of a slang, maybe?
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Old Oct 24, 2021, 2:59 pm
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I suppose it is derived from Grossist, I.e. bulk retailer / wholesale.
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Old Oct 25, 2021, 11:07 am
  #41  
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Originally Posted by GUWonder
Beyond Hyllinge, nowhere else around that part of Skane is really as close to being a "city" unless going "all the way" to Helsingborg and considering that the "city".

For some living out in the boonies, even a small town can be the "city" -- especially if it gets or got an ICA Maxi and a Max fast food joint. Back then I am pretty sure it didn't have either, but nowadays it has both.
Honestly, I have no idea why Hyllinge is that big to have both CG and Maxi (I think there's a Bauhaus there too). It's like 20 mins to Helsingborg and now that there are CG in Helsingborg why drive all the way to Hyllinge? There's Vala that has a Coop, K-rauta there which is a lot closer than driving to Hyllinge - haven't been there for many years.
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Old Oct 25, 2021, 12:41 pm
  #42  
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Originally Posted by nacho
Honestly, I have no idea why Hyllinge is that big to have both CG and Maxi (I think there's a Bauhaus there too). It's like 20 mins to Helsingborg and now that there are CG in Helsingborg why drive all the way to Hyllinge? There's Vala that has a Coop, K-rauta there which is a lot closer than driving to Hyllinge - haven't been there for many years.
In the rural areas closer to Hyllinge than Helsingborg, Hyllinge was more convenient and "less intimidating" for a while. Vala is sort of out of the way for those who live SE and NE of Hyllinge, but in one direction there is Astorp that is bigger. But given the rise in fuel costs -- especially diesel, people may like to go more local than used to be the case out in those parts too.

In the US, some FTers would be paying closer attention to the rural areas to run up manufactured spend since opportunities which have dried up in urban and suburban areas have survived longer in rural areas. In Sweden, manufactured spend works differently.
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Old Oct 25, 2021, 12:42 pm
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Well, thats probably why the city gross in Hyllinge closed I think about two years ago

The Maxi has the prime location there. The City Gross was just hiding on the other end and most people just didnt notice it at all. I only saw it when I needed to pick up some stuff from Jula which Bauhaus didnt have.

I think Hyllinge is pretty well located to both attract Helsingborg and surroundings but also people like me which live but further away but to far from the next major place like Kristianstad or Halmstad.

and by the way. I hate coop even more then city gross given the coop in Vla isnt that bad but still a coop.
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Old Oct 25, 2021, 1:59 pm
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Originally Posted by fassy
Well, that’s probably why the city gross in Hyllinge closed… I think about two years ago

The Maxi has the prime location there. The City Gross was just hiding on the other end and most people just didn’t notice it at all. I only saw it when I needed to pick up some stuff from Jula which Bauhaus didn’t have.

I think Hyllinge is pretty well located to both attract Helsingborg and surroundings but also people like me which live but further away but to far from the next major place like Kristianstad or Halmstad.

and by the way…. I hate coop even more then city gross… given the coop in Vla isn’t that bad but still a coop.
I never got a chance to play up the Coop-to-SAS points transfer games while the gaming may have been good, so that draw has passed for me.

Clustering for gas stations is quite common in the US, but grocery stores seem to do that kind of thing a lot in Sweden -- especially when convenient for those living in "car country". Even Hyllie now has a City Gross + ICA + Willys within five minute walk of the Hyllie train station. Didn't realize that the Hyllinge City Gross had closed permanently there, but I can see why.

If it weren't for Coops at Stockholm and Malmo train stations, I would probably even more rarely enter any of them. The Coop most convenient for Malmo FF home matches was depressing the last time I ended up going inside it. And even the ones next to Systembolaget -- say like the one in Are -- don't manage to draw me in any better than IKEA. City Gross also barely ever sees me. I think the City Gross in Vaxjo or in Kalmar scared me away a long time ago, but the one in Rosengard was a draw.

Last edited by GUWonder; Oct 25, 2021 at 4:46 pm Reason: Meant the Coop inside Stockholm Central station, not the Coop outside of Gothenburg C station.
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Old Oct 25, 2021, 3:43 pm
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Originally Posted by GUWonder
I never got a chance to play up the Coop-to-SAS points transfer games while the gaming may have been good, so that draw has passed for me.
How does it work? I just have no idea!

Originally Posted by GUWonder
If it weren't for Coops at Gothenburg and Malmo train stations, I would probably even more rarely enter any of them.
When some years back we got off the bus from Oslo to Copenhagen, Tanums shopping center I think it was, we got the bus tickets there to take the local bus to Fjllbacka; that was our introduction to Coop, which stayed with us during trip. I had never really thought of Coop in Denmark, but always liked Brugsen and Irma. It wasnt long until I got a membership card, not to forget a Coop bank card. I think its charming how the Swedes pronounce Coop, reminding me of the damn good coffee FBI agent in Twin Peaks. In Denmark, its basic co-op.
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